TEMIS
ActiveTEMIS has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €55k and a net result of €22k. Equity is growing by ~12.8% per year across the filed fiscal years. Its solvency ranks better than 55% of 2672 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
90
/ 100
Excellent▼ -10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency96▼-4
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.06 against 3.35 in 2024), and 47.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.1%
Return on assets
20.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
6 d late
2024
26 d late
2023
28 d late
2022
25 d late
2021
17 d early
2020
9 d early
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€22k▼ 3.4%
2024 · €23k
2018: €11k
2019: €7k
2020: €7k
2021: €1k
2022: €822
2023: €8k
2024: €23k
2018 → 2025
Working capital
€52k▼ 0.8%
2024 · €53k
2018: €12k
2019: €22k
2020: €26k
2021: €26k
2022: €31k
2023: €30k
2024: €53k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€38k-€38k▲ 2.2%€36k▼ 6.3%€59k▲ 63.6%€55k▼ 6.2%
Operating result€4k-€-1k€17k€38k▲ 128%€35k▼ 5.6%
Net result€1k-€822▼ 29.7%€8k▲ 901%€23k▲ 178%€22k▼ 3.4%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €106k
Fixed assets
€4k▼ 29.3%
Current assets
€102k▲ 34.9%
Equity and liabilities €106k
Equity
€55k▼ 6.2%
Debt
€51k▲ 125%
The debt ratio rises from 27.6% to 47.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€39k▼
2024 · €41k
Cash flow
€25k▼
2024 · €26k
Solvency
52.1%▼
2024 · 72.4%
Current ratio
2.06▼
2024 · 3.35
Quick ratio
2.06▼
2024 · 3.35
Debt / equity
0.92▲
2024 · 0.38
ROE
40.0%▲
2024 · 38.9%
ROA
20.9%▼
2024 · 28.1%
Interest coverage
219.45▲
2024 · 214.55
Debt
€51k▲
2024 · €22k
Debt ≤ 1 year
€49k▲
2024 · €22k
Income taxes
€14k▼
2024 · €15k
Staff costs
€9k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€81k€106k▲
Fixed assets21/28€6k€4k▼
Tangible fixed assets22/27€6k€4k▼
Furniture and vehicles24€5k€4k▼
Other tangible fixed assets26€1k€419▼
Current assets29/58€75k€102k▲
Amounts receivable within one year40/41€55k€42k▼
Trade receivables40€37k€21k▼
Other amounts receivable41€18k€21k▲
Current investments50/53€6k€6k=
Cash at bank and in hand54/58€6k€46k▲
Deferred charges and accrued income490/1€7k€7k=
Equity and liabilities
Total equity and liabilities10/49€81k€106k▲
Equity10/15€59k€55k▼
Reserves13€59k€55k▼
Distributable reserves133€59k€55k▼
Amounts payable17/49€22k€51k▲
Amounts payable within one year42/48€22k€49k▲
Trade debts44€13k€13k▲
Suppliers440/4€13k€13k▲
Taxes, remuneration and social security45€9k€11k▲
Taxes450/3€9k€11k▲
Other amounts payable47/48-€24k
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Remuneration, social security and pensions62€9k€9k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€51k€49k▼
Operating profit (loss)9901€38k€35k▼
Financial income75/76B€516€529▲
Recurring financial income75€516€529▲
Financial charges65/66B€189€176▼
Recurring financial charges65€189€176▼
Profit (loss) for the period before taxes9903€38k€36k▼
Income taxes67/77€15k€14k▼
Profit (loss) for the period9904€23k€22k▼
Profit (loss) for the period to be appropriated9905€23k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€22k▼
Transfer from equity791/2-€26k
Transfer to equity691/2€23k€22k▼
To other reserves6921€23k€22k▼
Profit to be distributed694/7-€26k
Return on contributions (dividend)694-€26k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 6 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 26 days late
2024
31-12
Financial
Highest result since 2018net €23k ▲178%
Operating result €38k, net result €23k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 28 days late
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 25 days late
2022
31-12
Financial
Weakest financial yearnet €822 ▼29.7%
Net result drops to €822, the lowest in the series; recovery starts the following year.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoeilaart · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Raymond Lauwersstraat 621560 HoeilaartGround area
1,693 m²
Building footprint
185 m²
Volume, LiDAR
828 m³
Parcel 23033A0302/00C002, Flanders · tallest building 8.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
TEMIS BVBA
since 20032.133.979.313
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23033A0302/00C002 | Flanders | 1,693 m² | 1 · 185 m² | 8.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,889 companies in sector 62200 we hold annual accounts for 18,319. 15,315 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-01-1999
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
85592Vocational training
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
72300
72400
72500
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.temis.be
E-mail:sophie.castro@temis.be