TELEMANS CHAUFFAGE
ActiveThe computed 12-month bankruptcy probability of TELEMANS CHAUFFAGE is 2.3% (moderate). The 2025 annual accounts show equity of €71k and a net result of €32k. Equity is growing by ~38.1% per year across the filed fiscal years. Its solvency ranks better than 57% of 27711 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▲+15
Solvency78▲+13
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 1.88 against 1.49 in 2024; short-term debt: 46.9% and cash: 24.2% of total assets), and 46.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.1%
Return on assets
23.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
6 d late
2024
12 d late
2023
23 d late
2022
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€71k▲ 36.9%
2024 · €52k
2022: €26k
2023: €49k
2024: €52k
2022 → 2025
Total assets
€134k▲ 2.4%
2024 · €131k
2022: €85k
2023: €121k
2024: €131k
2022 → 2025
Net result
€32k▲ 109%
2024 · €15k
2022: €22k
2023: €23k
2024: €15k
2022 → 2025
Working capital
€55k▲ 59.4%
2024 · €34k
2022: €16k
2023: €30k
2024: €34k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€26k-€49k▲ 87.2%€52k▲ 5.4%€71k▲ 36.9%
Operating result€27k-€31k▲ 15.1%€20k▼ 35.7%€41k▲ 106%
Net result€22k-€23k▲ 2.8%€15k▼ 34.1%€32k▲ 109%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 106% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €134k
Fixed assets
€16k▼ 38.7%
Current assets
€118k▲ 12.7%
Equity and liabilities €134k
Equity
€71k▲ 36.9%
Debt
€63k▼ 20.4%
The debt ratio falls from 60.3% to 46.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€53k▲
2024 · €32k
Cash flow
€44k▲
2024 · €27k
Solvency
53.1%▲
2024 · 39.7%
Current ratio
1.88▲
2024 · 1.49
Quick ratio
1.88▲
2024 · 1.49
Debt / equity
0.88▼
2024 · 1.52
ROE
44.5%▲
2024 · 29.2%
ROA
23.7%▲
2024 · 11.6%
Interest coverage
64.71▲
2024 · 17.97
Debt
€63k▼
2024 · €79k
Debt ≤ 1 year
€63k▼
2024 · €70k
Income taxes
€9k▲
2024 · €5k
Staff costs
€12k▼
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€131k€134k▲
Fixed assets21/28€26k€16k▼
Tangible fixed assets22/27€26k€16k▼
Plant, machinery and equipment23€781€2k▲
Furniture and vehicles24€26k€14k▼
Current assets29/58€104k€118k▲
Amounts receivable within one year40/41€84k€85k▲
Trade receivables40€38k€50k▲
Other amounts receivable41€45k€34k▼
Cash at bank and in hand54/58€20k€32k▲
Deferred charges and accrued income490/1€329€738▲
Equity and liabilities
Total equity and liabilities10/49€131k€134k▲
Equity10/15€52k€71k▲
Contributions10/11€4k€4k=
Profit (loss) carried forward14€48k€67k▲
Amounts payable17/49€79k€63k▼
Amounts payable after more than one year17€9k-
Financial debts170/4€9k-
Amounts payable within one year42/48€70k€63k▼
Current portion of amounts payable after more than one year42€9k€9k▼
Trade debts44€30k€28k▼
Suppliers440/4€30k€28k▼
Taxes, remuneration and social security45€18k€14k▼
Taxes450/3€13k€8k▼
Remuneration and social security454/9€5k€6k▲
Other amounts payable47/48€13k€13k=
Income statement
Code20242025
Remuneration, social security and pensions62€28k€12k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▲
Other operating charges640/8€4k€839▼
Gross operating margin9900€64k€66k▲
Operating profit (loss)9901€20k€41k▲
Financial income75/76B€1k€43▼
Recurring financial income75€1k€43▼
Financial charges65/66B€2k€826▼
Recurring financial charges65€2k€826▼
Profit (loss) for the period before taxes9903€20k€41k▲
Income taxes67/77€5k€9k▲
Profit (loss) for the period9904€15k€32k▲
Profit (loss) for the period to be appropriated9905€15k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€60k€80k▲
Profit (loss) brought forward from the previous period14P€45k€48k▲
Profit to be distributed694/7€13k€13k=
Return on contributions (dividend)694€13k€13k=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
2025
31-12
Financial
Highest result since 2022net €32k ▲109%
Operating result €41k, net result €32k, both a record.
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
31-12
Financial
Weakest financial yearnet €15k ▼34.1%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Awans · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Loncin 744340 AwansGround area
1,971 m²
Building footprint
180 m²
Volume, LiDAR
645 m³
2 parcels, Wallonia · tallest building 4.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
TELEMANS CHAUFFAGE
since 20212.326.241.627
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62006B0655/00C002 | Wallonia | 1,298 m² | - | - |
| 62097A0830/00W002 | Wallonia | 673 m² | 1 · 180 m² | 4.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WILMSEN GROEP
BE 0427.850.469
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Dejager Thijs
BE 0777.990.181
Ellezelles · Eq €71k
KENZY VANDECASTEELE
BE 0542.553.365
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HSVE@PH
BE 0797.546.470
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BAM SERVICES
BE 0751.652.604
Vorst · Eq €71k
Of 7,042 companies in sector 43221 we hold annual accounts for 3,469. 3,045 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-10-2021
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
33110Repair and maintenance of fabricated metal products
42219Civil engineering
46150Agents in the wholesale of furniture, household goods and hardware
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.