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TEMPETE PROJECTS

Active
Private limited companyfounded 2024active for 2 yearsZwarteweg 36, 8433 Middelkerke, Belgium31 active companies are registered at this addressKBO/BCE: BE 1004.859.622
Summary

TEMPETE PROJECTS has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€3,377) and a net result of -€7,647. Its solvency ranks better than 19% of 17,042 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Activity
Development of residential building projects
NACE 68121
1 site
Size
€245,190total assets 2025
Equity
-€3,377
Loss
-€7,647
Turnover not published (micro format)
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
Largest shareholder
DIERCKX TECHNICS · 25%
2025 accounts filed 12 days late
Why 53raises riskCapped at 59: negative equityNegative equity -€3,377lowers riskSector: Real estate activities (NACE 68)Size: total assets €245,190Liquidity: current ratio 0.99, cash €66,367Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 18% of its sector peers (NACE 68, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 24-13
equity -1.4% of total assets
Liquidity 34+6
short-term debt 101.4% · cash 27.1%
Profitability 30+30
return on assets -3.1%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,614 companies, NACE 68, micro)
Last 24 months 02-2025: 0.7% 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.8%▲ +0.1 percentage points vs 05-2025 07-2025: 0.9%▲ +0.1 percentage points vs 06-2025 08-2025: 1.0%▲ +0.1 percentage points vs 07-2025 09-2025: 1.0%● unchanged vs 08-2025 10-2025: 0.6%▼ -0.4 percentage points vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.7%▲ +0.1 percentage points vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 1.1%▲ +0.4 percentage points vs 07-2026highest value 09-2026: 0.5%▼ -0.6 percentage points vs 08-2026lowest value 10-2026: 0.5%● unchanged vs 09-2026lowest value
No credit on open account
Liquidity insufficient (current ratio 0.99, compared with 1.14 in 2024, below 1; short-term debt: 101.4% and cash: 27.1% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 18% on solvency, 26% on liquidity, 26% on profitability and 3% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Seven signals.
lowers riskraises risk
lowers risk · Sector: Real estate activities (NACE 68)
KBO
raises risk · Negative equity -€3,377
NBB · annual accounts
lowers risk · Size: total assets €245,190
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.99, cash €66,367
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2425
2024 to 2025 · latest year -€3,377
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
raises risk · 2025 accounts filed 12 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
12 days late
2024
56 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 34 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. IncorporationAppointments: Geert Jozef Celine Dierckx…

Financials · financial year 2025, micro format

2025 annual accounts filed late (12 days) Filed on 12 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00393911.

Equity
-€3,377
2024 · €4,270
Total assets
€245,190▲ 615%
2024 · €34,270
Net result
-€7,647▼ 33.4%
2024 · -€5,730
Working capital
-€3,377
2024 · €4,270
Trend over the years

2024 to 2025, 2 financial years

The operating result stays negative: a loss of €7,467 in 2025 against €5,593 in 2024; the loss grows.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€7,467 2025 Net result-€7,647 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 68, Real estate activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result-€5,593--€7,467▼ 33.5%
Net result-€5,730within the sector's middle half--€7,647within the sector's middle half▼ 33.4%
Equity€4,270below the sector's middle half--€3,377below the sector's middle half
Total assets€34,270below the sector's middle half-€245,190within the sector's middle half▲ 615%
Debt€30,000-€248,567▲ 729%
Working capital€4,270within the sector's middle half--€3,377within the sector's middle half
Solvency12.5%within the sector's middle half--1.4%below the sector's middle half▼ 13.8pp
Current ratio1.14within the sector's middle half-0.99within the sector's middle half▼ 0.16
Return on assets (ROA)-16.7%below the sector's middle half--3.1%below the sector's middle half▲ 13.6pp
above within below the middle half of NACE 68, Real estate activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Key figures and ratios
2025 value · change against 2024
Quick ratio
0.34▲
2024 · 0.24
Debt ≤ 1 year
€248,567▲
2024 · €30,000
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,555 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 91.6% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a small loss
4.6% went bankrupt
3.6% stopped otherwise
91.6% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,555 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 27 lines
Balance sheet Code20242025
Assets
Total assets20/58€34,270€245,190▲
Current assets29/58€34,270€245,190▲
Stocks and contracts in progress3€27,000€161,104▲
Stocks30/36€27,000€161,104▲
Amounts receivable within one year40/41€47€17,718▲
Other amounts receivable41€47€17,718▲
Cash at bank and in hand54/58€7,222€66,367▲
Equity and liabilities
Total equity and liabilities10/49€34,270€245,190▲
Equity10/15€4,270-€3,377▼
Contributions10/11€10,000€10,000=
Profit (loss) carried forward14-€5,730-€13,377▼
Amounts payable17/49€30,000€248,567▲
Amounts payable within one year42/48€30,000€248,567▲
Trade debts44-€11,934
Suppliers440/4-€11,934
Advances received on contracts in progress46-€106,633
Other amounts payable47/48€30,000€130,000▲
Income statement Code20242025
Other operating charges640/8€661€793▲
Gross operating margin9900-€4,932-€6,673▼
Operating profit (loss)9901-€5,593-€7,467▼
Financial charges65/66B€138€180▲
Recurring financial charges65€138€180▲
Profit (loss) for the period before taxes9903-€5,730-€7,647▼
Profit (loss) for the period9904-€5,730-€7,647▼
Profit (loss) for the period to be appropriated9905-€5,730-€7,647▼
Appropriation of the result
Profit (loss) to be appropriated9906-€5,730-€13,377▼
Profit (loss) brought forward from the previous period14P--€5,730

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Other operating charges640/8€661€793▲ 20.0%
Gross operating margin9900-€4,932-€6,673▼ 35.3%
Operating profit (loss)9901-€5,593-€7,467▼ 33.5%
Financial charges65/66B€138€180▲ 30.9%
Recurring financial charges65€138€180▲ 30.9%
Profit (loss) for the period before taxes9903-€5,730-€7,647▼ 33.4%
Profit (loss) for the period9904-€5,730-€7,647▼ 33.4%
Profit (loss) for the period to be appropriated9905-€5,730-€7,647▼ 33.4%
Line20242025Change
Assets
Total assets20/58€34,270€245,190▲ 615%
Current assets29/58€34,270€245,190▲ 615%
Stocks and contracts in progress3€27,000€161,104▲ 497%
Stocks30/36€27,000€161,104▲ 497%
Amounts receivable within one year40/41€47€17,718▲ 377×
Other amounts receivable41€47€17,718▲ 377×
Cash at bank and in hand54/58€7,222€66,367▲ 819%
Equity and liabilities
Total equity and liabilities10/49€34,270€245,190▲ 615%
Equity10/15€4,270-€3,377-
Contributions10/11€10,000€10,000=
Profit (loss) carried forward14-€5,730-€13,377▼ 133%
Amounts payable17/49€30,000€248,567▲ 729%
Amounts payable within one year42/48€30,000€248,567▲ 729%
Trade debts44-€11,934-
Suppliers440/4-€11,934-
Advances received on contracts in progress46-€106,633-
Other amounts payable47/48€30,000€130,000▲ 333%
Line20242025Change
Profit (loss) for the period9904-€5,730-€7,647▼ 33.4%
Operating cash flow (approximation)-€5,730-€7,647▼ 33.4%
Change in cash-€59,144-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
31-12-2025 micro format 12-08-2026 2026-00393911
31-12-2024 micro format 25-09-2025 2025-00502550

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of the 9,532 active companies whose main activity is development of residential building projects (NACE 68121), figures are known for 7,448. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
2 directors, no change since 2024
Geert Jozef Celine Dierckx
Director (not named in the articles) · since 22-01-2024
Current
Stephanie Dierckx
Director (not named in the articles) · since 22-01-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

2 people since 2024, 2 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
Geert Jozef Celine Dierckx
  • Director (not named in the articles), from 22-01-2024 to date
Stephanie Dierckx
  • Director (not named in the articles), from 22-01-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Owners

1 owner

Sources: the companies' annual accounts, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.

Group and network

Connections & network

2 current directors
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

TEMPETE PROJECTS was incorporated on 18 January 2024 as a private limited company.1 The board currently has 2 members; 2 of them have served since 2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 22-01-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
12-08
NBB filing Annual accounts filed
financial year 2025 · micro format · 12 days late
2025
25-09
NBB filing Annual accounts filed
financial year 2024 · micro format · 56 days late
2024
22-01
Gazette deed Incorporation
Appointments: Geert Jozef Celine Dierckx (director) and Stephanie Dierckx (director) · Founder · Founding capital9 facts ▸
  • Incorporation, “TEMPETE PROJECTS” (deed in Dutch)
  • Founder, DIERCKX TECHNICS
  • Founder, BRUMARE
  • Founder, EETHUIS LA FONDA
  • Founder, LWAXANA
  • Founding capital, €80,000
  • Director appointment, Geert Jozef Celine Dierckx (director (not named in the articles))
  • Director appointment, Stephanie Dierckx (director (not named in the articles))
  • Power of attorney, Anne-Marie Szabó
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded18-01-2024
Financial year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
68110Buying and selling of own real estate
E-invoicing
Reachable via Peppol
Peppol ID 0208:1004859622
Registered 31-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 26 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1004.859.622

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Middelkerke · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
192 m²
Building footprint
183 m²
Building volume
943 m³
Parcel 35010B0081/00L000, Flanders · tallest building 8.3 m. Linked by address, not a title deed.
31 companies at this address See who is registered here
1 establishment unit
TEMPETE PROJECTS
Zwarteweg 36, 8433 MiddelkerkeDevelopment of residential building projects
since 2024unit no. 2.355.899.277
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
35010B0081/00L000 Flanders 192 m² 1 · 183 m² 8.3 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“De verwerving,de vervreemding,de inleasinggeving,het beheer,de uitbating,de valorisatie,de verkaveling,de ordening,het huren en verhuren,het…” (deed in Dutch)
3 activities (deed in Dutch)
  1. De verwerving,de vervreemding,de inleasinggeving,het beheer,de uitbating,de valorisatie,de verkaveling,de ordening,het huren en verhuren,het doen bouwen en verbouwen van onroerende goederen,de procuratie;alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten,zoals de aan-en verkoop,het laten uitvoeren van alle bouwwerkzaamheden en de coördinatie ervan,de binnenhuisinrichting en decoratie,de huur en verhuur,de ruil,de verkaveling en,in het algemeen,alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het productief maken van onroerende goederen en onroerende zakelijke rechten
  2. Tussenhandelaar,de handel in onroerende goederen,dit in de meest ruime zin van het woord,met inbegrip van onroerende leasing,met uitsluiting evenwel van handelingen welke vallen onder de beroepswerkzaamheden van een erkende vastgoedmakelaar
  3. Het nemen en afstaan van optierechten terzake het kopen van onroerende goederen of immobiliënvennootschappen,alsmede de uitgifte van vastgoedcertificaten

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest, Zwarteweg 36,8433 Middelkerke(Mannekensvere)” (deed in Dutch)

deed of 22-01-2024

Who represents it, and how

Board ruleHow the board is made up, meets and takes decisions.
“Bestuursorgaan, kunnen een college vormen” (deed in Dutch)
“Bepaalde of onbepaalde termijn, Mandaat” (deed in Dutch)
“Beëindiging, ontslag vereist statutenwijziging” (deed in Dutch)
“Overblijvende bestuurders mogen nieuwe bestuurder coöpteren, Coöptatie” (deed in Dutch)
“Raad van bestuur, overblijvende bestuurders mogen nieuwe bestuurder coöpteren” (deed in Dutch)

deed of 22-01-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
First Thursday of June at 18:00

deed of 22-01-2024

Oversight and winding up

Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Algemene vergadering ontbonden vennootschap keurt aanstelling goed, vereffenaars handelen overeenkomstig artikelen Wetboek van…” (deed in Dutch)

deed of 22-01-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Rechtspersoon met mandaat van bestuurder benoemt natuurlijke persoon als vaste vertegenwoordiger belast met uitvoering mandaat in naam en…” (deed in Dutch)
Other provision: “Elk alleen of als college, dagelijks bestuur” (deed in Dutch)
Other provision: “Benoeming dagelijks bestuur, bestuursorgaan” (deed in Dutch)
Other provision: “Volmachten bestuursorgaan, alleen bijzondere en beperkte volmachten voor bepaalde of reeks bepaalde rechtshandelingen” (deed in Dutch)
Other provision: “Jaarlijkse nettowinst, elk aandeel recht op gelijk aandeel in winstverdeling” (deed in Dutch)
Liquidation distribution: “Nog in natura voorhanden goederen op zelfde wijze verdeeld, na aanzuivering schulden,lasten,kosten of consignatie nodige sommen” (deed in Dutch)
1 more provision in the deed, see the deed of 22-01-2024

deed of 22-01-2024