TEMPERIO
ActiveSummary
TEMPERIO has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €541k and a net result of €71k. Equity is growing by ~18.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 40.36 against 37.63 in 2024; short-term debt: 2.4% and cash: 94.6% of total assets), and 2.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.6%
Return on assets
12.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-04-2026, 94 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
94 d early
2024
38 d early
2023
49 d early
2022
47 d early
2021
38 d early
2020
39 d early
2019
45 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€541k▲ 15.0%
2024 · €470k
2018: €133k
2019: €158k
2020: €235k
2021: €293k
2022: €349k
2023: €408k
2024: €470k
2018 → 2025
Total assets
€554k▲ 14.9%
2024 · €482k
2018: €133k
2019: €180k
2020: €249k
2021: €305k
2022: €358k
2023: €421k
2024: €482k
2018 → 2025
Net result
€71k▲ 14.4%
2024 · €62k
2018: €-874
2019: €25k
2020: €77k
2021: €59k
2022: €55k
2023: €60k
2024: €62k
2018 → 2025
Working capital
€529k▲ 20.1%
2024 · €440k
2018: €133k
2019: €157k
2020: €233k
2021: €224k
2022: €295k
2023: €360k
2024: €440k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€293k-€349k▲ 18.8%€408k▲ 17.1%€470k▲ 15.2%€541k▲ 15.0%
Operating result€81k-€77k▼ 5.8%€82k▲ 7.4%€84k▲ 2.6%€91k▲ 7.5%
Net result€59k-€55k▼ 6.1%€60k▲ 8.0%€62k▲ 3.9%€71k▲ 14.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 7% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €554k
Fixed assets
€12k ▼ 60.1%
Current assets
€542k ▲ 19.9%
Equity and liabilities €554k
Equity
€541k ▲ 15.0%
Debt
€13k ▲ 9.5%
Debt's share of the balance-sheet total falls from 2.5% to 2.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€109k▲
2024 · €102k
Cash flow
€89k▲
2024 · €80k
Current ratio
40.36▲
2024 · 37.63
Debt to equity
0.02▼
2024 · 0.03
ROE
13.1%▼
2024 · 13.2%
ROA
12.8%▼
2024 · 12.8%
Interest coverage
1123.80▲
2024 · 1073.88
Debt ≤ 1 year
€13k▲
2024 · €12k
Income taxes
€27k▲
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€482k€554k▲
Fixed assets21/28€30k€12k▼
Tangible fixed assets22/27€30k€12k▼
Plant, machinery and equipment23€2k€686▼
Furniture and vehicles24€28k€11k▼
Current assets29/58€452k€542k▲
Amounts receivable within one year40/41€17k€17k▲
Trade receivables40€16k€16k▼
Other amounts receivable41€392€1k▲
Current investments50/53€200k€0▼
Cash at bank and in hand54/58€233k€524k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€482k€554k▲
Equity10/15€470k€541k▲
Contributions10/11€6k€6k=
Reserves13€464k€534k▲
Distributable reserves133€464k€534k▲
Amounts payable17/49€12k€13k▲
Amounts payable within one year42/48€12k€13k▲
Trade debts44€680€551▼
Suppliers440/4€680€551▼
Taxes, remuneration and social security45€10k€12k▲
Taxes450/3€8k€12k▲
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€2k€414▼
Accrued charges and deferred income492/3€247€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k▼
Other operating charges640/8€569€585▲
Gross operating margin9900€103k€109k▲
Operating profit (loss)9901€84k€91k▲
Financial income75/76B€2k€7k▲
Recurring financial income75€2k€7k▲
Financial charges65/66B€95€97▲
Recurring financial charges65€95€97▲
Profit (loss) for the period before taxes9903€86k€98k▲
Income taxes67/77€24k€27k▲
Profit (loss) for the period9904€62k€71k▲
Profit (loss) for the period to be appropriated9905€62k€71k▲
Appropriation of the result
Profit (loss) to be appropriated9906€62k€71k▲
Transfer to equity691/2€62k€71k▲
To other reserves6921€62k€71k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €500kEq €541k ▲15%
7 profitable years in a row build equity to €541k.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €77k ▲206%
Operating result €97k, net result €77k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 17.80
Current ratio from 8.25 to 17.80; short-term debt falls from €22k to €14k.
31-12
Financial
Equity above €200kEq €235k ▲48.5%
2 profitable years in a row build equity to €235k.
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
Show earlier events
31-12
Financial
Equity above €150kEq €158k ▲18.8%
Equity rises from €133k to €158k.
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Westerlo · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Begijnenland 222260 WesterloGround area
778 m²
Building footprint
221 m²
Volume, LiDAR
1,181 m³
Parcel 13052A0023/00D000, Flanders · tallest building 9.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Begijnenland 22, 2260 Westerlo
since 20102.189.941.680
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13052A0023/00D000 | Flanders | 777 m² | 1 · 221 m² | 9.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
European research
1 project · 31,983 EUR EU contributionProgrammes
Horizon 2020
Projects
Direct and indirect biorefinery technologies for conversion of organic side-streams into multiple marketable products
Similar companies · same sector, comparable size
Consultancy@lepaige.eu
BE 0550.612.184
Elsene · Eq €540,729
BIOSCAN
BE 0473.960.014
Oud-Turnhout · Eq €540,737
LIVANTO
BE 0874.900.408
Turnhout · Eq €540,835
LOCUSLUX
BE 0895.263.676
Sint-Lambrechts-Woluwe · Eq €540,393
SINDRE SYSTEMS
BE 0883.087.505
Kraainem · Eq €540,927
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 34,028 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-07-2010
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.