TEMPO
ActiveSummary
TEMPO has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €130,032 and a net result of €16,294. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 92% of 14258 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability83▼-3
Solvency100=
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12,000 at 30 days acceptable
Liquidity ample (current ratio 10.98 against 8.17 in 2024; short-term debt: 8.5% and cash: 90.3% of total assets), and 8.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.5%
Return on assets
11.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-01-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
10 d early
2023
1 d early
2022
8 d early
2021
7 d late
2020
17 d early
2019
25 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 10 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 23 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€130,032▲ 9.8%
2024 · €118,468
Total assets
€142,122▲ 1.9%
2024 · €139,421
Net result
€16,294▼ 17.1%
2024 · €19,651
Working capital
€120,654▲ 10.7%
2024 · €109,014
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€68,333▲ 40.4%€5,957▼ 91.3%€13,083▲ 120%€30,039▲ 130%€24,384▼ 18.8%
Net result€47,188above the sector's middle half▲ 42.2%€1,712within the sector's middle half▼ 96.4%€6,845within the sector's middle half▲ 300%€19,651within the sector's middle half▲ 187%€16,294within the sector's middle half▼ 17.1%
Equity€187,706within the sector's middle half▲ 15.9%€189,418within the sector's middle half▲ 0.9%€122,488within the sector's middle half▼ 35.3%€118,468within the sector's middle half▼ 3.3%€130,032within the sector's middle half▲ 9.8%
Total assets€234,351within the sector's middle half▲ 11.2%€224,990within the sector's middle half▼ 4.0%€149,925within the sector's middle half▼ 33.4%€139,421below the sector's middle half▼ 7.0%€142,122within the sector's middle half▲ 1.9%
Debt€46,646▼ 4.5%€35,572▼ 23.7%€27,437▼ 22.9%€20,953▼ 23.6%€12,090▼ 42.3%
Working capital€164,265above the sector's middle half▲ 21.5%€172,932above the sector's middle half▲ 5.3%€113,401within the sector's middle half▼ 34.4%€109,014within the sector's middle half▼ 3.9%€120,654above the sector's middle half▲ 10.7%
Solvency80.1%above the sector's middle half▲ 3.3pp84.2%above the sector's middle half▲ 4.1pp81.7%above the sector's middle half▼ 2.5pp85.0%above the sector's middle half▲ 3.3pp91.5%above the sector's middle half▲ 6.5pp
Current ratio9.88above the sector's middle half▼ 2.1211.81above the sector's middle half▲ 1.938.32above the sector's middle half▼ 3.488.17above the sector's middle half▼ 0.1510.98above the sector's middle half▲ 2.81
Return on assets (ROA)20.1%above the sector's middle half▲ 4.4pp0.8%within the sector's middle half▼ 19.4pp4.6%within the sector's middle half▲ 3.8pp14.1%above the sector's middle half▲ 9.5pp11.5%above the sector's middle half▼ 2.6pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €142,122
Fixed assets
€9,378 ▼ 38.3%
Current assets
€132,745 ▲ 6.9%
Equity and liabilities €142,122
Equity
€130,032 ▲ 9.8%
Debt
€12,090 ▼ 42.3%
Debt's share of the balance-sheet total falls from 15.0% to 8.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€30,215▼
2024 · €35,870
Cash flow
€22,125▼
2024 · €25,482
Debt to equity
0.09▼
2024 · 0.18
ROE
12.5%▼
2024 · 16.6%
Interest coverage
41.87▼
2024 · 43.92
Debt ≤ 1 year
€12,090▼
2024 · €15,198
Debt > 1 year
€0▼
2024 · €5,755
Income taxes
€8,132▼
2024 · €9,641
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,371 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,371 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,377 | €15,524 | €15,016 | €5,831 | €5,831 | = |
| Other operating charges640/8 | - | €10,266 | €5,095 | €7,471 | €8,239 | ▲ 10.3% |
| Gross operating margin9900 | €88,395 | €31,747 | €33,193 | €43,341 | €38,454 | ▼ 11.3% |
| Operating profit (loss)9901 | €68,333 | €5,957 | €13,083 | €30,039 | €24,384 | ▼ 18.8% |
| Financial income75/76B | - | €10 | €189 | €70 | €764 | ▲ 992% |
| Recurring financial income75 | €1 | €10 | €189 | €70 | €764 | ▲ 992% |
| Financial charges65/66B | - | €1,053 | €1,236 | €817 | €722 | ▼ 11.6% |
| Recurring financial charges65 | €1,092 | €1,053 | €1,236 | €817 | €722 | ▼ 11.6% |
| Profit (loss) for the period before taxes9903 | €67,242 | €4,915 | €12,036 | €29,292 | €24,426 | ▼ 16.6% |
| Income taxes67/77 | €20,053 | €3,202 | €5,191 | €9,641 | €8,132 | ▼ 15.7% |
| Profit (loss) for the period9904 | €47,188 | €1,712 | €6,845 | €19,651 | €16,294 | ▼ 17.1% |
| Profit (loss) for the period to be appropriated9905 | €47,188 | €1,712 | €6,845 | €19,651 | €16,294 | ▼ 17.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €234,351 | €224,990 | €149,925 | €139,421 | €142,122 | ▲ 1.9% |
| Fixed assets21/28 | €51,580 | €36,056 | €21,040 | €15,209 | €9,378 | ▼ 38.3% |
| Intangible fixed assets21 | €840 | €290 | €0 | - | - | - |
| Tangible fixed assets22/27 | €50,740 | €35,766 | €21,040 | €15,209 | €9,378 | ▼ 38.3% |
| Land and buildings22 | - | €21,500 | €18,580 | €13,363 | €8,147 | ▼ 39.0% |
| Furniture and vehicles24 | - | €11,970 | €2,461 | €1,846 | €1,230 | ▼ 33.3% |
| Other tangible fixed assets26 | - | €2,296 | €0 | - | - | - |
| Current assets29/58 | €182,772 | €188,934 | €128,885 | €124,212 | €132,745 | ▲ 6.9% |
| Amounts receivable within one year40/41 | €11,246 | €9,510 | €7,356 | €17,886 | €4,396 | ▼ 75.4% |
| Trade receivables40 | - | €8,013 | €7,356 | €17,886 | €4,396 | ▼ 75.4% |
| Other amounts receivable41 | - | €1,498 | €0 | - | - | - |
| Cash at bank and in hand54/58 | €171,441 | €178,807 | €121,360 | €105,401 | €128,283 | ▲ 21.7% |
| Deferred charges and accrued income490/1 | - | €616 | €169 | €925 | €66 | ▼ 92.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €234,351 | €224,990 | €149,925 | €139,421 | €142,122 | ▲ 1.9% |
| Equity10/15 | €187,706 | €189,418 | €122,488 | €118,468 | €130,032 | ▲ 9.8% |
| Contributions10/11 | - | €7,437 | €7,437 | €7,437 | €7,437 | = |
| Reserves13 | €180,269 | €181,981 | €115,051 | €111,031 | €122,595 | ▲ 10.4% |
| Non-distributable reserves130/1 | - | €1,859 | €1,859 | €0 | - | - |
| Reserves not available under the articles1311 | - | €1,859 | €1,859 | €0 | - | - |
| Distributable reserves133 | - | €180,122 | €113,192 | €111,031 | €122,595 | ▲ 10.4% |
| Profit (loss) carried forward14 | - | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €46,646 | €35,572 | €27,437 | €20,953 | €12,090 | ▼ 42.3% |
| Amounts payable after more than one year17 | €28,139 | €19,570 | €11,953 | €5,755 | €0 | ▼ 100% |
| Financial debts170/4 | - | €19,570 | €11,953 | €5,755 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €18,507 | €16,002 | €15,484 | €15,198 | €12,090 | ▼ 20.4% |
| Current portion of amounts payable after more than one year42 | - | €8,569 | €7,617 | €6,198 | €5,703 | ▼ 8.0% |
| Trade debts44 | €3,837 | €4,359 | €4,066 | €3,393 | €3,096 | ▼ 8.8% |
| Suppliers440/4 | - | €4,359 | €4,066 | €3,393 | €3,096 | ▼ 8.8% |
| Taxes, remuneration and social security45 | - | €2,823 | €2,442 | €4,716 | €2,400 | ▼ 49.1% |
| Taxes450/3 | - | €2,823 | €2,442 | €4,716 | €2,283 | ▼ 51.6% |
| Remuneration and social security454/9 | - | - | - | - | €117 | - |
| Other amounts payable47/48 | - | €251 | €1,360 | €891 | €891 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €47,188 | €1,712 | €6,845 | €19,651 | €16,294 | ▼ 17.1% |
| + Depreciation and write-downs630 | €15,377 | €15,524 | €15,016 | €5,831 | €5,831 | = |
| Operating cash flow (approximation) | €62,565 | €17,236 | €21,860 | €25,482 | €22,125 | ▼ 13.2% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €7,366 | -€57,447 | -€15,960 | €22,882 | ▲ 243% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €1,712 ▼96.4%
Net result drops to €1,712, the lowest in the series; recovery starts the following year.
07-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 7 days late
2021
30-06
Financial
Highest result since 2019net €47,188 ▲42.2%
Operating result €68,333, net result €47,188, both a record.
14-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Equity above €150,000Eq €161,946 ▲25.8%
2 profitable years in a row build equity to €161,946.
06-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
26-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
08-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 1989
Ground area
391 m²
Building footprint
187 m²
Volume, LiDAR
1,631 m³
Parcel 11008B0154/00V002, Flanders · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
TEMPO BVBA
since 19892.043.438.028
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11008B0154/00V002 | Flanders | 391 m² | 1 · 187 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IMMOCONTACT
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PROPRIUS
BE 0821.749.554
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VASTGOED VANDILLE
BE 0727.551.666
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C A D
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Of 11,755 companies in sector 68310 we hold annual accounts for 6,912. 5,252 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-03-1989
Fiscal year end30-06
Activities, NACEBEL 2025
68310Real estate agency activities
66220Insurance agents and brokers
68321Property management for co-owned buildings (syndics)
68322Real estate appraisal on a fee or contract basis
68329Real estate activities
Contact
E-mail
info@tempobvba.beBrasschaat
E-invoicing
Reachable via Peppol
Peppol ID
0208:0437188007
Also
9925:BE0437188007
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.