TEMEOO
ActiveSummary
The computed 12-month bankruptcy probability of TEMEOO is 4.1% (elevated). The 2025 annual accounts show equity of €337k and a net result of €16k. Equity is growing by ~8% per year across the filed fiscal years. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability72▲+56
Solvency78▲+1
Growth52=
Track record94
Bankruptcy probability, 12 months
4.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days only on tighter terms
Liquidity ample (current ratio 5.02 against 4.89 in 2024; short-term debt: 19.9% and cash: 1.2% of total assets), and 47.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.7%
Return on assets
2.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
3 d early
2024
5 d late
2023
on the day
2022
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€337k▲ 4.9%
2024 · €322k
2022: €226klowest in 4 years
2023: €334k▲ +47.8% vs 2022
2024: €322k▼ -3.8% vs 2023
2025: €337k▲ +4.9% vs 2024highest in 4 years
2022 → 2025
Total assets
€641k▲ 2.7%
2024 · €623k
2022: €447klowest in 4 years
2023: €697k▲ +56.0% vs 2022highest in 4 years
2024: €623k▼ -10.6% vs 2023
2025: €641k▲ +2.7% vs 2024
2022 → 2025
Net result
€16k
2024 · €-13k
2022: €224khighest in 4 years
2023: €108k▼ -51.7% vs 2022
2024: €-13k▼ -112% vs 2023lowest in 4 years
2025: €16k▲ +225% vs 2024
2022 → 2025
Working capital
€513k▲ 4.3%
2024 · €492k
2022: €341klowest in 4 years
2023: €496k▲ +45.5% vs 2022
2024: €492k▼ -0.9% vs 2023
2025: €513k▲ +4.3% vs 2024highest in 4 years
2022 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€226k-€334k▲ 47.8%€322k▼ 3.8%€337k▲ 4.9%
2022: €226klowest in 4 years
2023: €334k▲ +47.8% vs 2022
2024: €322k▼ -3.8% vs 2023
2025: €337k▲ +4.9% vs 2024highest in 4 years
Operating result€321k-€151k▼ 52.9%€-12k€16k
2022: €321khighest in 4 years
2023: €151k▼ -52.9% vs 2022
2024: €-12k▼ -108% vs 2023lowest in 4 years
2025: €16k▲ +233% vs 2024
Net result€224k-€108k▼ 51.7%€-13k€16k
2022: €224khighest in 4 years
2023: €108k▼ -51.7% vs 2022
2024: €-13k▼ -112% vs 2023lowest in 4 years
2025: €16k▲ +225% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €16k after a loss of €12k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €641k
Fixed assets
€178 ▼ 96.8%
Current assets
€640k ▲ 3.7%
Equity and liabilities €641k
Equity
€337k ▲ 4.9%
Debt
€303k ▲ 0.5%
Debt's share of the balance-sheet total falls from 48.4% to 47.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€22k▲
2024 · €-6k
Cash flow
€21k▲
2024 · €-7k
Current ratio
5.02▲
2024 · 4.89
Debt to equity
0.90▼
2024 · 0.94
ROE
4.7%▲
2024 · -3.9%
ROA
2.5%▲
2024 · -2.0%
Interest coverage
494.93▲
2024 · -38.74
Debt ≤ 1 year
€128k▲
2024 · €126k
Income taxes
€1k▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€623k€641k▲
Fixed assets21/28€6k€178▼
Tangible fixed assets22/27€6k€138▼
Furniture and vehicles24€6k€138▼
Financial fixed assets28-€40
Current assets29/58€618k€640k▲
Amounts receivable within one year40/41€617k€633k▲
Trade receivables40€0€10k▲
Other amounts receivable41€617k€623k▲
Cash at bank and in hand54/58€620€8k▲
Equity and liabilities
Total equity and liabilities10/49€623k€641k▲
Equity10/15€322k€337k▲
Contributions10/11€3k€3k=
Reserves13€332k€335k▲
Non-distributable reserves130/1€250€250=
Reserves not available under the articles1311€250€250=
Distributable reserves133€332k€335k▲
Profit (loss) carried forward14€-13k€0▲
Amounts payable17/49€302k€303k▲
Amounts payable within one year42/48€126k€128k▲
Trade debts44€24k€22k▼
Suppliers440/4€24k€22k▼
Taxes, remuneration and social security45€0€1k▲
Taxes450/3€0€1k▲
Other amounts payable47/48€102k€105k▲
Accrued charges and deferred income492/3€175k€175k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€5k▼
Other operating charges640/8€614€1k▲
Gross operating margin9900€-6k€23k▲
Operating profit (loss)9901€-12k€16k▲
Financial income75/76B€0€282▲
Recurring financial income75€0€282▲
Financial charges65/66B€165€44▼
Recurring financial charges65€165€44▼
Profit (loss) for the period before taxes9903€-13k€17k▲
Income taxes67/77€0€1k▲
Profit (loss) for the period9904€-13k€16k▲
Profit (loss) for the period to be appropriated9905€-13k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€3k▲
Profit (loss) brought forward from the previous period14P-€-13k
Transfer to equity691/2-€3k
To other reserves6921-€3k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €196 | €7k | €6k | €5k | ▼ 16.0% |
| Other operating charges640/8 | €709 | - | €614 | €1k | ▲ 126% |
| Gross operating margin9900 | €322k | €158k | €-6k | €23k | ▲ 496% |
| Operating profit (loss)9901 | €321k | €151k | €-12k | €16k | ▲ 233% |
| Financial income75/76B | - | €124 | €0 | €282 | - |
| Recurring financial income75 | - | €124 | €0 | €282 | - |
| Financial charges65/66B | €58 | €42 | €165 | €44 | ▼ 73.7% |
| Recurring financial charges65 | €58 | €42 | €165 | €44 | ▼ 73.7% |
| Profit (loss) for the period before taxes9903 | €321k | €151k | €-13k | €17k | ▲ 233% |
| Income taxes67/77 | €97k | €43k | €0 | €1k | - |
| Profit (loss) for the period9904 | €224k | €108k | €-13k | €16k | ▲ 225% |
| Profit (loss) for the period to be appropriated9905 | €224k | €108k | €-13k | €16k | ▲ 225% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €447k | €697k | €623k | €641k | ▲ 2.7% |
| Fixed assets21/28 | €638 | €14k | €6k | €178 | ▼ 96.8% |
| Tangible fixed assets22/27 | €638 | €14k | €6k | €138 | ▼ 97.6% |
| Furniture and vehicles24 | €638 | €14k | €6k | €138 | ▼ 97.6% |
| Financial fixed assets28 | - | - | - | €40 | - |
| Current assets29/58 | €446k | €683k | €618k | €640k | ▲ 3.7% |
| Amounts receivable after more than one year29 | €1k | - | - | - | - |
| Other amounts receivable291 | €1k | - | - | - | - |
| Amounts receivable within one year40/41 | €444k | €680k | €617k | €633k | ▲ 2.5% |
| Trade receivables40 | - | €18k | €0 | €10k | - |
| Other amounts receivable41 | €444k | €662k | €617k | €623k | ▲ 0.9% |
| Cash at bank and in hand54/58 | €487 | €3k | €620 | €8k | ▲ 1,147% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €447k | €697k | €623k | €641k | ▲ 2.7% |
| Equity10/15 | €226k | €334k | €322k | €337k | ▲ 4.9% |
| Contributions10/11 | €3k | €3k | €3k | €3k | = |
| Capital10 | €3k | €3k | - | - | - |
| Issued capital100 | €3k | €3k | - | - | - |
| Reserves13 | €224k | €332k | €332k | €335k | ▲ 0.9% |
| Non-distributable reserves130/1 | €250 | €250 | €250 | €250 | = |
| Legal reserve130 | €250 | €250 | - | - | - |
| Reserves not available under the articles1311 | - | - | €250 | €250 | = |
| Distributable reserves133 | €223k | €332k | €332k | €335k | ▲ 0.9% |
| Profit (loss) carried forward14 | - | - | €-13k | €0 | ▲ 100% |
| Amounts payable17/49 | €221k | €363k | €302k | €303k | ▲ 0.5% |
| Amounts payable within one year42/48 | €105k | €187k | €126k | €128k | ▲ 1.1% |
| Trade debts44 | €5k | €41k | €24k | €22k | ▼ 9.0% |
| Suppliers440/4 | €5k | €41k | €24k | €22k | ▼ 9.0% |
| Taxes, remuneration and social security45 | €97k | €43k | €0 | €1k | - |
| Taxes450/3 | €97k | €43k | €0 | €1k | - |
| Other amounts payable47/48 | €3k | €102k | €102k | €105k | ▲ 2.5% |
| Accrued charges and deferred income492/3 | €115k | €175k | €175k | €175k | = |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €224k | €108k | €-13k | €16k | ▲ 225% |
| + Depreciation and write-downs630 | €196 | €7k | €6k | €5k | ▼ 16.0% |
| Operating cash flow (approximation) | €224k | €115k | €-7k | €21k | ▲ 416% |
| Investment in fixed assets (approximation) | - | €-20k | €2k | €386 | ▼ 79.6% |
| Change in cash | - | €3k | €-2k | €7k | ▲ 385% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
05-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
30-06
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2020
Ground area
4.0 ha
Building footprint
1.2 ha
Volume, LiDAR
101,794 m³
2 parcels, Brussels, Wallonia · tallest building 34.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
TEMEOO SRL
since 20202.316.820.947
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25386B0152/00N000 | Wallonia | 4.0 ha | 1 · 1.2 ha | 34.9 m · 2 fl. |
| 21362B0278/00P005 | Brussels | 224 m² | 1 · 102 m² | 17.0 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
European Union, budget
2025 · 1 entry · 26,100 EUR in total| Year | Entries | awarded |
|---|---|---|
| 2025 | 1 | 26,100 EUR |
Projects
MEDICAL PRACTICIONER SERVICES
Identification & contact
Identification
Legal formPrivate limited company
Founded18-12-2020
Fiscal year end30-06
Scores and ratios are computed by Checked and are not a credit decision.