Turnover
≈ €120,000 estimated
The micro format states no turnover.
Tempala
Overview
Lifetime
1 annual account with figurespeak €60,830 (2025)
€60,830
peak €43,905 (2025)
€43,905
peak €44,905 (2025)
€44,905
€49,204
Board1 name since 2024
1 directorVAN ROBAYS Daan Ivo
Documentsfilings and deeds
08-06-202653 days before the deadline
2025micro format
First year with figures
Key points
from the 2025 annual accountsChecked score
95
Excellent
Financially stronger than 63% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 0.4%
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026highest value
07-2026: < 0.1%▼ -0.4 percentage points vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 2.40, cash €30,273
Size: total assets €94,109
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 41% of them on solvency, 64% on liquidity and 82% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as Tempala has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of Tempala itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for Tempala. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.4, above the usual 1.5. Short-term debt is 24.9% and cash 32.2% of total assets. However, 52.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
53 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1017373513
Incorporation
Founder: VAN ROBAYS Daan Ivo · 100 shares · Appointment: VAN ROBAYS Daan Ivo (director) · published on 17-12-2024 · Gazette deed
First establishment
Filips van Cleeflaan 45, Ghent
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Tempala Ghent | €94,109 | €60,830 | 47.7% | - |
| Minnovate Ghent | €91,870 | €61,242 | 58.0% | - |
| Vinsights Lede | €92,126 | €62,730 | 55.5% | - |
| 365-IT Aalst | €91,524 | €65,745 | 47.2% | - |
| saralytics Lokeren | €101,078 | €61,661 | 47.1% | - |
| Go4iT Consulting Lokeren | €89,832 | €63,992 | 71.4% | - |
| brchtl Oudenaarde | €102,908 | €66,633 | 41.7% | - |
These companies have the same main activity as Tempala: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €89,800 and €103,000, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 13-12-2024Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 4 others
- Establishment unit
- 2.367.523.6399000 Ghent, since 13-12-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 12-02-2025
Annual accounts 2025
- €60,830
- €43,905
- €44,905
- €94,109
- Filing
- Filed on 08-06-2026, 53 days before the end of the filing period
Insights on Tempala
Tempala has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44,905 and a net result of €43,905.
Its solvency ranks better than 39% of 21,208 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 08-06-2026, 53 days before the deadline€60,830
€56,296
€43,905
€32,868
47.7%
2.40
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €120,000. Estimated: probably between €100,000 and €150,000.
Balance sheet
balance sheet total €94,109 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
47.7%
Higher than 39% of 21,208 companies in 2025.
2.40
Higher than 49% of 20,571 companies in 2025.
46.7%
Higher than 83% of 20,746 companies in 2025.
Tempala
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
94,109 | |
21/28 |
37,762 | |
22/27 |
37,762 | |
23 |
1,713 | |
25 |
36,049 | |
29/58 |
56,347 | |
40/41 |
24,351 | |
40 |
24,351 | |
54/58 |
30,273 | |
490/1 |
1,723 | |
| Balance sheet: equity and liabilities | ||
10/49 |
94,109 | |
10/15 |
44,905 | |
10/11 |
1,000 | |
13 |
43,905 | |
133 |
43,905 | |
17/49 |
49,204 | |
17 |
25,725 | |
170/4 |
25,725 | |
42/48 |
23,479 | |
42 |
6,420 | |
44 |
1,895 | |
440/4 |
1,895 | |
45 |
8,217 | |
450/3 |
8,217 | |
47/48 |
6,946 | |
| Income statement | ||
9900 |
60,830 | |
630 |
4,429 | |
640/8 |
106 | |
9901 |
56,296 | |
65/66B |
532 | |
65 |
532 | |
9903 |
55,764 | |
67/77 |
11,858 | |
9904 |
43,905 | |
9905 |
43,905 | |
| Appropriation of the result | ||
9906 |
43,905 | |
691/2 |
43,905 | |
6921 |
43,905 | |
| Document | ||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 08-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 08-06-2026 | 2026-00144357 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 60,724 | ||
| 48,334 | ||
| 42,191 | ||
| 32,868 | ||
| 47.7% | ||
| 2.40 | ||
| 1.10 | ||
| 97.8% | ||
| 46.7% | ||
| over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €42,191 |
| €4,429 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on Tempala
Debt's share of the balance-sheet total is 52.3%.
Board & ownership
Board
1 director, since incorporationDirector
since 13-12-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 08-06-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 17-12-2024
Mandates through the years
1 name, the dashed line is todayVAN ROBAYS Daan Ivo
Director
Director
Board
Mandates as a list
- VAN ROBAYS Daan Ivo
- Director, from 13-12-2024 to date
Control
Capital
- Contribution
- €1,000
- Shares
- 100
- Contribution per share
- €10
- Equity per share
- €449 in 2025
- Source
- 2025 annual accounts
Articles of association
deed of 17-12-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director“Vergoeding bestuurders, algemene vergadering beslist kosteloos of niet”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Friday of June at 19:00
Shareholders
At incorporation
deed of 17-12-2024 ↗
- VAN ROBAYS Daan Ivo 100 shares (100%) · in cash
Network & group
No group
Tempala has no parent and no holdings in its annual accounts. VAN ROBAYS Daan Ivo is the only director. Tempala shares no director with another company.
Timeline
Timeline
4 events since 2024Filings
Establishments
202420252026
2026
Annual accounts 2025 filed NBBmicro format · 53 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1017373513
2024
IncorporationFounder: VAN ROBAYS Daan Ivo · 100 shares · Appointment: VAN ROBAYS Daan Ivo (director) · published on 17-12-20245 points ▸
- Founder, VAN ROBAYS Daan Ivo
- 100 shares
- VAN ROBAYS Daan Ivo holds 100 shares
- Registered office clause, Filips van Cleeflaan 45, 9000 Gent
- Director appointment, VAN ROBAYS Daan Ivo
- The deed holds 2 more points.
First establishment Filips van Cleeflaan 45, Ghent
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1017.373.513
- VAT number
- BE 1017.373.513
- Peppol ID
- 0208:1017373513
- Other Peppol ID
- 9925:BE1017373513
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 13-12-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Friday of June at 19:00deed of 17-12-2024 (in Dutch)
- Peppol
- Reachable since 12-02-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Tempala in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 17-12-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 17-12-2024 (in Dutch)
Activities
NACEBEL 202562200
Computer consultancy and computer facilities management main activity
62100
Computer programming
Codes under NACEBEL 2008
62020
IT consultancy main activity
62010
Computer programming, consultancy and related activities
63110
Computing infrastructure, data processing, hosting and other information service activities
77330
Rental and leasing activities
95110
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het aanbieden van computerconsultancy-diensten; Het ontwerpen en programmeren van computerprogramma’s; Het beheer van computerfaciliteiten…”deed of 17-12-2024 (in Dutch)
8 activities
- Het aanbieden van computerconsultancy-diensten
- Het ontwerpen en programmeren van computerprogramma’s
- Het beheer van computerfaciliteiten
- Het aanbieden van overige diensten op het gebied van informatietechnologie en computer
- De reparatie van computers en randapparatuur
- Gegevensverwerking,webhosting en aanverwante activiteiten
- De verhuur en lease van kantoormachines,inclusief computers
- Het kopen,verkopen,huren en verhuren van roerende en onroerende goederen
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Filips van Cleeflaan 45 registered office 9000 Ghent | 13-12-2024 | 2.367.523.639 |
Buildings and parcels at the address
- Ground area
- 97 m²
- Buildings
- 58 m²
- Volume, LiDAR
- 455 m³
- Tallest building
- 11.9 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 44807G0005/00N003 | 97 m² | 1 · 58 m² | 11.9 m · 3 |