TeMaCom
ActiveSummary
TeMaCom has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €262k and a net result of €103k. Equity is growing by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 61% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency92▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 2.45 against 2.42 in 2024; short-term debt: 33.3% and cash: 17.9% of total assets), and 33.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.7%
Return on assets
26.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-03-2026, 123 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
123 d early
2024
43 d early
2023
29 d early
2022
49 d early
2021
20 d early
2020
18 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€262k=
2024 · €262k
Total assets
€393k▲ 2.0%
2024 · €385k
Net result
€103k▲ 0.2%
2024 · €103k
Working capital
€190k▲ 9.2%
2024 · €174k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€124k▲ 1.4%€125k▲ 0.9%€114k▼ 8.4%€125k▲ 9.6%€130k▲ 3.8%
Net result€87k▲ 4.5%€88k▲ 0.6%€89k▲ 1.1%€103k▲ 15.6%€103k▲ 0.2%
Equity€174k▲ 101%€262k▲ 50.5%€262k=€262k=€262k=
Total assets€263k▲ 92.2%€313k▲ 19.0%€405k▲ 29.4%€385k▼ 5.0%€393k▲ 2.0%
Debt€89k▲ 77.3%€51k▼ 42.4%€143k▲ 179%€123k▼ 14.2%€131k▲ 6.3%
Working capital€172k▲ 105%€260k▲ 51.0%€259k▼ 0.5%€174k▼ 32.9%€190k▲ 9.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 4% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €393k
Fixed assets
€72k ▼ 19.0%
Current assets
€321k ▲ 8.3%
Equity and liabilities €393k
Equity
€262k =
Debt
€131k ▲ 6.3%
Debt's share of the balance-sheet total rises from 32.0% to 33.3%. Debt is higher.
Key figures and ratios
EBITDA
€151k▲
2024 · €140k
Cash flow
€123k▲
2024 · €118k
Current ratio
2.45▲
2024 · 2.42
Debt to equity
0.50▲
2024 · 0.47
ROE
39.3%▲
2024 · 39.2%
ROA
26.2%▼
2024 · 26.7%
Interest coverage
802.37▼
2024 · 1114.06
Debt ≤ 1 year
€131k▲
2024 · €122k
Income taxes
€28k▲
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €12k | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €944 | €1k | €1k | €15k | €21k | ▲ 38.0% |
| Other operating charges640/8 | €900 | €1k | €1k | €2k | €139 | ▼ 92.8% |
| Non-recurring operating charges66A | - | - | - | - | €610 | - |
| Gross operating margin9900 | €126k | €127k | €116k | €142k | €151k | ▲ 6.6% |
| Operating profit (loss)9901 | €124k | €125k | €114k | €125k | €130k | ▲ 3.8% |
| Financial income75/76B | €0 | €2 | - | €5k | €1k | ▼ 76.4% |
| Recurring financial income75 | €0 | €2 | - | €5k | €1k | ▼ 76.4% |
| Financial charges65/66B | €77 | €129 | €130 | €126 | €188 | ▲ 49.2% |
| Recurring financial charges65 | €77 | €129 | €130 | €126 | €188 | ▲ 49.2% |
| Profit (loss) for the period before taxes9903 | €124k | €125k | €114k | €130k | €131k | ▲ 0.8% |
| Income taxes67/77 | €36k | €37k | €25k | €27k | €28k | ▲ 2.9% |
| Profit (loss) for the period9904 | €87k | €88k | €89k | €103k | €103k | ▲ 0.2% |
| Profit (loss) for the period to be appropriated9905 | €87k | €88k | €89k | €103k | €103k | ▲ 0.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €263k | €313k | €405k | €385k | €393k | ▲ 2.0% |
| Fixed assets21/28 | €2k | €2k | €3k | €89k | €72k | ▼ 19.0% |
| Tangible fixed assets22/27 | €1k | €1k | €3k | €89k | €72k | ▼ 19.0% |
| Plant, machinery and equipment23 | - | - | - | €4k | €4k | ▼ 11.0% |
| Furniture and vehicles24 | €1k | €547 | €1k | €84k | €68k | ▼ 19.1% |
| Other tangible fixed assets26 | - | €874 | €2k | €1k | €914 | ▼ 33.1% |
| Financial fixed assets28 | €105 | €105 | €105 | €105 | €105 | = |
| Current assets29/58 | €262k | €312k | €402k | €296k | €321k | ▲ 8.3% |
| Amounts receivable within one year40/41 | €40k | €17k | €21k | €43k | €22k | ▼ 49.0% |
| Trade receivables40 | €40k | €17k | €21k | €43k | €22k | ▼ 49.0% |
| Current investments50/53 | - | - | €125k | - | €228k | - |
| Cash at bank and in hand54/58 | €221k | €295k | €255k | €252k | €70k | ▼ 72.2% |
| Deferred charges and accrued income490/1 | €610 | - | €610 | €569 | €568 | ▼ 0.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €263k | €313k | €405k | €385k | €393k | ▲ 2.0% |
| Equity10/15 | €174k | €262k | €262k | €262k | €262k | = |
| Contributions10/11 | €3k | €3k | €3k | €3k | €3k | = |
| Reserves13 | €171k | €259k | €259k | €259k | €259k | = |
| Distributable reserves133 | €171k | €259k | €259k | €259k | €259k | = |
| Profit (loss) carried forward14 | €1 | €1 | - | - | - | - |
| Amounts payable17/49 | €89k | €51k | €143k | €123k | €131k | ▲ 6.3% |
| Amounts payable within one year42/48 | €89k | €51k | €143k | €122k | €131k | ▲ 7.1% |
| Trade debts44 | €4k | €5k | €5k | €3k | €5k | ▲ 69.3% |
| Suppliers440/4 | €4k | €5k | €5k | €3k | €5k | ▲ 69.3% |
| Taxes, remuneration and social security45 | €84k | €46k | €48k | €14k | €14k | ▲ 0.8% |
| Taxes450/3 | €84k | €46k | €48k | €14k | €14k | ▲ 0.8% |
| Other amounts payable47/48 | €463 | €624 | €91k | €105k | €112k | ▲ 6.2% |
| Accrued charges and deferred income492/3 | - | - | - | €927 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €87k | €88k | €89k | €103k | €103k | ▲ 0.2% |
| + Depreciation and write-downs630 | €944 | €1k | €1k | €15k | €21k | ▲ 38.0% |
| Operating cash flow (approximation) | €88k | €89k | €90k | €118k | €123k | ▲ 5.0% |
| Investment in fixed assets (approximation) | - | €-971 | €-2k | €-101k | €-4k | ▲ 96.3% |
| Change in cash | - | €74k | €-40k | €-3k | €-182k | ▼ 6,121% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €103k ▲0.2%
Operating result €130k, net result €103k, both a record.
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 6.06
Current ratio from 2.93 to 6.06; short-term debt falls from €89k to €51k.
31-12
Financial
Equity above €200kEq €262k ▲50.5%
3 profitable years in a row build equity to €262k.
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €174k ▲101%
2 profitable years in a row build equity to €174k.
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bierbeek · 1 establishment unit since 2019
Ground area
1,604 m²
Building footprint
146 m²
Volume, LiDAR
816 m³
Parcel 24053B0276/00E003, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bierbeekstraat 129, 3360 Bierbeek
since 20192.296.742.541
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24053B0276/00E003 | Flanders | 1,604 m² | 1 · 146 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 659 EUR awarded · 659 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 659 EUR | 659 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
648874WMZ8K2R6O4L664
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 38,758 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-12-2019
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.