TECTA NOVA
ActiveSummary
TECTA NOVA has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €-7k. Equity is growing by ~12.4% per year across the filed fiscal years. Its solvency ranks better than 26% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability13▼-59
Solvency50▼-7
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity tight (current ratio 1.2 against 1.3 in 2024; short-term debt: 74.8% and cash: 2.8% of total assets), and 74.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.2%
Return on assets
-5%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
7 d late
2023
1 d early
2022
8 d late
2021
4 d late
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€36k▼ 16.6%
2024 · €43k
2018: €453lowest in 8 years
2019: €8k▲ +1653% vs 2018
2020: €73k▲ +824% vs 2019highest in 8 years
2021: €43k▼ -42.0% vs 2020
2022: €63k▲ +48.5% vs 2021
2023: €33k▼ -48.3% vs 2022
2024: €43k▲ +31.4% vs 2023
2025: €36k▼ -16.6% vs 2024
2018 → 2025
Total assets
€143k▲ 6.9%
2024 · €133k
2018: €65klowest in 8 years
2019: €104k▲ +58.5% vs 2018
2020: €219k▲ +111% vs 2019
2021: €244k▲ +11.3% vs 2020highest in 8 years
2022: €196k▼ -19.4% vs 2021
2023: €151k▼ -22.9% vs 2022
2024: €133k▼ -11.9% vs 2023
2025: €143k▲ +6.9% vs 2024
2018 → 2025
Net result
€-7k
2024 · €10k
2018: €-1k
2019: €7k▲ +662% vs 2018
2020: €74k▲ +886% vs 2019highest in 8 years
2021: €-31k▼ -142% vs 2020lowest in 8 years
2022: €21k▲ +167% vs 2021
2023: €-31k▼ -248% vs 2022
2024: €10k▲ +134% vs 2023
2025: €-7k▼ -169% vs 2024
2018 → 2025
Working capital
€21k▼ 20.5%
2024 · €27k
2018: €941lowest in 8 years
2019: €5k▲ +471% vs 2018
2020: €63k▲ +1080% vs 2019highest in 8 years
2021: €34k▼ -47.0% vs 2020
2022: €45k▲ +32.8% vs 2021
2023: €12k▼ -72.9% vs 2022
2024: €27k▲ +123% vs 2023
2025: €21k▼ -20.5% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€43k-€63k▲ 48.5%€33k▼ 48.3%€43k▲ 31.4%€36k▼ 16.6%
2021: €43k
2022: €63k▲ +48.5% vs 2021highest in 5 years
2023: €33k▼ -48.3% vs 2022lowest in 5 years
2024: €43k▲ +31.4% vs 2023
2025: €36k▼ -16.6% vs 2024
Operating result€-32k-€24k€-29k€14k€-4k
2021: €-32klowest in 5 years
2022: €24k▲ +176% vs 2021highest in 5 years
2023: €-29k▼ -220% vs 2022
2024: €14k▲ +148% vs 2023
2025: €-4k▼ -132% vs 2024
Net result€-31k-€21k€-31k€10k€-7k
2021: €-31klowest in 5 years
2022: €21k▲ +167% vs 2021highest in 5 years
2023: €-31k▼ -248% vs 2022
2024: €10k▲ +134% vs 2023
2025: €-7k▼ -169% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €14k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €143k
Fixed assets
€14k ▼ 9.9%
Current assets
€128k ▲ 9.2%
Equity and liabilities €143k
Equity
€36k ▼ 16.6%
Debt
€107k ▲ 18.1%
Debt's share of the balance-sheet total rises from 67.8% to 74.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-165▼
2024 · €19k
Cash flow
€-3k▼
2024 · €15k
Current ratio
1.20▼
2024 · 1.30
Quick ratio
1.01▼
2024 · 1.08
Debt to equity
2.98▲
2024 · 2.10
ROE
-19.9%▼
2024 · 23.9%
ROA
-5.0%▼
2024 · 7.7%
Interest coverage
-0.05▼
2024 · 5.28
Debt ≤ 1 year
€107k▲
2024 · €90k
Staff costs
€153k▲
2024 · €140k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€133k€143k▲
Fixed assets21/28€16k€14k▼
Tangible fixed assets22/27€10k€8k▼
Plant, machinery and equipment23€1k€386▼
Furniture and vehicles24€9k€8k▼
Financial fixed assets28€6k€6k=
Current assets29/58€117k€128k▲
Stocks and contracts in progress3€20k€20k▲
Stocks30/36€20k€20k▲
Amounts receivable within one year40/41€75k€103k▲
Trade receivables40€62k€66k▲
Other amounts receivable41€14k€36k▲
Cash at bank and in hand54/58€21k€4k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€133k€143k▲
Equity10/15€43k€36k▼
Contributions10/11€19k€19k=
Reserves13€24k€24k=
Distributable reserves133€24k€24k=
Profit (loss) carried forward14-€-7k
Amounts payable17/49€90k€107k▲
Amounts payable within one year42/48€90k€107k▲
Current portion of amounts payable after more than one year42€6k€3k▼
Trade debts44€45k€60k▲
Suppliers440/4€45k€60k▲
Advances received on contracts in progress46-€80
Taxes, remuneration and social security45€16k€12k▼
Taxes450/3€5k€4k▼
Remuneration and social security454/9€12k€8k▼
Other amounts payable47/48€23k€32k▲
Income statement
Code20242025
Remuneration, social security and pensions62€140k€153k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€1k€2k▲
Other operating charges640/8€1k€554▼
Gross operating margin9900€161k€155k▼
Operating profit (loss)9901€14k€-4k▼
Financial income75/76B€107€550▲
Recurring financial income75€107€550▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€11k€-7k▼
Income taxes67/77€374-
Profit (loss) for the period9904€10k€-7k▼
Profit (loss) for the period to be appropriated9905€10k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€-7k▼
Profit (loss) brought forward from the previous period14P€-7k-
Transfer to equity691/2€4k-
To other reserves6921€4k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €150k | €186k | €226k | €140k | €153k | ▲ 9.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €953 | €3k | €5k | €5k | €4k | ▼ 5.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €693 | €6k | €-4k | €1k | €2k | ▲ 6.7% |
| Other operating charges640/8 | €132 | €528 | €624 | €1k | €554 | ▼ 48.3% |
| Gross operating margin9900 | €120k | €220k | €199k | €161k | €155k | ▼ 3.9% |
| Operating profit (loss)9901 | €-32k | €24k | €-29k | €14k | €-4k | ▼ 132% |
| Financial income75/76B | €1k | €460 | €644 | €107 | €550 | ▲ 415% |
| Recurring financial income75 | €1k | €460 | €644 | €107 | €550 | ▲ 415% |
| Financial charges65/66B | €195 | €2k | €2k | €4k | €3k | ▼ 9.8% |
| Recurring financial charges65 | €195 | €2k | €2k | €4k | €3k | ▼ 9.8% |
| Profit (loss) for the period before taxes9903 | €-31k | €23k | €-31k | €11k | €-7k | ▼ 167% |
| Income taxes67/77 | €0 | €2k | - | €374 | - | - |
| Profit (loss) for the period9904 | €-31k | €21k | €-31k | €10k | €-7k | ▼ 169% |
| Profit (loss) for the period to be appropriated9905 | €-31k | €21k | €-31k | €10k | €-7k | ▼ 169% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €244k | €196k | €151k | €133k | €143k | ▲ 6.9% |
| Fixed assets21/28 | €9k | €19k | €21k | €16k | €14k | ▼ 9.9% |
| Tangible fixed assets22/27 | €3k | €13k | €15k | €10k | €8k | ▼ 15.9% |
| Plant, machinery and equipment23 | - | €3k | €4k | €1k | €386 | ▼ 73.1% |
| Furniture and vehicles24 | €3k | €10k | €11k | €9k | €8k | ▼ 6.3% |
| Financial fixed assets28 | €6k | €6k | €6k | €6k | €6k | = |
| Current assets29/58 | €235k | €178k | €131k | €117k | €128k | ▲ 9.2% |
| Stocks and contracts in progress3 | €14k | €19k | €18k | €20k | €20k | ▲ 2.7% |
| Stocks30/36 | €14k | €19k | €18k | €20k | €20k | ▲ 2.7% |
| Amounts receivable within one year40/41 | €206k | €137k | €98k | €75k | €103k | ▲ 36.2% |
| Trade receivables40 | €188k | €124k | €80k | €62k | €66k | ▲ 7.6% |
| Other amounts receivable41 | €18k | €13k | €17k | €14k | €36k | ▲ 167% |
| Cash at bank and in hand54/58 | €13k | €20k | €14k | €21k | €4k | ▼ 80.8% |
| Deferred charges and accrued income490/1 | €2k | €1k | €1k | €1k | €1k | ▲ 4.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €244k | €196k | €151k | €133k | €143k | ▲ 6.9% |
| Equity10/15 | €43k | €63k | €33k | €43k | €36k | ▼ 16.6% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €24k | €45k | €21k | €24k | €24k | = |
| Distributable reserves133 | €24k | €45k | €21k | €24k | €24k | = |
| Profit (loss) carried forward14 | - | - | €-7k | - | €-7k | - |
| Amounts payable17/49 | €201k | €133k | €119k | €90k | €107k | ▲ 18.1% |
| Amounts payable within one year42/48 | €201k | €133k | €119k | €90k | €107k | ▲ 18.1% |
| Current portion of amounts payable after more than one year42 | - | - | - | €6k | €3k | ▼ 59.9% |
| Trade debts44 | €152k | €65k | €73k | €45k | €60k | ▲ 33.7% |
| Suppliers440/4 | €152k | €65k | €73k | €45k | €60k | ▲ 33.7% |
| Advances received on contracts in progress46 | - | - | - | - | €80 | - |
| Taxes, remuneration and social security45 | €16k | €23k | €20k | €16k | €12k | ▼ 26.0% |
| Taxes450/3 | €3k | €5k | €6k | €5k | €4k | ▼ 15.4% |
| Remuneration and social security454/9 | €13k | €18k | €15k | €12k | €8k | ▼ 29.9% |
| Other amounts payable47/48 | €33k | €44k | €25k | €23k | €32k | ▲ 40.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-31k | €21k | €-31k | €10k | €-7k | ▼ 169% |
| + Depreciation and write-downs630 | €953 | €3k | €5k | €5k | €4k | ▼ 5.8% |
| Operating cash flow (approximation) | €-30k | €24k | €-26k | €15k | €-3k | ▼ 119% |
| Investment in fixed assets (approximation) | - | €-13k | €-7k | €0 | €-3k | - |
| Change in cash | - | €7k | €-7k | €8k | €-17k | ▼ 327% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
30-09
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
08-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
30-09
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
04-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
30-09
Financial
Weakest financial yearnet €-31k
Net result drops to €-31k, the lowest in the series; recovery starts the following year.
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Highest result since 2018net €74k ▲886%
Operating result €88k, net result €74k, both a record.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
Show earlier events
03-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2014
Ground area
5.2 ha
Building footprint
5,358 m²
Volume, LiDAR
46,640 m³
Parcel 11024B0077/00M000, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TECTA NOVA
since 20142.238.398.724
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024B0077/00M000 | Flanders | 5.2 ha | 1 · 5,358 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 7 entries · 28,143 EUR awarded · 28,104 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 4,332 EUR | 4,293 EUR |
| 2024 | 2 | 6,534 EUR | 6,534 EUR |
| 2023 | 2 | 8,091 EUR | 8,091 EUR |
| 2022 | 1 | 9,186 EUR | 9,186 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 8,568 companies in sector 43410 we hold annual accounts for 4,363. 3,516 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded01-12-2014
Fiscal year end30-09
Activities, NACEBEL 2025
43410Roofing work
43421Specialised construction activities
46831Wholesale of construction materials, general range
47521Retail sale of hardware, building materials, paint and glass (general range)
47529Retail trade
Contact
Phone
0475/652806
Scores and ratios are computed by Checked and are not a credit decision.