Telroc
ActiveSummary
Telroc has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €75k and a net result of €22k. Equity is growing by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 79% of 2542 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability97▼-3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.41 against 0.86 in 2023; short-term debt: 21.9% and cash: 17% of total assets), and 21.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Education (NACE 85)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
38 d early
2023
30 d early
2022
27 d early
2021
2 d early
2020
184 d late
2019
23 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€75k▲ 18.0%
2023 · €64k
Total assets
€96k▲ 20.7%
2023 · €80k
Net result
€22k▲ 11.1%
2023 · €20k
Working capital
€9k
2023 · €-2k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€-35k€25k€32k▲ 31.8%€28k▼ 14.5%€32k▲ 15.8%
Net result€-36k€24k€23k▼ 0.1%€20k▼ 15.4%€22k▲ 11.1%
Equity€28k▼ 56.3%€20k▼ 27.8%€44k▲ 115%€64k▲ 45.3%€75k▲ 18.0%
Total assets€37k▼ 48.2%€69k▲ 85.6%€56k▼ 18.2%€80k▲ 42.1%€96k▲ 20.7%
Debt€9k▲ 28.8%€48k▲ 451%€12k▼ 74.5%€16k▲ 30.6%€21k▲ 31.2%
Working capital€25k▼ 56.7%€18k▼ 30.5%€40k▲ 126%€-2k€9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 16% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €96k
Fixed assets
€67k ▲ 0.9%
Current assets
€30k ▲ 116%
Equity and liabilities €96k
Equity
€75k ▲ 18.0%
Debt
€21k ▲ 31.2%
Debt's share of the balance-sheet total rises from 20.1% to 21.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€40k▲
2023 · €32k
Cash flow
€30k▲
2023 · €24k
Current ratio
1.41▲
2023 · 0.86
Debt to equity
0.28▲
2023 · 0.25
ROE
29.4%▼
2023 · 31.2%
ROA
22.9%▼
2023 · 24.9%
Interest coverage
290.50▼
2023 · 353.71
Debt ≤ 1 year
€21k▲
2023 · €16k
Income taxes
€10k▲
2023 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €1k | €532 | €4k | €8k | ▲ 78.9% |
| Other operating charges640/8 | - | €1k | €1k | €1k | €1k | ▼ 10.5% |
| Gross operating margin9900 | €-31k | €27k | €34k | €33k | €41k | ▲ 22.7% |
| Operating profit (loss)9901 | €-35k | €25k | €32k | €28k | €32k | ▲ 15.8% |
| Financial income75/76B | - | €53 | - | €0 | - | - |
| Recurring financial income75 | €5 | €53 | - | €0 | - | - |
| Financial charges65/66B | - | €828 | €538 | €90 | €136 | ▲ 51.2% |
| Recurring financial charges65 | €912 | €828 | €538 | €90 | €136 | ▲ 51.2% |
| Profit (loss) for the period before taxes9903 | €-36k | €24k | €32k | €28k | €32k | ▲ 15.7% |
| Income taxes67/77 | €177 | €216 | €8k | €8k | €10k | ▲ 27.4% |
| Profit (loss) for the period9904 | €-36k | €24k | €23k | €20k | €22k | ▲ 11.1% |
| Profit (loss) for the period to be appropriated9905 | €-36k | €24k | €23k | €20k | €22k | ▲ 11.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €37k | €69k | €56k | €80k | €96k | ▲ 20.7% |
| Fixed assets21/28 | €4k | €3k | €4k | €66k | €67k | ▲ 0.9% |
| Tangible fixed assets22/27 | €3k | €2k | €3k | €66k | €67k | ▲ 0.9% |
| Land and buildings22 | - | - | - | €57k | €55k | ▼ 2.9% |
| Plant, machinery and equipment23 | - | - | €1k | €3k | €3k | ▲ 13.6% |
| Furniture and vehicles24 | - | €2k | €2k | €6k | €8k | ▲ 29.9% |
| Financial fixed assets28 | €750 | €750 | €750 | - | - | - |
| Current assets29/58 | €33k | €66k | €52k | €14k | €30k | ▲ 116% |
| Amounts receivable within one year40/41 | €4k | €27k | €10k | €11k | €13k | ▲ 21.0% |
| Trade receivables40 | - | €26k | €10k | €10k | €13k | ▲ 21.3% |
| Other amounts receivable41 | - | €1k | €202 | €28 | - | - |
| Cash at bank and in hand54/58 | €28k | €39k | €37k | €184 | €16k | ▲ 8,832% |
| Deferred charges and accrued income490/1 | - | €383 | €5k | €3k | €493 | ▼ 83.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €37k | €69k | €56k | €80k | €96k | ▲ 20.7% |
| Equity10/15 | €28k | €20k | €44k | €64k | €75k | ▲ 18.0% |
| Contributions10/11 | - | €12k | €12k | €12k | €12k | = |
| Reserves13 | €56k | €25k | €31k | €51k | €63k | ▲ 22.4% |
| Distributable reserves133 | - | €25k | €31k | €51k | €63k | ▲ 22.4% |
| Profit (loss) carried forward14 | €-40k | €-17k | - | - | - | - |
| Amounts payable17/49 | €9k | €48k | €12k | €16k | €21k | ▲ 31.2% |
| Amounts payable within one year42/48 | €8k | €48k | €12k | €16k | €21k | ▲ 31.2% |
| Trade debts44 | €4k | €16k | €2k | €516 | €663 | ▲ 28.5% |
| Suppliers440/4 | - | €16k | €2k | €516 | €663 | ▲ 28.5% |
| Taxes, remuneration and social security45 | - | €393 | €10k | €13k | €9k | ▼ 32.2% |
| Taxes450/3 | - | €393 | €10k | €13k | €9k | ▼ 32.2% |
| Other amounts payable47/48 | - | €31k | - | €2k | €11k | ▲ 441% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-36k | €24k | €23k | €20k | €22k | ▲ 11.1% |
| + Depreciation and write-downs630 | €2k | €1k | €532 | €4k | €8k | ▲ 78.9% |
| Operating cash flow (approximation) | €-34k | €25k | €24k | €24k | €30k | ▲ 23.1% |
| Investment in fixed assets (approximation) | - | €0 | €-2k | €-66k | €-8k | ▲ 87.6% |
| Change in cash | - | €11k | €-2k | €-36k | €16k | ▲ 145% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 4.25
Current ratio from 1.37 to 4.25; short-term debt falls from €48k to €12k.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 184 days late
2021
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
2020
31-12
Financial
Weakest financial yearnet €-36k
Net result drops to €-36k, the lowest in the series; recovery starts the following year.
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
27-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2011
Ground area
159 m²
Building footprint
158 m²
Volume, LiDAR
844 m³
Parcel 12403E0419/00T004, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Telroc BVBA
since 20112.204.024.201
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403E0419/00T004 | Flanders | 159 m² | 1 · 158 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 258 EUR awarded · 516 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 258 EUR | 258 EUR |
| 2023 | 1 | 0 EUR | 258 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,671 companies in sector 85599 we hold annual accounts for 1,329. 1,039 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-10-2011
Fiscal year end31-12
Activities, NACEBEL 2025
85599Other education
46180Agents specialised in the wholesale of other particular products
64210Activities of holding companies
68110Buying and selling of own real estate
70200Business and other management consultancy
73300Public relations and communication consultancy
Contact
E-mail
peterderoeck@hotmail.comMechelen
Phone
0487169259Mechelen
Scores and ratios are computed by Checked and are not a credit decision.