Summary
Tectum Group is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €20.8m and a net result of €49,928. Its solvency ranks better than 57% of 2413 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
38 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, full schema
In the rankings
#3 employer in Genk, Finance and insurance sector#10 company by equity in Genk, Finance and insurance sector
Equity
€20.8m
Net result
€49,928
Total assets
€30.2m
Solvency
68.9%
Balance-sheet composition
Assets €30.2m
Fixed assets
€23.7m
Current assets
€6.5m
Equity and liabilities €30.2m
Equity
€20.8m
Provisions
€185,000
Debt
€9.2m
Debt finances 30.5% of the balance-sheet total.
Key figures and ratios
ROE
0.2%
ROA
0.2%
Debt ≤ 1 year
€9.1m
Income taxes
€3,000
Staff costs
€2.4m
Annual accounts
| Line | 2025 |
|---|---|
| Operating income70/76A | €7.4m |
| Turnover70 | €6.8m |
| Other operating income74 | €663,565 |
| Operating charges60/66A | €7.3m |
| Services and other goods61 | €4.6m |
| Remuneration, social security and pensions62 | €2.4m |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,553 |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | €185,000 |
| Other operating charges640/8 | €1,596 |
| Operating profit (loss)9901 | €166,371 |
| Financial income75/76B | €23,843 |
| Recurring financial income75 | €23,843 |
| Income from current assets751 | €23,842 |
| Other financial income752/9 | €1 |
| Financial charges65/66B | €137,286 |
| Recurring financial charges65 | €137,286 |
| Debt charges650 | €135,998 |
| Other financial charges652/9 | €1,288 |
| Profit (loss) for the period before taxes9903 | €52,928 |
| Income taxes67/77 | €3,000 |
| Taxes670/3 | €3,000 |
| Profit (loss) for the period9904 | €49,928 |
| Profit (loss) for the period to be appropriated9905 | €49,928 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €30.2m | |
| Fixed assets21/28 | €23.7m | |
| Intangible fixed assets21 | €8,947 | |
| Tangible fixed assets22/27 | €44,180 | |
| Furniture and vehicles24 | €44,180 | |
| Financial fixed assets28 | €23.7m | |
| Affiliated companies280/1 | €23.7m | |
| Participating interests280 | €23.0m | |
| Amounts receivable281 | €620,501 | |
| Current assets29/58 | €6.5m | |
| Stocks and contracts in progress3 | €0 | |
| Amounts receivable within one year40/41 | €5.5m | |
| Trade receivables40 | €2.0m | |
| Other amounts receivable41 | €3.5m | |
| Cash at bank and in hand54/58 | €857,942 | |
| Deferred charges and accrued income490/1 | €177,780 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €30.2m | |
| Equity10/15 | €20.8m | |
| Contributions10/11 | €20.8m | |
| Reserves13 | €49,928 | |
| Distributable reserves133 | €49,928 | |
| Provisions and deferred taxes16 | €185,000 | |
| Provisions for liabilities and charges160/5 | €185,000 | |
| Other liabilities and charges164/5 | €185,000 | |
| Amounts payable17/49 | €9.2m | |
| Amounts payable within one year42/48 | €9.1m | |
| Financial debts43 | €82,116 | |
| Credit institutions430/8 | €82,116 | |
| Trade debts44 | €2.1m | |
| Suppliers440/4 | €2.1m | |
| Taxes, remuneration and social security45 | €247,257 | |
| Taxes450/3 | €5,937 | |
| Remuneration and social security454/9 | €241,320 | |
| Other amounts payable47/48 | €6.7m | |
| Accrued charges and deferred income492/3 | €104,604 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €49,928 |
| + Depreciation and write-downs630 | €13,553 |
| Operating cash flow (approximation) | €63,481 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
23-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
15-12
State Gazette act
General meeting · Merger
Dissolution · Accounting effect · Cynthia VAN AENRODE
10-10
State Gazette act
General meeting · Permanent representative
Board composition · Merger
06-10
State Gazette act
General meeting · Permanent representative
Board composition · Merger
11-02
State Gazette act
Director resignation · Permanent representative
Director reappointment · Director appointment
2024
17-10
State Gazette act
Director resignation · Permanent representative
Director appointment
State Gazette actNBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2024
Ground area
3.6 ha
Building footprint
1.5 ha
Volume, LiDAR
142,625 m³
Parcel 71304E0735/00B015, Flanders · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
13
companies at this address
See who is registered here
1 establishment unit
Tectum Group
since 20242.361.222.597
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71304E0735/00B015 | Flanders | 3.6 ha | 1 · 1.5 ha | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Part of the group
FYB
20 companies
Group, risk and exposure
Owners and holdings
1 owner · 5 holdings · 6 subsidiaries in the treeChain of control
- FYB
- TROISDORF
- Biesmans Group
- Tectum Group
Highest known parent: FYB. The sources do not say who stands above it.
Owners 1
- Biesmans Groupparent100%
Holdings 5
-
100%
-
100%
-
100%
-
100%
-
100%
All subsidiaries, including indirect ones 6
Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.
TECTUM CONSTRUCTORS 100%1 subsidiary
- Tectum Dekkers 100%
- TECTUM DSB 100%
- TECTUM PLUS 100%
- TECTUM ROOFCOMFORT 100%
According to the 2025 annual accounts of Tectum Group and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
The group is listed under Ownership & control below; here you explore it as a network.
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Shareholding
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Ownership & control
2 board mandatesBoard mandates of this companythis company sits on their board2
3 locations
1 location
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 4,211 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-06-2024
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:1010227581
Registered
22-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.