TELELIVRE
ActiveSummary
TELELIVRE has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47k and a net result of €10k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 88% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-24
Solvency100▲+4
Growth85=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 5.04 against 3.44 in 2024; short-term debt: 19.2% and cash: 26.3% of total assets), and 19.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.8%
Return on assets
16.4%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €47k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
12 d late
2023
27 d early
2022
30 d late
2021
45 d late
2020
129 d late
2019
122 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€63k▼ 31.7%
2019 · €92k
2018: €32k
2019: €92k
2018 → 2020
EBIT margin
11.0%▲ 16.3pp
2019 · -5.3%
2018: 23.8%
2019: -5.3%
2018 → 2020
Net result
€10k▼ 44.6%
2024 · €17k
2018: €2k
2019: €-9k
2020: €2k
2021: €-6k
2022: €4k
2023: €24k
2024: €17k
2018 → 2025
Working capital
€46k▲ 23.5%
2024 · €37k
2018: €5k
2019: €-4k
2020: €-2k
2021: €-7k
2022: €-3k
2023: €21k
2024: €37k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-8k-€-4k▲ 50.8%€20k€38k▲ 84.8%€47k▲ 25.4%
Operating result€-3-€11k€28k▲ 152%€18k▼ 35.6%€14k▼ 19.7%
Net result€-6k-€4k€24k▲ 511%€17k▼ 28.7%€10k▼ 44.6%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 20% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €59k
Fixed assets
€2k ▲ 90.6%
Current assets
€57k ▲ 9.3%
Equity and liabilities €59k
Equity
€47k ▲ 25.4%
Debt
€11k ▼ 25.4%
Debt's share of the balance-sheet total falls from 28.5% to 19.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€15k▼
2024 · €18k
Cash flow
€10k▼
2024 · €18k
Current ratio
5.04▲
2024 · 3.44
Quick ratio
4.82▲
2024 · 3.23
Debt to equity
0.24▼
2024 · 0.40
ROE
20.3%▼
2024 · 45.9%
ROA
16.4%▼
2024 · 32.8%
Interest coverage
4.44▼
2024 · 6.13
Debt ≤ 1 year
€11k▼
2024 · €15k
Income taxes
€4k▲
2024 · €77
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€53k€59k▲
Fixed assets21/28€1k€2k▲
Tangible fixed assets22/27€926€554▼
Furniture and vehicles24€926€554▼
Financial fixed assets28€98€1k▲
Current assets29/58€52k€57k▲
Stocks and contracts in progress3€3k€2k▼
Stocks30/36€3k€2k▼
Amounts receivable within one year40/41€41k€39k▼
Trade receivables40€2k€3k▲
Other amounts receivable41€39k€36k▼
Cash at bank and in hand54/58€8k€15k▲
Deferred charges and accrued income490/1-€150
Equity and liabilities
Total equity and liabilities10/49€53k€59k▲
Equity10/15€38k€47k▲
Contributions10/11€20k€20k=
Reserves13€9k€9k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€7k€7k=
Profit (loss) carried forward14€9k€18k▲
Amounts payable17/49€15k€11k▼
Amounts payable within one year42/48€15k€11k▼
Financial debts43€3k-
Credit institutions430/8€3k-
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€6k€8k▲
Taxes450/3€6k€8k▲
Remuneration and social security454/9-€176
Accrued charges and deferred income492/3€19-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€189€372▲
Other operating charges640/8€4k€527▼
Non-recurring operating charges66A€13k-
Gross operating margin9900€35k€15k▼
Operating profit (loss)9901€18k€14k▼
Financial income75/76B€3k€2k▼
Recurring financial income75€2k€2k▲
Non-recurring financial income76B€637-
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€17k€13k▼
Income taxes67/77€77€4k▲
Profit (loss) for the period9904€17k€10k▼
Profit (loss) for the period to be appropriated9905€17k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€18k▲
Profit (loss) brought forward from the previous period14P€-9k€9k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €24k ▲511%
Operating result €28k, net result €24k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.05
Current ratio from 0.88 to 2.05; short-term debt falls from €29k to €20k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
14-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 45 days late
2021
07-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 129 days late
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
31-12
Financial
Weakest financial yearnet €-9k ▼489%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
Show earlier events
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 37 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Hulpe · 1 establishment unit since 1982
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Etang Decellier 211310 La HulpeGround area
837 m²
Building footprint
94 m²
Volume, LiDAR
688 m³
Parcel 25050C0195/00D004, Wallonia · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Avenue Etang Decellier 21, 1310 La Hulpe
since 19822.021.774.760
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25050C0195/00D004 | Wallonia | 837 m² | 1 · 94 m² | 10.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ML LIBRAIRIE
BE 0783.236.297
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JDB SERVICES
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DJVG
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Of 2,348 companies in sector 47621 we hold annual accounts for 1,246. 1,095 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-12-1982
Fiscal year end31-12
Activities, NACEBEL 2025
47621Retail sale of newspapers and periodicals
Sources
Crossroads Bank for EnterprisesNational Bank · 40 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.telelivre.com
E-mail:info@telelivre.com