TEKSTBURO
ActiveTEKSTBURO has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €201k and a net result of €17k. Equity is growing by ~4% per year across the filed fiscal years. Its solvency ranks better than 53% of 163 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
94
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability43▲+11
Solvency99▲+1
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 17.83 against 3.54 in 2024), and 38.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 60
Relative position
BE, all sectors
reference
Sector 60
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.7%
Return on assets
5.4%
Age of the figures
14 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 06-02-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
6 d late
2024
14 d late
2023
29 d late
2022
on the day
2021
7 d early
2020
13 d early
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€201k▲ 4.9%
2024 · €191k
2019: €151k
2020: €167k
2021: €173k
2022: €188k
2023: €179k
2024: €191k
2019 → 2025
Total assets
€325k▲ 0.9%
2024 · €322k
2019: €232k
2020: €261k
2021: €270k
2022: €273k
2023: €293k
2024: €322k
2019 → 2025
Net result
€17k▲ 43.8%
2024 · €12k
2019: €16k
2020: €17k
2021: €6k
2022: €15k
2023: €8k
2024: €12k
2019 → 2025
Working capital
€264k▲ 35.9%
2024 · €194k
2019: €149k
2020: €165k
2021: €173k
2022: €190k
2023: €181k
2024: €194k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€173k-€188k▲ 8.9%€179k▼ 4.9%€191k▲ 6.8%€201k▲ 4.9%
Operating result€10k-€25k▲ 149%€14k▼ 42.8%€18k▲ 26.6%€21k▲ 16.5%
Net result€6k-€15k▲ 168%€8k▼ 49.7%€12k▲ 56.1%€17k▲ 43.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 17% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €325k
Fixed assets
€45k▼ 11.9%
Current assets
€280k▲ 3.3%
Equity and liabilities €325k
Equity
€201k▲ 4.9%
Debt
€124k▼ 4.9%
The debt ratio falls from 40.6% to 38.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€26k▲
2024 · €23k
Cash flow
€22k▲
2024 · €17k
Solvency
61.7%▲
2024 · 59.4%
Current ratio
17.83▲
2024 · 3.54
Quick ratio
17.83▲
2024 · 3.54
Debt / equity
0.62▼
2024 · 0.68
ROE
8.7%▲
2024 · 6.3%
ROA
5.4%▲
2024 · 3.8%
Interest coverage
8.08▲
2024 · 6.95
Debt
€124k▼
2024 · €131k
Debt ≤ 1 year
€16k▼
2024 · €76k
Debt > 1 year
€50k▼
2024 · €54k
Income taxes
€6k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€322k€325k▲
Fixed assets21/28€52k€45k▼
Tangible fixed assets22/27€50k€45k▼
Land and buildings22€50k€45k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€591€208▼
Financial fixed assets28€1k€0▼
Current assets29/58€271k€280k▲
Amounts receivable within one year40/41€12k€15k▲
Trade receivables40€9k€12k▲
Other amounts receivable41€3k€3k▼
Current investments50/53€125k€145k▲
Cash at bank and in hand54/58€133k€119k▼
Deferred charges and accrued income490/1€874€1k▲
Equity and liabilities
Total equity and liabilities10/49€322k€325k▲
Equity10/15€191k€201k▲
Contributions10/11€12k€12k=
Reserves13€179k€188k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€179k€188k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€131k€124k▼
Amounts payable after more than one year17€54k€50k▼
Financial debts170/4€54k€50k▼
Amounts payable within one year42/48€76k€16k▼
Current portion of amounts payable after more than one year42€4k€4k▲
Financial debts43€5k€0▼
Credit institutions430/8€5k€0▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€65k€9k▼
Taxes450/3€2k€7k▲
Remuneration and social security454/9€64k€2k▼
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€235€59k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▼
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A-€1k
Gross operating margin9900€24k€28k▲
Operating profit (loss)9901€18k€21k▲
Financial income75/76B€2k€5k▲
Recurring financial income75€2k€5k▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€17k€23k▲
Income taxes67/77€5k€6k▲
Profit (loss) for the period9904€12k€17k▲
Profit (loss) for the period to be appropriated9905€12k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€17k▲
Transfer from equity791/2€0-
Transfer to equity691/2€12k€17k▲
To other reserves6921€12k€17k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
2025
30-06
Financial
Highest result since 2019net €17k ▲43.8%
Net result €17k, the highest in the series.
30-06
Financial
Liquidity times 5current ratio 17.83
Current ratio from 3.54 to 17.83; short-term debt falls from €76k to €16k.
30-06
Financial
Equity above €200kEq €201k ▲4.9%
7 profitable years in a row build equity to €201k.
14-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
29-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €6k ▼65.6%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
18-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
07-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
14-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Albert Saverysstraat 168790 WaregemGround area
188 m²
Building footprint
62 m²
Volume, LiDAR
305 m³
Parcel 34452A0238/00D003, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TEKSTBURO
since 20082.168.571.887
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34452A0238/00D003 | Flanders | 188 m² | 1 · 62 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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TEKST & UITLEG
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LHCH INTERNATIONAL
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MIRAVIDI
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VANDEWEGHE
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Of 719 companies in sector 60310 we hold annual accounts for 156. 114 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-01-2008
Fiscal year end30-06
Activities, NACEBEL
60310News agency activities
63910Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.