Tekst.ai
ActiveTekst.ai has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €971k and a net result of €-151k. Its solvency ranks better than 39% of 2831 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability13▼-2
Solvency56▼-44
Growth52
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 15.5 against 7.85 in 2023; short-term debt: 5.5% and cash: 28% of total assets), but 69.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
30.8%
Return on assets
-4.8%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-07-2025, 8 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
8 d early
2023
19 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€971k▲ 29.3%
2023 · €751k
2023: €751k
2023 → 2024
Total assets
€3.15M▲ 251%
2023 · €898k
2023: €898k
2023 → 2024
Net result
€-151k▼ 429%
2023 · €-28k
2023: €-28k
2023 → 2024
Working capital
€2.53M▲ 277%
2023 · €669k
2023: €669k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€751k-€971k▲ 29.3%
Operating result€-28k-€-210k▼ 646%
Net result€-28k-€-151k▼ 429%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €210k in 2024 against €28k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.15M
Fixed assets
€453k▲ 247%
Current assets
€2.70M▲ 252%
Equity and liabilities €3.15M
Equity
€971k▲ 29.3%
Debt
€2.18M▲ 1,388%
The debt ratio rises from 16.3% to 69.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€-145k▼
2023 · €-14k
Cash flow
€-86k▼
2023 · €-15k
Solvency
30.8%▼
2023 · 83.7%
Current ratio
15.50▲
2023 · 7.85
Quick ratio
15.50▲
2023 · 7.85
Debt / equity
2.24▲
2023 · 0.20
ROE
-15.5%▼
2023 · -3.8%
ROA
-4.8%▼
2023 · -3.2%
Interest coverage
-6.94▲
2023 · -22.92
Debt
€2.18M▲
2023 · €147k
Debt ≤ 1 year
€174k▲
2023 · €98k
Debt > 1 year
€1.37M
Income taxes
€30
Staff costs
€199k▲
2023 · €68k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€898k€3.15M▲
Fixed assets21/28€130k€453k▲
Intangible fixed assets21€129k€406k▲
Tangible fixed assets22/27€1k€47k▲
Plant, machinery and equipment23€1k€29k▲
Furniture and vehicles24-€18k
Current assets29/58€767k€2.70M▲
Amounts receivable within one year40/41€84k€793k▲
Trade receivables40€9k€174k▲
Other amounts receivable41€75k€619k▲
Current investments50/53-€1.00M
Cash at bank and in hand54/58€343k€883k▲
Deferred charges and accrued income490/1€340k€23k▼
Equity and liabilities
Total equity and liabilities10/49€898k€3.15M▲
Equity10/15€751k€971k▲
Contributions10/11€780k€780k=
Profit (loss) carried forward14€-28k€-179k▼
Investment grants15-€371k
Amounts payable17/49€147k€2.18M▲
Amounts payable after more than one year17-€1.37M
Financial debts170/4-€1.37M
Amounts payable within one year42/48€98k€174k▲
Financial debts43€5k€25k▲
Credit institutions430/8€5k€25k▲
Trade debts44€73k€50k▼
Suppliers440/4€73k€50k▼
Taxes, remuneration and social security45€20k€98k▲
Taxes450/3€2k€59k▲
Remuneration and social security454/9€18k€38k▲
Other amounts payable47/48€186€1k▲
Accrued charges and deferred income492/3€49k€638k▲
Income statement
Code20232024
Remuneration, social security and pensions62€68k€199k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€65k▲
Other operating charges640/8€75€270▲
Gross operating margin9900€53k€54k▲
Operating profit (loss)9901€-28k€-210k▼
Financial income75/76B€289€80k▲
Recurring financial income75€289€80k▲
Financial charges65/66B€632€21k▲
Recurring financial charges65€632€21k▲
Profit (loss) for the period before taxes9903€-28k€-151k▼
Income taxes67/77-€30
Profit (loss) for the period9904€-28k€-151k▼
Profit (loss) for the period to be appropriated9905€-28k€-151k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-28k€-179k▼
Profit (loss) brought forward from the previous period14P-€-28k
Social balance
Average headcount (FTE)9087-3.9
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
NBB filing
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dulle-Grietlaan 19050 GentGround area
1,397 m²
Building footprint
1,041 m²
Volume, LiDAR
9,745 m³
Parcel 44362B0014/00N002, Flanders · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Tekst.ai
since 20222.326.743.156
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44362B0014/00N002 | Flanders | 1,397 m² | 1 · 1,041 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 11 entries · 855,630 EUR awarded · 590,350 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 6 | -24,263 EUR | 353,350 EUR |
| 2024 | 3 | 804,893 EUR | 187,000 EUR |
| 2023 | 1 | 50,000 EUR | 50,000 EUR |
| 2022 | 1 | 25,000 EUR | 0 EUR |
Schemes
Ontwikkelingsproject
Subsidie 'Schaalklaar'
Innovatieve starterssteun
Subsidies voor internationaal ondernemen
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Show 1 more
Kmo-groeisubsidie: steun voor groeitrajecten bij kmo's (stopgezet)
Recognitions · licences · registrations
Legal Entity Identifier
875500TWIDA4SG9RO983
Similar companies · same sector, comparable size
SMART PROJECTS
BE 0881.627.357
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ACOM INFORMATICA BEGELEIDERS
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DEHORA CONSULTANCY GROUP
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Of 16,874 companies in sector 62100 we hold annual accounts for 8,779. 4,168 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-01-2022
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
70200Business and other management consultancy
70220Business consulting
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.