TEMPERANCE
ActiveSummary
TEMPERANCE has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €312,619 and a net result of -€20,263. Equity is shrinking by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 79% of 31896 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability12▲+6
Solvency100=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20,000 at 30 days acceptable
Liquidity short (current ratio 0.02 against 0.01 in 2024; short-term debt: 17.6% and cash: 0.3% of total assets), and 17.6% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€20,263
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
3 d early
2024
6 d early
2023
10 d late
2022
on the day
2021
18 d early
2020
30 d late
2019
106 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 17 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€312,619▼ 6.1%
2024 · €332,882
Total assets
€379,344▼ 2.8%
2024 · €390,176
Net result
-€20,263▲ 51.0%
2024 · -€41,348
Working capital
-€65,339▼ 14.9%
2024 · -€56,889
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€9,312▲ 53.6%-€10,014▼ 7.5%-€23,265▼ 132%-€40,239▼ 73.0%-€19,597▲ 51.3%
Net result-€9,360▲ 54.4%-€10,244▼ 9.4%-€23,962▼ 134%-€41,348▼ 72.6%-€20,263▲ 51.0%
Equity€408,436▼ 2.2%€398,192▼ 2.5%€374,230▼ 6.0%€332,882▼ 11.0%€312,619▼ 6.1%
Total assets€429,071▼ 0.4%€419,667▼ 2.2%€410,523▼ 2.2%€390,176▼ 5.0%€379,344▼ 2.8%
Debt€20,635▲ 56.2%€21,475▲ 4.1%€36,293▲ 69.0%€57,295▲ 57.9%€66,725▲ 16.5%
Working capital-€7,404▲ 19.0%-€6,608▲ 10.7%-€24,349▼ 268%-€56,889▼ 134%-€65,339▼ 14.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €19,597 in 2025 against €40,239 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €379,344
Fixed assets
€377,958 ▼ 3.0%
Current assets
€1,386 ▲ 242%
Equity and liabilities €379,344
Equity
€312,619 ▼ 6.1%
Debt
€66,725 ▲ 16.5%
Debt's share of the balance-sheet total rises from 14.7% to 17.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€7,784▲
2024 · -€28,631
Cash flow
-€8,450▲
2024 · -€29,740
Current ratio
0.02▲
2024 · 0.01
Debt to equity
0.21▲
2024 · 0.17
ROE
-6.5%▲
2024 · -12.4%
ROA
-5.3%▲
2024 · -10.6%
Interest coverage
-11.70▲
2024 · -34.08
Debt ≤ 1 year
€66,725▲
2024 · €57,295
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,440 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 90% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a small loss
2.1%
went bankrupt
7.4%
stopped otherwise
90%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,440 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,149 | €11,040 | €11,153 | €11,608 | €11,813 | ▲ 1.8% |
| Other operating charges640/8 | €2,238 | €2,953 | €5,330 | €1,690 | €1,777 | ▲ 5.2% |
| Gross operating margin9900 | €4,075 | €3,979 | -€6,782 | -€26,941 | -€6,007 | ▲ 77.7% |
| Operating profit (loss)9901 | -€9,312 | -€10,014 | -€23,265 | -€40,239 | -€19,597 | ▲ 51.3% |
| Financial charges65/66B | €48 | €48 | €510 | €840 | €666 | ▼ 20.8% |
| Recurring financial charges65 | €48 | €48 | €510 | €840 | €666 | ▼ 20.8% |
| Profit (loss) for the period before taxes9903 | -€9,360 | -€10,062 | -€23,776 | -€41,079 | -€20,263 | ▲ 50.7% |
| Income taxes67/77 | - | €182 | €186 | €269 | - | - |
| Profit (loss) for the period9904 | -€9,360 | -€10,244 | -€23,962 | -€41,348 | -€20,263 | ▲ 51.0% |
| Profit (loss) for the period to be appropriated9905 | -€9,360 | -€10,244 | -€23,962 | -€41,348 | -€20,263 | ▲ 51.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €429,071 | €419,667 | €410,523 | €390,176 | €379,344 | ▼ 2.8% |
| Fixed assets21/28 | €415,840 | €404,800 | €398,579 | €389,771 | €377,958 | ▼ 3.0% |
| Tangible fixed assets22/27 | €415,840 | €404,800 | €398,579 | €389,771 | €377,958 | ▼ 3.0% |
| Land and buildings22 | €415,840 | €404,800 | €393,760 | €382,720 | €371,680 | ▼ 2.9% |
| Plant, machinery and equipment23 | - | - | €4,819 | €7,051 | €6,278 | ▼ 11.0% |
| Current assets29/58 | €13,231 | €14,867 | €11,944 | €405 | €1,386 | ▲ 242% |
| Amounts receivable within one year40/41 | €1,368 | €2,867 | €871 | - | - | - |
| Trade receivables40 | €674 | €1,820 | €871 | - | - | - |
| Other amounts receivable41 | €695 | €1,047 | - | - | - | - |
| Cash at bank and in hand54/58 | €106 | €9,392 | €11,004 | €405 | €1,092 | ▲ 169% |
| Deferred charges and accrued income490/1 | €11,757 | €2,607 | €70 | - | €294 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €429,071 | €419,667 | €410,523 | €390,176 | €379,344 | ▼ 2.8% |
| Equity10/15 | €408,436 | €398,192 | €374,230 | €332,882 | €312,619 | ▼ 6.1% |
| Contributions10/11 | €460,000 | €460,000 | €460,000 | €460,000 | €460,000 | = |
| Outside capital11 | €460,000 | €460,000 | €460,000 | - | - | - |
| Other1109/19 | €460,000 | €460,000 | €460,000 | - | - | - |
| Profit (loss) carried forward14 | -€51,564 | -€61,808 | -€85,770 | -€127,118 | -€147,381 | ▼ 15.9% |
| Amounts payable17/49 | €20,635 | €21,475 | €36,293 | €57,295 | €66,725 | ▲ 16.5% |
| Amounts payable within one year42/48 | €20,635 | €21,475 | €36,293 | €57,295 | €66,725 | ▲ 16.5% |
| Trade debts44 | €780 | €2,620 | €800 | €1,605 | €1,709 | ▲ 6.5% |
| Suppliers440/4 | €780 | €2,620 | €800 | €1,605 | €1,709 | ▲ 6.5% |
| Advances received on contracts in progress46 | €815 | - | - | - | - | - |
| Taxes, remuneration and social security45 | €1,000 | €2,015 | €4,811 | €90 | €174 | ▲ 93.7% |
| Taxes450/3 | - | €865 | €3,561 | €90 | €174 | ▲ 93.7% |
| Remuneration and social security454/9 | €1,000 | €1,150 | €1,250 | - | - | - |
| Other amounts payable47/48 | €18,040 | €16,840 | €30,682 | €55,600 | €64,842 | ▲ 16.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€9,360 | -€10,244 | -€23,962 | -€41,348 | -€20,263 | ▲ 51.0% |
| + Depreciation and write-downs630 | €11,149 | €11,040 | €11,153 | €11,608 | €11,813 | ▲ 1.8% |
| Operating cash flow (approximation) | €1,789 | €796 | -€12,809 | -€29,740 | -€8,450 | ▲ 71.6% |
| Investment in fixed assets (approximation) | - | €0 | -€4,932 | -€2,800 | €0 | ▲ 100% |
| Change in cash | - | €9,286 | €1,611 | -€10,598 | €687 | ▲ 106% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€41,348
Net result drops to -€41,348, the lowest in the series; recovery starts the following year.
10-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 10 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
14-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 106 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2018
Ground area
126 m²
Building footprint
153 m²
Volume, LiDAR
1,794 m³
Parcel 21812N0426/00H000, Brussels · tallest building 16.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
TEMPERANCE
since 20182.279.825.147
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21812N0426/00H000 | Brussels | 126 m² | 1 · 153 m² | 16.0 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,590. 37,897 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-07-2018
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
47793Retail sale of other second-hand goods, excluding clothing
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
82990Other business support services
90111Literary creation
E-invoicing
Reachable via Peppol
Peppol ID
0208:0699671787
Also
9925:BE0699671787
Registered
11-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.