TECLUMA
ActiveThe computed 12-month bankruptcy probability of TECLUMA is 1.7% (moderate). The 2025 annual accounts show negative equity (€-176k) and a net result of €-14k. Equity is shrinking by ~22.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 27711 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
22
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▲+6
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.07 against 0.06 in 2024; short-term debt: 181.3% and cash: 0.9% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-120.8%
Return on assets
-9.5%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-176k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
4 d early
2024
25 d late
2023
32 d early
2022
30 d late
2021
31 d late
2020
27 d late
2019
92 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-176k▼ 9.3%
2024 · €-161k
2018: €-18k
2019: €-40k
2020: €-68k
2021: €-92k
2022: €-113k
2023: €-138k
2024: €-161k
2018 → 2025
Total assets
€146k▼ 6.2%
2024 · €156k
2018: €237k
2019: €219k
2020: €205k
2021: €200k
2022: €186k
2023: €167k
2024: €156k
2018 → 2025
Net result
€-14k▲ 37.6%
2024 · €-22k
2018: €-19k
2019: €-21k
2020: €-27k
2021: €-22k
2022: €-21k
2023: €-24k
2024: €-22k
2018 → 2025
Working capital
€-246k▼ 6.1%
2024 · €-232k
2018: €-103k
2019: €-121k
2020: €-144k
2021: €-166k
2022: €-186k
2023: €-210k
2024: €-232k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-92k-€-113k▼ 23.9%€-138k▼ 21.8%€-161k▼ 17.0%€-176k▼ 9.3%
Operating result€-22k-€-21k▲ 5.8%€-24k▼ 14.4%€-23k▲ 4.0%€-14k▲ 36.4%
Net result€-22k-€-21k▲ 7.3%€-24k▼ 13.6%€-22k▲ 5.1%€-14k▲ 37.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €14k in 2025 against €23k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €146k
Fixed assets
€128k▼ 9.5%
Current assets
€19k▲ 24.9%
Key figures and ratios
EBITDA
€-998▲
2024 · €-9k
Cash flow
€-598▲
2024 · €-9k
Solvency
-120.8%▼
2024 · -103.6%
Current ratio
0.07▲
2024 · 0.06
Quick ratio
0.05▲
2024 · 0.03
Debt / equity
-1.80▲
2024 · -1.93
ROA
-9.5%▲
2024 · -14.4%
Interest coverage
-0.81▲
2024 · -6.36
Debt
€317k▲
2024 · €311k
Debt ≤ 1 year
€265k▲
2024 · €247k
Debt > 1 year
€52k▼
2024 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€156k€146k▼
Fixed assets21/28€141k€128k▼
Tangible fixed assets22/27€141k€128k▼
Land and buildings22€139k€127k▼
Plant, machinery and equipment23€2k€942▼
Furniture and vehicles24€0€0=
Current assets29/58€15k€19k▲
Stocks and contracts in progress3€6k€6k=
Stocks30/36€6k€6k=
Amounts receivable within one year40/41€8k€11k▲
Trade receivables40€6k€10k▲
Other amounts receivable41€2k€1k▼
Cash at bank and in hand54/58€884€1k▲
Equity and liabilities
Total equity and liabilities10/49€156k€146k▼
Equity10/15€-161k€-176k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€-194k€-207k▼
Investment grants15€12k€11k▼
Provisions and deferred taxes16€6k€6k▼
Deferred taxes168€6k€6k▼
Amounts payable17/49€311k€317k▲
Amounts payable after more than one year17€64k€52k▼
Financial debts170/4€64k€52k▼
Amounts payable within one year42/48€247k€265k▲
Current portion of amounts payable after more than one year42€12k€12k=
Trade debts44€6k€7k▲
Suppliers440/4€6k€7k▲
Taxes, remuneration and social security45€0€0=
Taxes450/3€0€0=
Other amounts payable47/48€229k€246k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▼
Other operating charges640/8€585€570▼
Gross operating margin9900€-9k€-428▲
Operating profit (loss)9901€-23k€-14k▲
Financial income75/76B€1k€1k=
Recurring financial income75€1k€1k=
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€-23k€-15k▲
Transfer from deferred taxes780€556€556=
Profit (loss) for the period9904€-22k€-14k▲
Profit (loss) for the period to be appropriated9905€-22k€-14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-194k€-207k▼
Profit (loss) brought forward from the previous period14P€-171k€-194k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
29-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Weakest financial yearnet €-27k
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hulshout · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zijperstraat 352235 HulshoutGround area
914 m²
Building footprint
147 m²
Volume, LiDAR
1,101 m³
Parcel 13016D0303/00N000, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TECLUMA
since 20162.256.363.124
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13016D0303/00N000 | Flanders | 914 m² | 1 · 147 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,826 companies in sector 43211 we hold annual accounts for 10,327. 1,617 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-03-2016
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
77399Renting and leasing of other machinery, equipment and tangible goods
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.