Financials
- Fiscal year
- 2024
- Total assets
- €228,524
- Loss
- -€18,810
- Solvency
- -51.9%
Total assets▼ 6.6%
Net result
20182024
TEMOR
ActiveSummary
TEMOR has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€118,648) and a net result of -€18,810. Equity is shrinking by ~30% per year across the filed fiscal years. Its solvency ranks better than 12% of 26038 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Overview
What they do
Retail sale of household textiles and bedding
NACE 47512Retail trade NACE 47722NACE 52410
1 site
How big
€228,524total assets 2024
- Staff
- 1.6 FTE
- Equity
- -€118,648
- Loss
- -€18,810
Turnover not published (abridged schema)
Who decides
Accounts 63 d overdue0 of 3 deeds read
Why 30- Annual accounts: weaker financial profile- Higher-failure-rate sector- Negative equity+ Long track recordFiled after the deadlineShow the evidence
Checked score
Score 2024
Axes · tick = 2023
Profitability8▲+8
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 1.53 against 1.66 in 2023; short-term debt: 60% and cash: 0.1% of total assets), but equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-51.9%
Return on assets
-8.2%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€118,648
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
31 d late
2022
68 d late
2021
31 d late
2020
111 d late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 50 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
- Weakest financial yearnet -€49,984
Key points
- Risk: Negative equityfiscal year 2024: debts exceed assets -€118,648 View
- Risk: 3 loss-making years in a rowloss fiscal year 2024 -€18,810 View
- Caution: Among the weakest 5% on equitysector median €38,729 · 26,097 companies -€118,648 View
- Caution: Accounts not fileddeadline was 31-07-2026 63 d late View
By topic
Timeline
- Events
- 13
- Since
- 2016
- 30-09-2025Annual accounts filed
- 31-08-2024Annual accounts filed
- 31-12-2023Weakest financial year
Support & recognitions
- Funding sources
- 1
- Flemish government
- €2,000awarded · 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of household textiles and beddingNACE 47512
- Founded
- 23-01-2002
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies How does this company compare with its sector?Sector benchmark
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