TECTORI

Active

Private limited companyfounded 2020active for 6 yearsHekslaan(Heks) 89, 3870 Heers, BelgiumKBO/BCE: BE 0743.815.695

Summary

TECTORI has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5,000 and a net result of €59,128. Equity is growing by about 14% per year across the filed financial years. Its solvency ranks better than 12% of 34,678 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Risk analysisFollow Report Compare

TECTORIActiveChecked score 66/100

Risk analysis Report Compare

Activity

Plastering work

NACE 43310

1 site

Size

€81,499total assets 2025

Equity: €5,000
Profit: €59,128

Turnover not published (micro format)

Financial health

66 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.1%

Structure

2025 accounts filed 17 days late1 deed in the Belgian Official Gazette

Why 66raises riskFigures for financial year 2025 (filed 20-11-2025)Equity €5,000 (6.1% of total assets)lowers riskLiquidity: current ratio 1.01, cash €34,699, halvedSize: total assets €81,499Show the evidence

Checked score

Score 2025

66 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 49% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Strong

Solvency 31-69

equity 6.1% of total assets

Liquidity 50-46

short-term debt 93.9% · cash 42.6%

Profitability 100+5

return on assets 72.6%

Bankruptcy probability, 12 months

1.1% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,621 companies, NACE 43, micro)

Last 24 months 11-2024: 0.3%lowest value 12-2024: 0.4%▲ +0.1 percentage points vs 11-2024 01-2025: 0.8%▲ +0.4 percentage points vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 1.2%▲ +0.4 percentage points vs 02-2025 04-2025: 1.7%▲ +0.5 percentage points vs 03-2025 05-2025: 1.6%▼ -0.1 percentage points vs 04-2025 06-2025: 1.8%▲ +0.2 percentage points vs 05-2025 07-2025: 1.6%▼ -0.2 percentage points vs 06-2025 08-2025: 1.6%● unchanged vs 07-2025 09-2025: 1.5%▼ -0.1 percentage points vs 08-2025 10-2025: 1.5%● unchanged vs 09-2025 11-2025: 2.2%▲ +0.7 percentage points vs 10-2025highest value 12-2025: 0.9%▼ -1.3 percentage points vs 11-2025 01-2026: 0.9%● unchanged vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 0.9%● unchanged vs 03-2026 05-2026: 0.8%▼ -0.1 percentage points vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026 07-2026: 0.9%▲ +0.1 percentage points vs 06-2026 08-2026: 0.8%▼ -0.1 percentage points vs 07-2026 09-2026: 0.8%● unchanged vs 08-2026 10-2026: 1.1%▲ +0.3 percentage points vs 09-2026

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 11% on solvency, 43% on liquidity and 92% on profitability.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

Liquidity: current ratio 1.01, cash €34,699, halved

NBB · annual accounts

Figures for financial year 2025 (filed 20-11-2025)

NBB · annual accounts

Size: total assets €81,499

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Equity €5,000 (6.1% of total assets)

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 34678 sector peers (2025).

NBB · sector comparison

Position among 34678 sector peers

Solvency

better than 12%

← weakest strongest →

2025 accounts filed 17 days late

The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 17-11-2025, 17 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 4 filings

Deviation from the deadline

2025

17 days late

2023

15 days late

2022

3 days late

2021

29 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 16 days after the deadline; the sector median (NACE 43) for financial year 2023 is 1 day before the deadline, and 44% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. The company usually files around 16 November (4 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

31-03-2026 year end24-10-2026 today31-10-2026 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

17-11-2025 Annual accounts filedfinancial year 2025 · micro…
31-03-2025 Highest result from 2021 to 2025net €59,128 ▲84.4%
15-11-2023 Annual accounts filedfinancial year 2023 · micro…

Key points

Caution: Among the weakest 12% on solvencysector median 46.8% · 34,678 companies 6.1% View
Total assets 20254 financial years filed €81,499 View
Active since 2020founded 18-02-2020 6 years View

By topic

Financials

Financial year: 2025
Total assets: €81,499
Profit: €59,128
Solvency: 6.1%

Total assets▼ 47.6%

Net result

20212025

Go to Financials

Timeline

Events: 6
Since: 2021
Next accounts: by 31-10-2026

31-03-2023Equity above €100,000
03-11-2022Annual accounts filed
29-11-2021Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Plastering workNACE 43310
Founded: 18-02-2020
Year ends: 31-03
Peppol: Reachable for e-invoices

Go to Company details

Key facts about TECTORI

What is the company number of TECTORI?: 0743.815.695. In Belgium the VAT number is the company number with BE in front: BE 0743.815.695.
Where is TECTORI based?: The registered office is at Hekslaan(Heks) 89, 3870 Heers.Company details
What does TECTORI do?: According to the KBO register, the main activity is plastering work (NACE 43310).
What is the legal form of TECTORI?: Private limited company (BV).
When was TECTORI founded?: On 18-02-2020.
Is TECTORI still active?: Yes, TECTORI is an active enterprise in the KBO register.
What is the turnover of TECTORI?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is TECTORI profitable?: In financial year 2025, TECTORI made a profit of €59,128.
Where can I find the annual accounts of TECTORI?: TECTORI filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TECTORI due?: By 31-10-2026, for financial year 2026.Timeline