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TEJA

Active
Private limited companyfounded 20206 yrs activeZouterweg(Odk) 11, 8670 Koksijde, BelgiumKBO/BCE: BE 0741.722.277
Summary

TEJA has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2,500 and a net result of €99,847. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 31942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability85▲+2
Solvency25▼-75
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 6 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
0.3%
Return on assets
12.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 31942 sector peers (2025).
NBB · sector comparison
Position among 31942 sector peers
Solvency
better than 10%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-03-2026, 127 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
127 d early
2024
2 d early
2023
43 d early
2022
7 d early
2021
33 d early
2020
44 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 43 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 June (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

TEJA was incorporated on 17 January 2020 as a Private limited company.1 Total assets rose from EUR 375,668 in 2020 to EUR 788,193 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€2,500▼ 99.7%
2024 · €759,474
Total assets
€788,193▼ 18.2%
2024 · €963,210
Net result
€99,847▼ 8.4%
2024 · €109,034
Working capital
-€122,525
2024 · €671,313
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€250,558▲ 108%€508,779▲ 103%€150,273▼ 70.5%€116,934▼ 22.2%€102,317▼ 12.5%
Net result€205,378above the sector's middle half▲ 130%€516,165above the sector's middle half▲ 151%€137,005above the sector's middle half▼ 73.5%€109,034above the sector's middle half▼ 20.4%€99,847above the sector's middle half▼ 8.4%
Equity€297,270above the sector's middle half▲ 223%€813,436above the sector's middle half▲ 174%€750,440above the sector's middle half▼ 7.7%€759,474above the sector's middle half▲ 1.2%€2,500below the sector's middle half▼ 99.7%
Total assets€598,156above the sector's middle half▲ 59.2%€1.1mabove the sector's middle half▲ 79.3%€1.0mabove the sector's middle half▼ 6.1%€963,210above the sector's middle half▼ 4.4%€788,193above the sector's middle half▼ 18.2%
Debt€300,886▲ 6.0%€259,344▼ 13.8%€257,384▼ 0.8%€203,736▼ 20.8%€785,693▲ 286%
Working capital€156,107above the sector's middle half▲ 1,211%€869,286above the sector's middle half▲ 457%€685,710above the sector's middle half▼ 21.1%€671,313above the sector's middle half▼ 2.1%-€122,525below the sector's middle half
Solvency49.7%within the sector's middle half▲ 25.2pp75.8%within the sector's middle half▲ 26.1pp74.5%within the sector's middle half▼ 1.4pp78.8%within the sector's middle half▲ 4.4pp0.3%below the sector's middle half▼ 78.5pp
Current ratio1.91within the sector's middle half▲ 0.789.53above the sector's middle half▲ 7.6210.15above the sector's middle half▲ 0.629.11above the sector's middle half▼ 1.030.83below the sector's middle half▼ 8.28
Return on assets (ROA)34.3%above the sector's middle half▲ 10.5pp48.1%above the sector's middle half▲ 13.8pp13.6%within the sector's middle half▼ 34.5pp11.3%within the sector's middle half▼ 2.3pp12.7%within the sector's middle half▲ 1.3pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€200,000€400,000€600,000Operating result 2021: €250,558€250,558Net result 2021: €205,378€205,378Operating result 2022: €508,779€508,779Net result 2022: €516,165€516,165Operating result 2023: €150,273€150,273Net result 2023: €137,005€137,005Operating result 2024: €116,934€116,934Net result 2024: €109,034€109,034Operating result 2025: €102,317€102,317Net result 2025: €99,847€99,84720212022202320242025€0€50,000€100,000€150,000Operating result 2023: €150,273€150,000Net result 2023: €137,005€137,000Operating result 2024: €116,934€117,000Net result 2024: €109,034€109,000Operating result 2025: €102,317€102,000Net result 2025: €99,847€99,800202320242025
The operating result has fallen three years in a row; 2025 is 13% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €788,193
Fixed assets €183,172 ▼ 12.4%
Current assets €605,021 ▼ 19.8%
Equity and liabilities €788,193
Equity €2,500 ▼ 99.7%
Debt €785,693 ▲ 286%
Debt's share of the balance-sheet total rises from 21.2% to 99.7%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€128,313▼
2024 · €142,931
Cash flow
€125,844▼
2024 · €135,030
Interest coverage
26.33▲
2024 · 21.60
Debt ≤ 1 year
€727,545▲
2024 · €82,728
Debt > 1 year
€58,147▼
2024 · €121,007
Income taxes
€27,168▼
2024 · €31,263
A ratio outside any meaningful range has been withheld (balance sheet total €788,193, equity €2,500).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 875 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 97% are still going.

  • Small
  • 5 to 10 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
1.1% went bankrupt
1.9% stopped otherwise
97% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 875 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€963,210€788,193▼
Fixed assets21/28€209,168€183,172▼
Tangible fixed assets22/27€209,168€183,172▼
Land and buildings22€208,369€182,602▼
Furniture and vehicles24€800€570▼
Financial fixed assets28€0-
Current assets29/58€754,042€605,021▼
Amounts receivable after more than one year29€672,813€0▼
Other amounts receivable291€672,813€0▼
Amounts receivable within one year40/41€44,376€2,435▼
Other amounts receivable41€44,376€2,435▼
Cash at bank and in hand54/58€36,852€602,424▲
Deferred charges and accrued income490/1-€162
Equity and liabilities
Total equity and liabilities10/49€963,210€788,193▼
Equity10/15€759,474€2,500▼
Contributions10/11€2,500€2,500=
Profit (loss) carried forward14€756,974€0▼
Amounts payable17/49€203,736€785,693▲
Amounts payable after more than one year17€121,007€58,147▼
Financial debts170/4€121,007€58,147▼
Amounts payable within one year42/48€82,728€727,545▲
Current portion of amounts payable after more than one year42€61,426€71,268▲
Trade debts44€451€0▼
Suppliers440/4€451€0▼
Taxes, remuneration and social security45€20,851€12,768▼
Taxes450/3€20,851€12,768▼
Other amounts payable47/48-€643,509
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25,996€25,996=
Other operating charges640/8€5,262€1,438▼
Gross operating margin9900€148,193€129,751▼
Operating profit (loss)9901€116,934€102,317▼
Financial income75/76B€29,979€29,571▼
Recurring financial income75€29,979€29,571▼
Financial charges65/66B€6,616€4,872▼
Recurring financial charges65€6,616€4,872▼
Profit (loss) for the period before taxes9903€140,297€127,016▼
Income taxes67/77€31,263€27,168▼
Profit (loss) for the period9904€109,034€99,847▼
Profit (loss) for the period to be appropriated9905€109,034€99,847▼
Appropriation of the result
Profit (loss) to be appropriated9906€856,974€856,821=
Profit (loss) brought forward from the previous period14P€747,940€756,974▲
Profit to be distributed694/7€100,000€856,821▲
Return on contributions (dividend)694€100,000€856,821▲

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A-€415,428€0---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€419€23,232€25,996€25,996=
Other operating charges640/8€348€4,138€4,373€5,262€1,438▼ 72.7%
Gross operating margin9900€250,906€513,336€177,878€148,193€129,751▼ 12.4%
Operating profit (loss)9901€250,558€508,779€150,273€116,934€102,317▼ 12.5%
Financial income75/76B€18,769€29,533€29,101€29,979€29,571▼ 1.4%
Recurring financial income75€18,769€29,533€29,101€29,979€29,571▼ 1.4%
Financial charges65/66B€1,441€2,340€7,300€6,616€4,872▼ 26.4%
Recurring financial charges65€1,441€2,340€7,300€6,616€4,872▼ 26.4%
Profit (loss) for the period before taxes9903€267,886€535,972€172,074€140,297€127,016▼ 9.5%
Income taxes67/77€62,508€19,807€35,069€31,263€27,168▼ 13.1%
Profit (loss) for the period9904€205,378€516,165€137,005€109,034€99,847▼ 8.4%
Profit (loss) for the period to be appropriated9905€205,378€516,165€137,005€109,034€99,847▼ 8.4%
Line20212022202320242025Change
Assets
Total assets20/58€598,156€1.1m€1.0m€963,210€788,193▼ 18.2%
Fixed assets21/28€270,000€101,581€247,164€209,168€183,172▼ 12.4%
Tangible fixed assets22/27-€89,581€235,164€209,168€183,172▼ 12.4%
Land and buildings22-€89,581€234,135€208,369€182,602▼ 12.4%
Furniture and vehicles24--€1,029€800€570▼ 28.7%
Financial fixed assets28€270,000€12,000€12,000€0--
Current assets29/58€328,156€971,199€760,660€754,042€605,021▼ 19.8%
Amounts receivable after more than one year29-€672,813€672,813€672,813€0▼ 100%
Other amounts receivable291-€672,813€672,813€672,813€0▼ 100%
Amounts receivable within one year40/41€154,441€84,044€40,109€44,376€2,435▼ 94.5%
Trade receivables40€133,000€0----
Other amounts receivable41€21,441€84,044€40,109€44,376€2,435▼ 94.5%
Cash at bank and in hand54/58€173,715€214,341€47,738€36,852€602,424▲ 1,535%
Deferred charges and accrued income490/1----€162-
Equity and liabilities
Total equity and liabilities10/49€598,156€1.1m€1.0m€963,210€788,193▼ 18.2%
Equity10/15€297,270€813,436€750,440€759,474€2,500▼ 99.7%
Contributions10/11€2,500€2,500€2,500€2,500€2,500=
Profit (loss) carried forward14€294,770€810,936€747,940€756,974€0▼ 100%
Amounts payable17/49€300,886€259,344€257,384€203,736€785,693▲ 286%
Amounts payable after more than one year17€128,836€157,431€182,434€121,007€58,147▼ 51.9%
Financial debts170/4€128,836€157,431€182,434€121,007€58,147▼ 51.9%
Amounts payable within one year42/48€172,049€101,913€74,950€82,728€727,545▲ 779%
Current portion of amounts payable after more than one year42€61,182€61,405€60,030€61,426€71,268▲ 16.0%
Financial debts43€25,000€0----
Credit institutions430/8€25,000€0----
Trade debts44€15,562€0€1,851€451€0▼ 100%
Suppliers440/4€15,562€0€1,851€451€0▼ 100%
Taxes, remuneration and social security45€70,305€40,508€13,069€20,851€12,768▼ 38.8%
Taxes450/3€70,305€40,508€13,069€20,851€12,768▼ 38.8%
Other amounts payable47/48----€643,509-
Line20212022202320242025Change
Profit (loss) for the period9904€205,378€516,165€137,005€109,034€99,847▼ 8.4%
+ Depreciation and write-downs630-€419€23,232€25,996€25,996=
Operating cash flow (approximation)€205,378€516,585€160,237€135,030€125,844▼ 6.8%
Investment in fixed assets (approximation)-€168,000-€168,816€12,000€0▼ 100%
Change in cash-€40,626-€166,604-€10,886€565,573▲ 5,296%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
12-08
State Gazette act General meeting · Director appointment
Permanent representative
26-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
29-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
18-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
24-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Highest result since 2020net €516,165 ▲151%
Operating result €508,779, net result €516,165, both a record.
31-12
Financial Liquidity times 5current ratio 9.53
Current ratio from 1.91 to 9.53; short-term debt falls from €172,049 to €101,913.
31-12
Financial Equity above €500,000Eq €813,436 ▲174%
3 profitable years in a row build equity to €813,436.
28-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Equity above €200,000Eq €297,270 ▲223%
2 profitable years in a row build equity to €297,270.
17-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
1,016 m²
Building footprint
206 m²
Volume, LiDAR
407 m³
Parcel 38502E0003/00B000, Flanders · tallest building 12.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
TEJA
Zouterweg(Odk) 11, 8670 KoksijdeAgents specialised in the wholesale of other particular products
since 20202.299.282.060
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
38502E0003/00B000 Flanders 1,016 m² 1 · 206 m² 12.9 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2023 list no shareholders, and no other source names one.

Holdings 1

According to the 2023 annual accounts of TEJA and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

Depth

The group is listed under Ownership & control below; here you explore it as a network.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.

Ownership & control

1 board mandate
Board mandates of this companythis company sits on their board1

Similar companies · same sector, comparable size

Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. 10,003 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded17-01-2020
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
46180Agents specialised in the wholesale of other particular products
46190Agents in non-specialised wholesale trade
66300Activities auxiliary to financial services and insurance activities
68110Buying and selling of own real estate
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0741722277
Registered 12-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.