TEMEL
Open bankruptcyA bankruptcy procedure is open for TEMEL according to publications in the Belgian State Gazette; curator: GERT RYDANT.
Summary
The 2020 annual accounts show equity of €9,621 and a net result of -€30,490.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Ghent, Ghent division
- Declared bankrupt
- 15 March 2022
- Supervising judge
- Philippe Van der Auwermeulen
- Official Gazette
- 21-03-2022 (pdf) ↗search the document for 2022/109830
Curator
- Gert RydantBrusselsesteenweg 691, 9050 Gent- Bruggegert.rydant@rydant-deweppe.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
Deadlines: the judgment sets the last day to file your claim, by law at most thirty days after the judgment, and the day of the first verification report. Both dates are in the publication in the Official Gazette and in RegSol; Checked does not read them yet. A late claim is sometimes still possible, but not without consequences.
File a claim in RegSol ↗
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Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help. Full guide for creditors
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Signals
Two signals.
+raises risk
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Address check Are there other customers at risk in your own list?Debtor check How is the Other specialised construction activities sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2020, micro schema
Equity
€9,621▼ 65.3%
2019 · €27,710
Total assets
€61,157▼ 34.2%
2019 · €92,981
Net result
-€30,490▲ 14.3%
2019 · -€35,563
Working capital
€5,759▼ 75.9%
2019 · €23,857
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line201820192020
Operating result€3,854--€33,816-€28,329▲ 16.2%
Net result€2,629--€35,563-€30,490▲ 14.3%
Equity€63,273-€27,710▼ 56.2%€9,621▼ 65.3%
Total assets€146,478-€92,981▼ 36.5%€61,157▼ 34.2%
Debt€83,204-€65,271▼ 21.6%€51,536▼ 21.0%
Working capital€67,994-€23,857▼ 64.9%€5,759▼ 75.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €28,329 in 2020 against €33,816 in 2019; the loss shrinks.
Balance-sheet composition
2020 in colour, 2019 as the grey bar beneath
Assets €61,157
Fixed assets
€3,862 ▲ 0.2%
Current assets
€57,295 ▼ 35.7%
Equity and liabilities €61,157
Equity
€9,621 ▼ 65.3%
Debt
€51,536 ▼ 21.0%
Debt's share of the balance-sheet total rises from 70.2% to 84.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€26,634▲
2019 · -€32,391
Cash flow
-€28,795▲
2019 · -€34,137
Current ratio
1.11▼
2019 · 1.37
Debt to equity
5.36
ROE
-316.9%▼
2019 · -128.3%
ROA
-49.9%▼
2019 · -38.2%
Interest coverage
-12.33
Debt ≤ 1 year
€51,536▼
2019 · €65,271
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,860 | €1,425 | €1,695 | ▲ 18.9% |
| Other operating charges640/8 | - | - | €615 | - |
| Gross operating margin9900 | €8,383 | -€30,035 | -€26,020 | ▲ 13.4% |
| Operating profit (loss)9901 | €3,854 | -€33,816 | -€28,329 | ▲ 16.2% |
| Financial income75/76B | - | - | €0 | - |
| Recurring financial income75 | €526 | €109 | €0 | ▼ 100.0% |
| Financial charges65/66B | - | - | €2,160 | - |
| Recurring financial charges65 | €1,602 | €1,846 | €2,160 | ▲ 17.0% |
| Profit (loss) for the period before taxes9903 | €2,778 | -€35,554 | -€30,490 | ▲ 14.2% |
| Income taxes67/77 | €149 | €9 | - | - |
| Profit (loss) for the period9904 | €2,629 | -€35,563 | -€30,490 | ▲ 14.3% |
| Profit (loss) for the period to be appropriated9905 | €2,629 | -€35,563 | -€30,490 | ▲ 14.3% |
| Line | 2018 | 2019 | 2020 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €146,478 | €92,981 | €61,157 | ▼ 34.2% |
| Fixed assets21/28 | €5,279 | €3,853 | €3,862 | ▲ 0.2% |
| Tangible fixed assets22/27 | €5,004 | €3,579 | €3,588 | ▲ 0.2% |
| Plant, machinery and equipment23 | - | - | €2,332 | - |
| Furniture and vehicles24 | - | - | €1,255 | - |
| Financial fixed assets28 | €274 | €274 | €274 | = |
| Current assets29/58 | €141,199 | €89,128 | €57,295 | ▼ 35.7% |
| Stocks and contracts in progress3 | €24,000 | - | - | - |
| Amounts receivable within one year40/41 | €92,605 | €64,796 | €57,295 | ▼ 11.6% |
| Trade receivables40 | - | - | €27,614 | - |
| Other amounts receivable41 | - | - | €29,681 | - |
| Cash at bank and in hand54/58 | €24,152 | €24,152 | - | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €146,478 | €92,981 | €61,157 | ▼ 34.2% |
| Equity10/15 | €63,273 | €27,710 | €9,621 | ▼ 65.3% |
| Contributions10/11 | €6,200 | €6,200 | €18,600 | ▲ 200% |
| Reserves13 | €91,700 | €91,700 | €1,860 | ▼ 98.0% |
| Non-distributable reserves130/1 | - | - | €1,860 | - |
| Reserves not available under the articles1311 | - | - | €1,860 | - |
| Profit (loss) carried forward14 | -€34,627 | -€70,190 | -€10,839 | ▲ 84.6% |
| Amounts payable17/49 | €83,204 | €65,271 | €51,536 | ▼ 21.0% |
| Amounts payable after more than one year17 | €10,000 | - | - | - |
| Amounts payable within one year42/48 | €73,204 | €65,271 | €51,536 | ▼ 21.0% |
| Financial debts43 | - | - | €4,901 | - |
| Credit institutions430/8 | - | - | €4,901 | - |
| Trade debts44 | €61,356 | €31,275 | €8,668 | ▼ 72.3% |
| Suppliers440/4 | - | - | €8,668 | - |
| Taxes, remuneration and social security45 | - | - | €276 | - |
| Taxes450/3 | - | - | €276 | - |
| Other amounts payable47/48 | - | - | €37,692 | - |
| Line | 2018 | 2019 | 2020 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,629 | -€35,563 | -€30,490 | ▲ 14.3% |
| + Depreciation and write-downs630 | €2,860 | €1,425 | €1,695 | ▲ 18.9% |
| Operating cash flow (approximation) | €5,490 | -€34,137 | -€28,795 | ▲ 15.7% |
| Investment in fixed assets (approximation) | - | €0 | -€1,703 | - |
| Change in cash | - | €0 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2022
21-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 264 days late
21-03
Bankruptcy
Opening
Ondernemingsrechtbank Gent, afdeling Gent · event 15-03-2022
2021
12-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 224 days late
2019
31-12
Financial
Weakest financial yearnet -€35,563
Net result drops to -€35,563, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
01-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
17-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 17 days late
2015
11-08
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 11 days late
2014
29-08
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema · 29 days late
2013
18-07
NBB filing
Annual accounts filed
fiscal year 2012 · abbreviated schema
2012
04-06
NBB filing
Annual accounts filed
fiscal year 2011 · abbreviated schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2004
Ground area
68 m²
Parcel 44810K0247/00Z006, Flanders. Linked by address, not a title deed.
1 establishment unit
TEMEL BVBA
since 20042.145.718.687
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44810K0247/00Z006 | Flanders | 68 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | GERT RYDANT BRUSSELSESTEENWEG 691, 9050 GENT-
BRUGGE |
15-03-2022 → present |
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Of 15,521 companies in sector 43990 we hold annual accounts for 7,420. 3,976 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded10-09-2004
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.