Equity
€11,289 from €96,430 in 2023
Equity fell by 88% in 2 years.
TECSOFT
Overview
Lifetime
6 annual accounts with figures on one time axispeak €77,103 (2025)
€77,103▲ 9.4%
peak €60,576 (2023)
€51,945▲ 83.8%
peak €96,430 (2023)
€11,289▼ 73.3%
€90,730▼ 31.4%
Board1 name since 2020
-
Documentsfilings and deeds
30-07-20261 day before the deadline
2025abbreviated format
Result from €28,267 to €51,945Dividend €83,000Equity from €42,344 to €11,289Debts from €132,285 to €90,730Cash from €157,305 to €84,024
Key points
from the 2025 annual accountsTurnover
≈ €210,000 estimated
The accounts state no turnover.
Debts
€90,730 89% of the balance sheet
Financial debts 0%Suppliers 6%Taxes and wages 13%Other 81%
Filings
6 annual accounts 3 late
The 2020 accounts came latest: 24 days after the end of the period.
Starting capital
€10,000 100 shares
Position in the sector
€11,289
Less equity than 81% of companies in computer programming and consultancy. Sector median €128,111 · 3,406 companies.
Checked score
92
Excellent
Financially stronger than 35% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026highest value
11-2026: < 0.1%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
Equity €11,289 (11.1% of total assets)
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 1.08, cash €84,024
Size: total assets €102,019
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 17% of them on solvency, 31% on liquidity, 82% on profitability and 9% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,713 companies had the same profile as TECSOFT has now. Each dot stands for 17 companies, two years later.
95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of TECSOFT itself is lower: < 0.1% within 12 months. It rests on far more data about TECSOFT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,713 companies, not a prediction for TECSOFT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.08 (1.3 in 2024), below the usual 1.5. Short-term debt is 88.9% and cash 82.4% of total assets. 88.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 3405 sector peers (2025).
NBB · sector comparisonPosition among 3405 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
1 day early
2024
1 day early
2023
1 day early
2022
24 days late
2021
12 days late
2020
24 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 10 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
last known board- COLLE Augustin Jean Louis Julien Ghislain 100 sharesdeed of 11-06-2020
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0748378259
Incorporation
Founding capital of €10,000, 100 shares · Founder: COLLE Augustin Jean Louis Julien Ghislain (comparant) · Appointment: COLLE Augustin Jean Louis Julien Ghislain (director) · published on 11-06-2020 · Gazette deed
First establishment
Rue des Anglais 27, Jurbise
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TECSOFT Jurbise | €102,019 | €77,103 | 11.1% | - |
| Chapter 41 Schilde | €104,509 | €84,407 | 1.0% | - |
| CONLI Maldegem | €90,923 | €67,457 | 66.0% | - |
| ABO-Security Flémalle | €116,599 | €84,081 | 68.0% | - |
| MORGENROOD Leuven | €82,606 | €84,089 | 9.0% | - |
| MTGC Ypres | €103,374 | €60,986 | 39.9% | - |
| EUZEO Waterloo | €95,430 | €77,136 | 64.5% | - |
These companies have the same main activity as TECSOFT: other information technology and computer services (NACE 62900). They are comparable in size and age: total assets between €82,600 and €117,000, founded between 2019 and 2021.
Official details
Source: KBO- Status
- Active since 09-06-2020Normal situation
- Activity
- Other information technology and computer servicesNACE 62900and 4 others
- Establishment unit
- 2.340.429.0647050 Jurbise, since 09-06-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 20-11-2020
Annual accounts 2025
- €77,103▲ 9.4%
- €51,945▲ 83.8%
- €11,289▼ 73.3%
- €102,019▼ 41.6%
- Filing
- Filed on 30-07-2026, 1 day before the end of the filing period
Insights on TECSOFT
TECSOFT files the abbreviated format. That format states no turnover. The gross margin rose from €25,000 in 2020 to €77,103 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
abbreviated format, filed on 30-07-2026, 1 day before the deadline€77,103
▲ 9.4%
€71,600
▲ 9.7%
€51,945
▲ 83.8%
€7,366
▼ 80.9%
11.1%
▼ 13.2 percentage points
1.08
▼ 0.22
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €210,000. Estimated: probably between €150,000 and €350,000.
Balance sheet
balance sheet total €102,019 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
11.1%
Higher than 21% of 3,405 companies in 2025.
1.08
Higher than 27% of 3,266 companies in 2025.
50.9%
Higher than 93% of 3,314 companies in 2025.
TECSOFT
Middle half of the sector
80% of the sector
Abbreviated accounts in computer programming and consultancy (NACE 62)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||
20/58 |
102,019 | 174,629 | 158,471 | 113,018 | 72,190 | 30,245 | |
21/28 |
3,923 | 6,856 | 11,834 | 17,112 | 22,690 | - | |
22/27 |
3,923 | 6,856 | 11,834 | 17,112 | 22,690 | - | |
23 |
1,302 | 728 | 1,065 | 1,035 | 1,306 | - | |
24 |
2,621 | 6,127 | 10,769 | 16,076 | 21,384 | - | |
29/58 |
98,096 | 167,773 | 146,637 | 95,906 | 49,499 | 30,245 | |
40/41 |
13,618 | 7,860 | 9,690 | 7,140 | 9,625 | 20,751 | |
40 |
8,568 | 7,860 | 9,690 | 7,140 | 9,625 | 20,751 | |
41 |
5,050 | - | - | - | - | - | |
54/58 |
84,024 | 157,305 | 134,045 | 85,113 | 38,493 | 9,493 | |
490/1 |
453 | 2,609 | 2,902 | 3,653 | 1,381 | - | |
| Balance sheet: equity and liabilities | |||||||
10/49 |
102,019 | 174,629 | 158,471 | 113,018 | 72,190 | 30,245 | |
10/15 |
11,289 | 42,344 | 96,430 | 71,149 | 47,329 | 28,738 | |
10/11 |
10,000 | 10,000 | 10,000 | 10,000 | 10,000 | 10,000 | |
10 |
10,000 | 10,000 | 10,000 | 10,000 | 10,000 | - | |
100 |
10,000 | 10,000 | 10,000 | 10,000 | 10,000 | 10,000 | |
13 |
1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | |
130/1 |
1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | |
130 |
1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | |
14 |
289 | 31,344 | 85,430 | 60,149 | 36,329 | 17,738 | |
17/49 |
90,730 | 132,285 | 62,041 | 41,869 | 24,861 | 1,507 | |
17 |
- | 2,991 | 6,618 | 11,074 | 15,479 | - | |
170/4 |
- | 2,991 | 6,618 | 11,074 | 15,479 | - | |
42/48 |
90,730 | 129,294 | 55,423 | 30,795 | 9,382 | 1,507 | |
42 |
- | 3,627 | 3,405 | 3,405 | 2,405 | - | |
43 |
16 | 7 | 8 | - | - | - | |
430/8 |
16 | 7 | 8 | - | - | - | |
44 |
5,105 | 3,353 | 2,933 | 5,490 | 383 | 250 | |
440/4 |
5,105 | 3,353 | 2,933 | 5,490 | 383 | 250 | |
45 |
12,000 | 44,200 | 11,219 | 14,853 | 407 | 1,257 | |
450/3 |
12,000 | 44,200 | 11,219 | 14,853 | 407 | 1,257 | |
47/48 |
73,609 | 78,108 | 37,859 | 7,047 | 6,186 | - | |
| Income statement | |||||||
9900 |
77,103 | 70,464 | 65,207 | 38,177 | 31,120 | 25,000 | |
62 |
456 | 456 | 498 | - | 459 | 262 | |
630 |
4,741 | 4,445 | 4,314 | 4,286 | 3,914 | - | |
640/8 |
305 | 296 | 281 | 258 | 369 | - | |
9901 |
71,600 | 65,267 | 60,114 | 33,633 | 26,378 | 24,738 | |
75/76B |
128 | 148 | 57 | 2 | 23 | - | |
75 |
128 | 148 | 57 | 2 | 23 | - | |
65/66B |
340 | 1,474 | 137 | 835 | 683 | - | |
65 |
340 | 1,474 | 137 | 835 | 683 | - | |
9903 |
71,388 | 63,942 | 60,034 | 32,800 | 25,719 | 24,738 | |
67/77 |
19,443 | 35,675 | -542 | 8,980 | 7,128 | 6,000 | |
9904 |
51,945 | 28,267 | 60,576 | 23,820 | 18,591 | 18,738 | |
9905 |
51,945 | 28,267 | 60,576 | 23,820 | 18,591 | 18,738 | |
| Appropriation of the result | |||||||
9906 |
83,289 | 113,697 | 120,725 | 60,149 | 36,329 | 18,738 | |
14P |
31,344 | 85,430 | 60,149 | 36,329 | 17,738 | - | |
691/2 |
- | - | - | - | - | 1,000 | |
6920 |
- | - | - | - | - | 1,000 | |
694/7 |
83,000 | 82,353 | 35,295 | - | - | - | |
694 |
83,000 | 82,353 | 35,295 | - | - | - | |
| Document | |||||||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 30-07-2026 | 2026-00371876 | |
| 31-12-2024 | micro format | 30-07-2025 | 2025-00345899 | |
| 31-12-2023 | micro format | 30-07-2024 | 2024-00320068 | |
| 31-12-2022 | micro format | 24-08-2023 | 2023-00364429 | |
| 31-12-2021 | micro format | 12-08-2022 | 2022-20288312 | |
| 31-12-2020 | micro format | 24-08-2021 | 2021-52500100 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| 76,341 | 69,712 | 64,428 | 37,919 | 30,292 | - | ||
| 56,686 | 32,712 | 64,890 | 28,106 | 22,505 | - | ||
| 3,101 | 759 | 329 | -1,292 | 27,893 | - | ||
| -73,280 | 23,259 | 48,932 | 46,620 | 29,000 | - | ||
| 7,366 | 38,479 | 91,213 | 65,111 | 40,118 | 28,738 | ||
| 11.1% | 24.2% | 60.8% | 63.0% | 65.6% | 95.0% | ||
| 1.08 | 1.30 | 2.65 | 3.11 | 5.28 | 20.08 | ||
| 8.04 | 3.12 | 0.64 | 0.59 | 0.53 | 0.05 | ||
| 460.2% | 66.8% | 62.8% | 33.5% | 39.3% | 65.2% | ||
| 50.9% | 16.2% | 38.2% | 21.1% | 25.8% | 62.0% | ||
| over 100 | 47.30 | over 100 | 45.42 | 44.38 | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €3,101 | €759 | €329 | - | €27,893 |
| €4,741 | €4,445 | €4,314 | €4,286 | €3,914 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Insights on TECSOFT
The operating result for 2025 is 10% higher than in 2024 and the highest since 2020. It is the fifth rise in a row.
Debt's share of the balance-sheet total rises from 75.8% to 88.9%. Equity and debt are lower.
Board & ownership
Mandates through the years
1 nameEarlierend not dated
Mandates as a list
- COLLE Augustin Jean Louis Julien Ghislain
- Director, appointed by deed of 11-06-2020, last mentioned in 2020
Control
This company
TECSOFT
Equity €11,289
Profit €51,945 in 2025
Capital
- Contribution
- €10,000
- Shares
- 100
- Contribution per share
- €100
- Equity per share
- €113 in 2025
- Source
- deed of 11-06-2020
Articles of association
deed of 11-06-2020 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- 100 shares
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Moitie cedant moitie acquereurs au prorata si plusieurs, memes formalites si non actionnaires de plein droit”
Shareholders
At incorporation
deed of 11-06-2020 ↗
- COLLE Augustin Jean Louis Julien Ghislain 100 shares (100%) · in cash
Network & group
No group
TECSOFT has no parent and no holdings in its annual accounts.
Earlier ties
| CD IMMOBILIER via Augustin Colle, at TECSOFT, last mentioned in 2020 · Director · deed of 12-03-2025 founded in 2025 |
total assets €155,655 (2025) |
| Association des ingénieurs diplômés de l'institut supérieur industriel à Mons via Augustin Colle, at TECSOFT, last mentioned in 2020 · Director · deed of 06-05-2026 |
founded in 1969 |
Connections & network
The network starts from the earlier ties.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Timeline
10 events since 2020Filings
Financial
Establishments
2020202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBabbreviated format · 1 day before the deadline
2025
Annual accounts 2024 filed PDFmicro format · 1 day before the deadline
2024
Annual accounts 2023 filed PDFmicro format · 1 day before the deadline
2023
Highest result from 2020 to 2025 net €60,576 ▲154% The net result of €60,576 is the highest of those years.
Annual accounts 2022 filed PDFmicro format · 24 days late
2022
Annual accounts 2021 filed PDFmicro format · 12 days late
2021
Annual accounts 2020 filed PDFmicro format · 24 days late
2020
Registered in the Peppol Directory Reachable for e-invoices through 0208:0748378259
IncorporationFounding capital of €10,000, 100 shares · Founder: COLLE Augustin Jean Louis Julien Ghislain (comparant) · Appointment: COLLE Augustin Jean Louis Julien Ghislain (director) · published on 11-06-20205 points ▸
- Registered office clause, rue des Anglais numéro 27, 7050 Jurbise
- Board rule, 1
- Director appointment, COLLE Augustin Jean Louis Julien Ghislain
- Founder, COLLE Augustin Jean Louis Julien Ghislain (comparant)
- Founding capital, €10,000, 100 shares
- The deed holds 8 more points.
First establishment Rue des Anglais 27, Jurbise
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0748.378.259
- VAT number
- BE 0748.378.259
- Peppol ID
- 0208:0748378259
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 09-06-2020
- Financial year
- ends on 31 December
- Peppol
- Reachable since 20-11-2020Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- TECSOFT in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 11-06-2020 (in French)
Activities
NACEBEL 202562900
Other information technology and computer services main activity
62100
Computer programming
Codes under NACEBEL 2008
62090
Computer programming, consultancy and related activities main activity
43211
Specialised construction activities
46140
Wholesale trade
62010
Computer programming, consultancy and related activities
62020
IT consultancy
62030
Computer programming, consultancy and related activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “La réalisation de toutes prestations informatiques dans son sens le plus large; Le développement et la commercialisation de logiciels…”deed of 11-06-2020 (in French)
9 activities
- La réalisation de toutes prestations informatiques dans son sens le plus large ;
- Le développement et la commercialisation de logiciels informatiques ;
- L’achat,la vente,l’importation et l’exportation de matériel et logiciels informatiques ;
- Les prestations et ventes de tout matériel en général ;
- L’électricité et la domotique dans son sens le plus large ;
- Toutes installations générales électriques (installation et raccords de tableaux divisionnaire haute et basse tension,groupes électrogènes) ainsi que l’éclairage pour l’aménagement extérieur ;
- Toutes installations électriques,de mécanisme de protection contre le vol et l’incendie ;
- Les prestations dans l’électronique dans son sens le plus large ;
- L’achat,la vente de toutes alarmes et de tout matériel d’alarme et leur installation
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue des Anglais 27 registered office 7050 Jurbise | 09-06-2020 | 2.340.429.064 |
Buildings and parcels at the address
- Ground area
- 276 m²
- Buildings
- 168 m²
- Volume, LiDAR
- 1,329 m³
- Tallest building
- 10.1 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 53044B0441/00V000 | 276 m² | 1 · 168 m² | 10.1 m · 3 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0748.378.259