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Tekst.ai

Active
Private limited companyfounded 2022active for 4 yearsDulle-Grietlaan 1, 9050 Gent, BelgiumKBO/BCE: BE 0780.845.545
Summary

The annual accounts of Tekst.ai for financial year 2025 show a net loss of 84% of the equity at the start of that year. The 2025 annual accounts show equity of €68,602 and a net result of -€813,708. Equity has been shrinking by about 45% per year since 2023. If that trend continues, it turns negative around financial year 2026. Its solvency ranks better than 15% of 3,395 sector peers (NACE 62, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Official details

Source: KBO
Status
Active since 25-01-2022 Normal situation
Activity
Computer programming NACE 62100and 5 others
Joint committee
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2025
Establishment unit
2.326.743.156 9050 Gent, since 25-01-2022
Financial year end
31 December
Peppol
Reachable since 21-10-2026

Board and ownership

Board
and 2 others
Shareholders

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Annual accounts 2025
Gross margin
€368,356
▲ 583%
Turnover
≈ €980,000
estimated
Loss
€813,708
▲ 440%
Equity
€68,602
▼ 92.9%
Total assets
€3.0m
▼ 6.4%
Employees on 31-12-2025
18
▲ 260%
Score breakdownraises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €813,708, the second in a row (financial year 2025)1 change of registered office in 24 monthslowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 3.51, cash €1.4mShow the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 28% of small companies in computer programming and consultancy (NACE 62)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 27-29
equity 2.3% of total assets
Liquidity 94+9
short-term debt 19.5% · cash 49.0%
Profitability 0-13
return on assets -27.6%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (1,167 companies, NACE 62, small)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.3%▲ +0.2 percentage points vs 05-2026 07-2026: 0.4%▲ +0.1 percentage points vs 06-2026 08-2026: 0.6%▲ +0.2 percentage points vs 07-2026 09-2026: 0.8%▲ +0.2 percentage points vs 08-2026highest value 10-2026: 0.6%▼ -0.2 percentage points vs 09-2026 11-2026: 0.6%● unchanged vs 10-2026
Credit of up to €3,500 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is ample, with a current ratio of 3.51 (15.5 in 2024), above the usual 1.5. Short-term debt is 19.5% and cash 49% of total assets. However, 97.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, small). It does better than 10% of them on solvency, 96% on liquidity, 4% on profitability and 4% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
raises risk · Loss of €813,708, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 3.51, cash €1.4m
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
232425
2023 to 2025 · latest year -€813,708
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 3395 sector peers (2025).
NBB · sector comparison
Position among 3395 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
42 days early
2024
8 days early
2023
19 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 23 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 July (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€813,708 View
  • Caution: Result fell in 2025from -€150,761 to -€813,708 ▼ 440% View
  • Caution: Lower net result than 95% of companies in computer programming and consultancysector median €23,029 · 3,395 companies -€813,708 View
  • Flemish supportawarded from 2022 to 2025 €855,630 View
  • New directorlatest change 18-05-2026 · 5 in office 1 joined View

Recent changes

  1. · Gazette deed Registered office moved from Oostende to GentNew seat: Dulle-Grietlaan 1, 9050 Gent · Previous seat: Sint-Amandsberglaan 29, 8400 Oostende · Appointment: TANENBLATT Matthew Lee (series a bestuurder)
  2. · Gazette deed 3 directors appointed, 2 directors resigningResignations: Wouter Janssens (director) and Tiebe Parmentier (director) · Appointments: Tiebe Parmentier, Wouter Janssens and ENTOURAGE GP · Permanent representative: Pieterjan Bouten
  3. · Gazette deed Capital & shares · Amendment of the articles
All 8 events

Comparable companies

These companies have the same main activity as Tekst.ai: computer programming (NACE 62100). They are comparable in size and age: total assets between €1.8m and €4.1m, founded between 2019 and 2023.

CompanyTotal assetsGross margin
Tekst.ai Gent€3.0m€0.4m
Billy Gent€3.7m€0.4m
ClimateCamp Kasterlee€2.0m€0.3m
Arcwide Belgium Brussel€1.8m€0.6m
Montova Zaventem€1.9m€0.4m
EEVEE Diepenbeek€4.1m€0.6m
EDGX Gent€3.3m€0.9m
Full comparison

Key facts about Tekst.ai

What is the company number of Tekst.ai?
The company number of Tekst.ai is 0780.845.545. The VAT number is the same number with BE in front: BE 0780.845.545.
Where is Tekst.ai based?
The registered office is at Dulle-Grietlaan 1, 9050 Gent.Company details
What does Tekst.ai do?
According to the KBO register, the main activity is computer programming (NACE 62100).
What is the legal form of Tekst.ai?
The legal form of Tekst.ai is Private limited company (BV).
When was Tekst.ai founded?
Tekst.ai was founded on 25-01-2022.
Is Tekst.ai still active?
Yes, Tekst.ai is an active enterprise in the KBO register.
How many employees does Tekst.ai have?
Tekst.ai had an average of 13.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Tekst.ai fall under?
In its 2025 annual accounts, Tekst.ai states joint committee 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of Tekst.ai?
The turnover in financial year 2025 is ≈ €980,000. This figure is estimated from the gross margin of €368,356 and 149 comparable companies (NACE 62). It probably lies between €660,000 and €1.6m.
Is Tekst.ai profitable?
In financial year 2025, Tekst.ai made a loss of €813,708.
Where can I find the annual accounts of Tekst.ai?
Tekst.ai filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Tekst.ai due?
Tekst.ai must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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