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Tel-Raam

Active
Private limited companyfounded 2017active for 8 yearsMoorter 22, 3150 Haacht, BelgiumKBO/BCE: BE 0685.442.976
Summary

Tel-Raam has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49,577 and a net result of €10,634. Equity is growing by about 18% per year across the filed financial years. Its solvency ranks better than 69% of 253 sector peers (NACE 13, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow ReportCompare
Tel-RaamActiveChecked score 97/100
Risk analysis ReportCompare

Overview

Activity
Finishing of textiles
NACE 13300
1 site
Size
€78,910total assets 2025
Equity
€49,577
Profit
€10,634
Turnover not published (micro format)
Financial health
97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts 1 day early1 of 2 deeds summarised
Why 97raises riskSize: total assets €78,910lowers riskLiquidity: current ratio 2.64, cash €39,315Sector: Manufacture of textiles (NACE 13)Equity €49,577 (62.8% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 77% of its sector peers (NACE 13, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 88=
equity 62.8% of total assets
Liquidity 83-1
short-term debt 37.2% · cash 49.8%
Profitability 86-2
return on assets 13.5%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (494 companies, NACE 13, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024highest value 02-2025: < 0.1%▼ -0.1 percentage points vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: 0.1%▲ +0.1 percentage points vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: < 0.1%▼ -0.1 percentage points vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%▲ +0.1 percentage points vs 09-2026
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity ample (current ratio 2.64, compared with 2.79 in 2024, above the usual 1.5; short-term debt: 37.2% and cash: 49.8% of total assets), and 37.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 13, micro): better than 65% on solvency, 84% on liquidity, 78% on profitability and 79% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.64, cash €39,315
NBB · annual accounts
lowers risk · Sector: Manufacture of textiles (NACE 13)
KBO
lowers risk · Equity €49,577 (62.8% of total assets)
NBB · annual accounts
raises risk · Size: total assets €78,910
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
1 day early
2024
1 day early
2023
1 day early
2022
5 days early
2021
3 days early
2020
11 days late
2019
3 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average on the deadline day; the sector median (NACE 13) for financial year 2024 is 13 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 30 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end28-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Reappointments: Wim Wouters (director) and Nancy…Resignation: Nancy Van Aerschot (statutory…
  2. Annual accounts filedfinancial year 2025 · micro…
  3. Highest result from 2019 to 2025net €10,634 ▲8.1%

Key points

  • Positive: 7 profitable years in a rowprofit 2025: €10,634 7 years View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View
  • Board2 directors in office 2 View

By topic

Financials

Financial year
2025
Total assets
€78,910
Profit
€10,634
Solvency
62.8%
Total assets▲ 21.9%
Net result
20192025
Go to Financials

Timeline

Events
11
Since
2019
Next accounts
by 31-01-2027
  1. 30-01-2025Annual accounts filed
  2. 30-01-2024Annual accounts filed
  3. 26-01-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Finishing of textilesNACE 13300
Founded
28-11-2017
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
12
Purpose
“Vervaardigen en verkopen van allerhande textiel waaronder…” (deed in Dutch)
Go to Articles of association

Key facts about Tel-Raam

What is the company number of Tel-Raam?
0685.442.976. In Belgium the VAT number is the company number with BE in front: BE 0685.442.976.
Where is Tel-Raam based?
The registered office is at Moorter 22, 3150 Haacht.Company details
What does Tel-Raam do?
According to the KBO register, the main activity is finishing of textiles (NACE 13300).
What is the legal form of Tel-Raam?
Private limited company (BV).
When was Tel-Raam founded?
On 28-11-2017.
Is Tel-Raam still active?
Yes, Tel-Raam is an active enterprise in the KBO register.
What is the turnover of Tel-Raam?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Tel-Raam profitable?
In financial year 2025, Tel-Raam made a profit of €10,634.
Where can I find the annual accounts of Tel-Raam?
Tel-Raam filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Tel-Raam due?
By 31-01-2027, for financial year 2026.Timeline

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