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Technology en Design

Active
Private limited companyfounded 199927 yrs activeNaamsevest 132, 3000 Leuven, BelgiumKBO/BCE: BE 0465.979.585

Technology en Design has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-125k) and a net result of €-142k. Equity is shrinking by ~44.4% per year across the filed fiscal years. Its solvency ranks better than 8% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
42 / 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability9▲+4
Solvency14▼-12
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.25 against 0.25 in 2024; short-term debt: 51.3% and cash: 2.8% of total assets), and equity is negative.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 27 years 0 30 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-10.9%
Return on assets
-12.4%
Age of the figures
15 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €-125k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 d early
2024
2 d early
2023
1 d early
2022
1 d early
2021
3 d early
2020
3 d early
2019
3 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€-125k
2024 · €17k
2019: €661k 2020: €549k 2021: €446k 2022: €303k 2023: €165k 2024: €17k
2019 → 2025
Total assets
€1.14M▼ 2.0%
2024 · €1.16M
2019: €1.61M 2020: €1.57M 2021: €1.38M 2022: €1.32M 2023: €1.19M 2024: €1.16M
2019 → 2025
Net result
€-142k▲ 4.3%
2024 · €-148k
2019: €-127k 2020: €-113k 2021: €-102k 2022: €-143k 2023: €-139k 2024: €-148k
2019 → 2025
Working capital
€-437k▼ 30.3%
2024 · €-335k
2019: €-93k 2020: €-124k 2021: €-133k 2022: €-223k 2023: €-252k 2024: €-335k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€446k-€303k▼ 32.0%€165k▼ 45.6%€17k▼ 89.7%€-125k
Operating result€-75k-€-114k▼ 52.2%€-109k▲ 4.0%€-107k▲ 1.8%€-78k▲ 27.3%
Net result€-102k-€-143k▼ 40.0%€-139k▲ 3.1%€-148k▼ 6.8%€-142k▲ 4.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-150k€-100k€-50k€0Operating result 2021: €-75k€-75kNet result 2021: €-102k€-102kOperating result 2022: €-114k€-114kNet result 2022: €-143k€-143kOperating result 2023: €-109k€-109kNet result 2023: €-139k€-139kOperating result 2024: €-107k€-107kNet result 2024: €-148k€-148kOperating result 2025: €-78k€-78kNet result 2025: €-142k€-142k20212022202320242025
The operating result stays negative: a loss of €78k in 2025 against €107k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.14M
Fixed assets €992k▼ 5.6%
Current assets €149k▲ 30.8%
Key figures and ratios
2025 value · change against 2024
EBITDA
€34k
2024 · €11k
Cash flow
€-30k
2024 · €-29k
Solvency
-10.9%
2024 · 1.5%
Current ratio
0.25
2024 · 0.25
Quick ratio
0.25
2024 · 0.25
Debt / equity
-10.16
2024 · 67.48
ROA
-12.4%
2024 · -12.7%
Interest coverage
0.68
2024 · 0.29
Debt
€1.27M
2024 · €1.15M
Debt ≤ 1 year
€586k
2024 · €449k
Debt > 1 year
€630k=
2024 · €630k
Income taxes
€14k
2024 · €836
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.16M€1.14M
Fixed assets21/28€1.05M€992k
Tangible fixed assets22/27€1.03M€967k
Land and buildings22€997k€943k
Plant, machinery and equipment23€28k€23k
Furniture and vehicles24€564€911
Financial fixed assets28€25k€25k=
Current assets29/58€114k€149k
Amounts receivable within one year40/41€106k€111k
Trade receivables40€41k€51k
Other amounts receivable41€65k€60k
Cash at bank and in hand54/58€5k€32k
Deferred charges and accrued income490/1€3k€6k
Equity and liabilities
Total equity and liabilities10/49€1.16M€1.14M
Equity10/15€17k€-125k
Contributions10/11€669k€669k=
Reserves13€308k€308k=
Tax-exempt reserves132€494€494=
Distributable reserves133€307k€307k=
Profit (loss) carried forward14€-959k€-1.10M
Amounts payable17/49€1.15M€1.27M
Amounts payable after more than one year17€630k€630k=
Financial debts170/4€630k€630k=
Amounts payable within one year42/48€449k€586k
Current portion of amounts payable after more than one year42€6k€0
Trade debts44€15k€9k
Suppliers440/4€15k€9k
Taxes, remuneration and social security45€6k€12k
Taxes450/3€5k€11k
Remuneration and social security454/9€1k€1k=
Other amounts payable47/48€421k€565k
Accrued charges and deferred income492/3€68k€50k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€119k€112k
Other operating charges640/8€8k€21k
Gross operating margin9900€19k€54k
Operating profit (loss)9901€-107k€-78k
Financial charges65/66B€40k€50k
Recurring financial charges65€40k€50k
Profit (loss) for the period before taxes9903€-147k€-128k
Income taxes67/77€836€14k
Profit (loss) for the period9904€-148k€-142k
Profit (loss) for the period to be appropriated9905€-148k€-142k
Appropriation of the result
Profit (loss) to be appropriated9906€-959k€-1.10M
Profit (loss) brought forward from the previous period14P€-811k€-959k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
02-09
State Gazette act General meeting · Director appointment
Permanent representative · Director resignation
29-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
29-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial Weakest financial yearnet €-148k
Net result drops to €-148k, the lowest in the series; recovery starts the following year.
30-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
06-04
State Gazette act Auditor appointment · Director resignation
Director appointment · Permanent representative
23-02
State Gazette act General meeting · Statutes amendment
Director resignation · Director reappointment
28-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
28-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
28-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
29-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
29-01
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
17-07
State Gazette act Incorporation · Founder
Corporate purpose · Founding capital
03-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 1999
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Naamsevest 1323000 Leuven
Ground area
726 m²
Building footprint
172 m²
Volume, LiDAR
1,486 m³
2 parcels, Flanders · tallest building 15.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Groenstraat(S) 43, 3270 Scherpenheuvel-Zichem
NACE 3162101
since 19992.091.206.964
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24502C0496/00X009 Flanders 369 m² 1 · 101 m² 15.1 m · 4 fl.
24403C0117/00F000 Flanders 357 m² 1 · 71 m² 10.0 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Ownership & control

1 party
Technology en DesignBE 0465.979.585
controls
Where this company holds controlthis company sits on their board1
1 location

Similar companies · same sector, comparable size

Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 28,822 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded12-05-1999
Fiscal year end30-06
Abbreviation NL T en D
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.