Turnover
≈ €310,000 estimated
The micro format states no turnover.
TECORAMA
Lifetime
1 annual account with figurespeak €80,152 (2025)
€80,152
peak €19,981 (2025)
€19,981
peak €22,981 (2025)
€22,981
€247,995
Board1 name since 2025
1 directorVANDERHEYDE Rudi Guillaume Cornelius
Documentsfilings and deeds
16-06-202645 days before the deadline
2025micro format
Incorporation 19-022 establishments registeredFirst year with figures
Key points
from the 2025 annual accountsDebts
€247,995 92% of the balance sheet
Financial debts 36%Suppliers 42%Taxes and wages 16%Other 7%
Of this, €226,690 falls due within a year.
Position in the sector
8.5%
Lower solvency than 86% of companies in specialised construction. Sector median 46.7% · 35,156 companies.
Checked score
48
Fair
Financially stronger than 24% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.5% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,696 companies (NACE 43, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2026: 2.2%lowest value
04-2026: 2.2%● unchanged vs 03-2026lowest value
05-2026: 2.3%▲ +0.1 percentage points vs 04-2026
06-2026: 2.6%▲ +0.3 percentage points vs 05-2026
07-2026: 2.8%▲ +0.2 percentage points vs 06-2026
08-2026: 3.1%▲ +0.3 percentage points vs 07-2026
09-2026: 3.4%▲ +0.3 percentage points vs 08-2026
10-2026: 3.5%▲ +0.1 percentage points vs 09-2026highest value
11-2026: 3.5%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Founded in 2025
Liquidity: current ratio 0.94, cash €796
Sector: Specialised construction activities (NACE 43)
2 establishment units
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 13% of them on solvency, 4% on liquidity and 55% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 320 companies had the same profile as TECORAMA has now. Each dot is one company, two years later.
96.3%
were still trading
2.5%
stopped another way
0.9%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of TECORAMA itself is higher: 3.5% within 12 months. It rests on far more data about TECORAMA than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 320 companies, not a prediction for TECORAMA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.94, below 1. Short-term debt is 83.7% and cash 0.3% of total assets. 91.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
raises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 35156 sector peers (2025).
NBB · sector comparisonPosition among 35156 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
45 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- VANDERHEYDE Rudi Guillaume Cornelius 100 sharesdeed of 19-02-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 9925:BE1020089513
New establishment in Gistel
Kalsijdebrug 5a
Incorporation
Founding capital of €3,000, 100 shares · Founder: VANDERHEYDE Rudi Guillaume Cornelius · Appointment: VANDERHEYDE Rudi Guillaume Cornelius (director) · published on 19-02-2025 · Gazette deed
First establishment
Veldstraat 47, De Panne
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TECORAMA De Panne | €270,976 | €80,152 | 8.5% | - |
| Enévolt Concept Hotton | €263,383 | €90,683 | 11.2% | 2.4 |
| PROTECH INTERNATIONAL Brecht | €242,616 | €91,411 | 41.2% | - |
| ERL High-end electrical systems Kuurne | €211,650 | €70,021 | 6.9% | 0.4 |
| CRUYDT MAXIM Ledegem | €243,404 | €90,318 | 25.9% | - |
| Moodix Waregem | €280,334 | €103,902 | 2.4% | - |
| VERSTRAETE DIETER Torhout | €247,944 | €86,501 | 55.6% | - |
These companies have the same main activity as TECORAMA: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €212,000 and €280,000, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 17-02-2025Normal situation
- Activity
- General electrical installation workNACE 43211and 3 others
- Joint committees
- 149.01Electricians: installation and distribution
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment units
- 2.370.910.7218660 De Panne, since 17-02-2025
- 2.378.083.9698470 Gistel, since 10-07-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 05-01-2026
Annual accounts 2025
- €270,976
- Employeeson 31-12-2025
- 3
- Filing
- Filed on 16-06-2026, 45 days before the end of the filing period
Insights on TECORAMA
The computed 12-month bankruptcy probability of TECORAMA is 3.5% (moderate). The 2025 annual accounts show equity of €22,981 and a net result of €19,981.
Its solvency ranks better than 13% of 35,156 sector peers (NACE 43, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TECORAMA
- What is the company number of TECORAMA?
- The company number of TECORAMA is 1020.089.513. The VAT number is the same number with BE in front: BE 1020.089.513.
- Where is TECORAMA based?
- The registered office is at Veldstraat 47, 8660 De Panne.Company details
- What does TECORAMA do?
- According to the KBO register, the main activity is general electrical installation work (NACE 43211).
- What is the legal form of TECORAMA?
- TECORAMA is a private limited company (BV).
- When was TECORAMA founded?
- TECORAMA was founded on 17-02-2025.
- Is TECORAMA still active?
- Yes, TECORAMA is an active enterprise in the KBO register.
- How many employees does TECORAMA have?
- TECORAMA had an average of 0.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does TECORAMA fall under?
- In its 2025 annual accounts, TECORAMA states joint committees 149.01 (Electricians: installation and distribution) and 200 (Auxiliary committee for white-collar workers).
- What is the turnover of TECORAMA?
- The turnover in financial year 2025 is ≈ €310,000. This figure is estimated from the gross margin of €80,152 and 40 comparable companies (NACE 43211). It probably lies between €190,000 and €490,000.
- Is TECORAMA profitable?
- In financial year 2025, TECORAMA made a profit of €19,981.
- Where can I find the annual accounts of TECORAMA?
- TECORAMA filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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