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Temperatuur.Expert

Active
Private limited companyfounded 20205 yrs activeHoogstraat 16, 9820 Merelbeke-Melle, BelgiumKBO/BCE: BE 0760.359.937
Summary

The computed 12-month bankruptcy probability of Temperatuur.Expert is 7.3% (elevated). The 2025 annual accounts show equity of €567,844 and a net result of €319,891. Equity is growing by ~49.8% per year across the filed fiscal years. Its solvency ranks better than 43% of 9534 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
Temperatuur.ExpertActiveChecked score 35/100
Risk analysis ReportCompare

Overview

Activity
Installation of electric heating, air conditioning, cooling and ventilation
NACE 43222
1 site
Size
€1.5mtotal assets 2025
Staff
6 FTE
Equity
€567,844
Profit
€319,891
Turnover not published (abridged schema)
Financial health
35 Weak Checked score 2025
Bankruptcy chance 12 m
7.3%
Structure
Largest shareholder
Lavori Roobra · 50%
Accounts filed 31 d late2 of 5 deeds read
Why 35- 2 changes of registered office in 24 months- Founded in 2020- Latest accounts 31 days late; 3 of the last 3 late- Liquidity: current ratio 1.80, cash €32,937, halvedShow the evidence

Checked score

Score 2025
35 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 44% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 64+3
equity 38.8% of total assets
Liquidity 27-10
short-term debt 51.4% · cash 2.2%
Profitability 96+4
return on assets 21.8%
Bankruptcy probability, 12 months
7.3% Elevated
0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,515 companies)
Last 24 months 11-2024: 11.1% 12-2024: 2.7%▼ -75.5% vs 11-2024 01-2025: 2.7%▼ -1.1% vs 12-2024 02-2025: 2.7%● 0.0% vs 01-2025 03-2025: 2.7%▼ -0.1% vs 02-2025 04-2025: 3.1%▲ +13.9% vs 03-2025 05-2025: 3.4%▲ +9.2% vs 04-2025 06-2025: 3.5%▲ +4.1% vs 05-2025 07-2025: 3.6%▲ +3.2% vs 06-2025 08-2025: 4.7%▲ +29.2% vs 07-2025 09-2025: 5.0%▲ +6.8% vs 08-2025 10-2025: 12.5%▲ +150% vs 09-2025highest value 11-2025: 12.5%● 0.0% vs 10-2025highest value 12-2025: 6.8%▼ -45.2% vs 11-2025 01-2026: 6.9%▲ +0.4% vs 12-2025 02-2026: 6.9%● 0.0% vs 01-2026 03-2026: 2.6%▼ -61.5% vs 02-2026lowest value 04-2026: 2.8%▲ +7.9% vs 03-2026 05-2026: 3.1%▲ +7.3% vs 04-2026 06-2026: 3.3%▲ +8.0% vs 05-2026 07-2026: 3.6%▲ +8.2% vs 06-2026 08-2026: 4.4%▲ +23.2% vs 07-2026 09-2026: 7.3%▲ +65.2% vs 08-2026 10-2026: 7.3%● 0.0% vs 09-2026
  • 2 changes of registered office in 24 months raises the probability
  • Founded in 2020 raises the probability for this profile
  • Latest accounts 31 days late; 3 of the last 3 late raises the probability
  • Liquidity: current ratio 1.80, cash €32,937, halved raises the probability
Credit up to €19,000 at 30 days only on tighter terms
Liquidity ample (current ratio 1.8 against 1.88 in 2024; short-term debt: 51.4% and cash: 2.2% of total assets), but 61.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 41%, liquidity 16%, profitability 82%, growth against the median 37%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · 2 changes of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Founded in 2020
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Latest accounts 31 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Liquidity: current ratio 1.80, cash €32,937, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filings
Deviation from the deadline
2025
31 d late
2024
98 d late
2023
117 d late
2022
101 d late
2021
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 82 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 November (4 of the last 5 filed years within 37 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Permanent representative: Peter RooseleerRegistered-office move
  3. Capital & sharesBoard meeting

Key points

  • Positive: Among the best 8% on net resultsector median €27,784 · 9,527 companies €319,891 View
  • Positive: 5 profitable years in a rowprofit 2025: €319,891 5 years View
  • Total assets 20255 fiscal years filed €1.5m View

By topic

Financials

Fiscal year
2025
Total assets
€1.5m
Profit
€319,891
Solvency
38.8%
Total assets▼ 5.8%
Net result
20212025
Go to Financials

Timeline

Events
12
Since
2022
Next accounts
by 31-07-2027
  1. 31-08-2026Annual accounts filed
  2. 19-08-2026Permanent representative: Peter Rooseleer
  3. 11-03-2026Capital & shares
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Installation of electric heating, air conditioning, cooling and…NACE 43222
Founded
21-12-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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