TECHTOUT
ActiveSummary
TECHTOUT has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45,485 and a net result of -€5,756. Equity is growing by ~24% per year across the filed fiscal years. Its solvency ranks better than 82% of 2591 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability7▲+5
Solvency99▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 2.81 against 2.95 in 2024; short-term debt: 26% and cash: 67.6% of total assets), and 26% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74%
Return on assets
-9.4%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€5,756
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
56 d early
2023
61 d early
2022
38 d early
2021
26 d late
2020
29 d early
2019
35 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 24 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€45,485▼ 11.2%
2024 · €51,241
Total assets
€61,434▼ 8.9%
2024 · €67,427
Net result
-€5,756▲ 35.4%
2024 · -€8,915
Working capital
€28,829▼ 8.8%
2024 · €31,595
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€28,560▲ 1,001%-€18,162€43,901-€8,705-€5,659▲ 35.0%
Net result€27,270▲ 1,011%-€18,734€36,854-€8,915-€5,756▲ 35.4%
Equity€42,036▲ 185%€23,302▼ 44.6%€60,156▲ 158%€51,241▼ 14.8%€45,485▼ 11.2%
Total assets€59,492▲ 108%€39,660▼ 33.3%€80,600▲ 103%€67,427▼ 16.3%€61,434▼ 8.9%
Debt€17,455▲ 25.6%€16,358▼ 6.3%€20,444▲ 25.0%€16,186▼ 20.8%€15,949▼ 1.5%
Working capital€25,043€7,787▼ 68.9%€36,835▲ 373%€31,595▼ 14.2%€28,829▼ 8.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5,659 in 2025 against €8,705 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €61,434
Fixed assets
€16,656 ▼ 15.2%
Current assets
€44,778 ▼ 6.3%
Equity and liabilities €61,434
Equity
€45,485 ▼ 11.2%
Debt
€15,949 ▼ 1.5%
Debt's share of the balance-sheet total rises from 24.0% to 26.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€1,769▲
2024 · -€5,030
Cash flow
-€1,866▲
2024 · -€5,241
Current ratio
2.81▼
2024 · 2.95
Quick ratio
2.63▼
2024 · 2.78
Debt to equity
0.35▲
2024 · 0.32
ROE
-12.7%▲
2024 · -17.4%
ROA
-9.4%▲
2024 · -13.2%
Interest coverage
-38.20▼
2024 · -31.52
Debt ≤ 1 year
€15,949▼
2024 · €16,186
Income taxes
€50▼
2024 · €51
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,304 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.6%
went bankrupt
8.6%
stopped otherwise
90%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,304 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €1,600 | €56,913 | €2,324 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,026 | €2,437 | €2,259 | €3,675 | €3,890 | ▲ 5.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €1,685 | - | - | €2,841 | - | - |
| Other operating charges640/8 | €1,534 | €1,143 | €1,279 | €1,170 | €1,184 | ▲ 1.2% |
| Gross operating margin9900 | €32,806 | -€14,581 | €47,438 | -€1,019 | -€585 | ▲ 42.5% |
| Operating profit (loss)9901 | €28,560 | -€18,162 | €43,901 | -€8,705 | -€5,659 | ▲ 35.0% |
| Financial charges65/66B | €191 | €340 | €247 | €160 | €46 | ▼ 71.0% |
| Recurring financial charges65 | €191 | €165 | €163 | €160 | €46 | ▼ 71.0% |
| Non-recurring financial charges66B | - | €175 | €83 | - | - | - |
| Profit (loss) for the period before taxes9903 | €28,370 | -€18,502 | €43,654 | -€8,864 | -€5,706 | ▲ 35.6% |
| Income taxes67/77 | €1,100 | €232 | €6,800 | €51 | €50 | ▼ 2.2% |
| Profit (loss) for the period9904 | €27,270 | -€18,734 | €36,854 | -€8,915 | -€5,756 | ▲ 35.4% |
| Profit (loss) for the period to be appropriated9905 | €27,270 | -€18,734 | €36,854 | -€8,915 | -€5,756 | ▲ 35.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €59,492 | €39,660 | €80,600 | €67,427 | €61,434 | ▼ 8.9% |
| Fixed assets21/28 | €17,365 | €15,887 | €23,321 | €19,646 | €16,656 | ▼ 15.2% |
| Tangible fixed assets22/27 | €17,365 | €15,887 | €23,321 | €19,646 | €16,656 | ▼ 15.2% |
| Land and buildings22 | €9,692 | €15,112 | €4,552 | €3,896 | €3,241 | ▼ 16.8% |
| Plant, machinery and equipment23 | €7,673 | €776 | €18,769 | €15,750 | €12,731 | ▼ 19.2% |
| Furniture and vehicles24 | - | - | - | - | €685 | - |
| Current assets29/58 | €42,127 | €23,773 | €57,279 | €47,781 | €44,778 | ▼ 6.3% |
| Stocks and contracts in progress3 | €5,682 | €5,682 | €5,682 | €2,841 | €2,841 | = |
| Stocks30/36 | €5,682 | €5,682 | €5,682 | €2,841 | €2,841 | = |
| Amounts receivable within one year40/41 | €258 | €83 | €3,040 | - | - | - |
| Trade receivables40 | €258 | €83 | €40 | - | - | - |
| Other amounts receivable41 | - | - | €3,000 | - | - | - |
| Cash at bank and in hand54/58 | €34,411 | €16,806 | €47,664 | €44,328 | €41,534 | ▼ 6.3% |
| Deferred charges and accrued income490/1 | €1,775 | €1,202 | €893 | €612 | €403 | ▼ 34.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €59,492 | €39,660 | €80,600 | €67,427 | €61,434 | ▼ 8.9% |
| Equity10/15 | €42,036 | €23,302 | €60,156 | €51,241 | €45,485 | ▼ 11.2% |
| Contributions10/11 | €18,827 | €18,827 | €18,827 | €18,827 | €18,827 | = |
| Reserves13 | €20,423 | €20,423 | €20,423 | €20,423 | €20,423 | = |
| Non-distributable reserves130/1 | €7,144 | €7,144 | - | - | - | - |
| Reserves not available under the articles1311 | €7,144 | €7,144 | - | - | - | - |
| Distributable reserves133 | €13,279 | €13,279 | €20,423 | €20,423 | €20,423 | = |
| Profit (loss) carried forward14 | €2,786 | -€15,949 | €20,905 | €11,990 | €6,234 | ▼ 48.0% |
| Amounts payable17/49 | €17,455 | €16,358 | €20,444 | €16,186 | €15,949 | ▼ 1.5% |
| Amounts payable after more than one year17 | €372 | €372 | - | - | - | - |
| Other amounts payable178/9 | €372 | €372 | - | - | - | - |
| Amounts payable within one year42/48 | €17,083 | €15,986 | €20,444 | €16,186 | €15,949 | ▼ 1.5% |
| Trade debts44 | €2,008 | €169 | €992 | €1,925 | €1,213 | ▼ 37.0% |
| Suppliers440/4 | €2,008 | €169 | €992 | €1,925 | €1,213 | ▼ 37.0% |
| Taxes, remuneration and social security45 | €1,100 | €1,332 | €6,800 | - | €50 | - |
| Taxes450/3 | €1,100 | €1,332 | €6,800 | - | €50 | - |
| Other amounts payable47/48 | €13,975 | €14,485 | €12,651 | €14,261 | €14,686 | ▲ 3.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €27,270 | -€18,734 | €36,854 | -€8,915 | -€5,756 | ▲ 35.4% |
| + Depreciation and write-downs630 | €1,026 | €2,437 | €2,259 | €3,675 | €3,890 | ▲ 5.9% |
| Operating cash flow (approximation) | €28,296 | -€16,297 | €39,113 | -€5,241 | -€1,866 | ▲ 64.4% |
| Investment in fixed assets (approximation) | - | -€959 | -€9,692 | €0 | -€900 | - |
| Change in cash | - | -€17,606 | €30,858 | -€3,336 | -€2,794 | ▲ 16.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €36,854
Net result €36,854 after one loss-making year.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet -€18,734
Net result drops to -€18,734, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Liquidity quadruplescurrent ratio 2.47
Current ratio from 0.70 to 2.47.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €2,456
Net result €2,456 after 2 loss-making years.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gedinne · 1 establishment unit since 1988
Ground area
3,581 m²
Building footprint
206 m²
Volume, LiDAR
1,526 m³
2 parcels, Brussels, Wallonia · tallest building 14.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
REPARTOUT
since 19882.039.663.045
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91054A0493/00E000 | Wallonia | 3,516 m² | 1 · 147 m² | 7.7 m · 2 fl. |
| 21812N1122/00C000 | Brussels | 66 m² | 1 · 59 m² | 14.8 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 407 companies in sector 95210 we hold annual accounts for 116. 80 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-08-1988
Fiscal year end31-12
Activities, NACEBEL 2025
95210Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
E-invoicing
Reachable via Peppol
Peppol ID
0208:0434872873
Also
9925:BE0434872873
Registered
03-06-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.