TechnoGSM
ActiveThe computed 12-month bankruptcy probability of TechnoGSM is 4.0% (elevated). For TechnoGSM, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €6k and a net result of €3k. Equity is shrinking by ~6% per year across the filed fiscal years. Its solvency ranks better than 46% of 6120 sector peers (fiscal year 2023). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability76▲+76
Solvency60▼-15
Growth68▲+13
Track record100
Bankruptcy probability, 12 months
4.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
35.5%
Return on assets
15.3%
Age of the figures
33 mo
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 7 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline16-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 26-12-2024, 148 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
148 d late
2022
54 d late
2021
53 d late
2020
111 d late
2019
476 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Turnover
€109k▼ 18.3%
2021 · €134k
2018: €51k
2019: €77k
2020: €42k
2021: €134k
2018 → 2022
EBIT margin
-12.2%▼ 22.5pp
2021 · 10.3%
2018: 9.7%
2019: 16.4%
2020: -31.7%
2021: 10.3%
2018 → 2022
Net result
€3k
2022 · €-14k
2018: €5k
2019: €12k
2020: €-15k
2021: €14k
2022: €-14k
2018 → 2023
Working capital
€6k▲ 75.6%
2022 · €4k
2018: €2k
2019: €3k
2020: €-6k
2021: €14k
2022: €4k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Turnover€77k-€42k▼ 44.6%€134k▲ 215%€109k▼ 18.3%
Equity€19k-€4k▼ 80.6%€17k▲ 368%€4k▼ 78.9%€6k▲ 75.6%
Operating result€13k-€-13k€14k€-13k€3k
Net result€12k-€-15k€14k€-14k€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2023: €3k after a loss of €13k in 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Equity and liabilities €18k
Equity
€6k▲ 75.6%
Debt
€12k▲ 225%
The debt ratio rises from 49.6% to 64.5%. Equity and debt are higher.
Key figures and ratios
Solvency
35.5%▼
2022 · 50.4%
Current ratio
1.55▼
2022 · 2.02
Quick ratio
1.55▼
2022 · 1.79
Debt / equity
1.82▲
2022 · 0.98
ROE
43.1%▲
2022 · -372.9%
ROA
15.3%▲
2022 · -188.0%
Debt
€12k▲
2022 · €4k
Debt ≤ 1 year
€12k▲
2022 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€7k€18k▲
Fixed assets21/28-€0
Tangible fixed assets22/27-€0
Land and buildings22-€0
Current assets29/58€7k€18k▲
Stocks and contracts in progress3€815-
Stocks30/36€815-
Amounts receivable within one year40/41€3k€13k▲
Trade receivables40€2k€13k▲
Other amounts receivable41€206-
Cash at bank and in hand54/58€4k€6k▲
Equity and liabilities
Total equity and liabilities10/49€7k€18k▲
Equity10/15€4k€6k▲
Contributions10/11€14k€14k=
Outside capital11€14k-
Other1109/19€14k-
Reserves13€677€677=
Non-distributable reserves130/1€677€677=
Reserves not available under the articles1311€677€677=
Profit (loss) carried forward14€-11k€-8k▲
Amounts payable17/49€4k€12k▲
Amounts payable within one year42/48€4k€12k▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€328€9k▲
Taxes450/3€328€1k▲
Remuneration and social security454/9-€8k
Income statement
Code20222023
Turnover70€109k-
Non-recurring operating income76A€2k€7k▲
Goods, raw materials, services and sundry goods60/61€122k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k-
Other operating charges640/8€131€328▲
Gross operating margin9900€-10k€3k▲
Operating profit (loss)9901€-13k€3k▲
Financial charges65/66B€195€170▼
Recurring financial charges65€195€170▼
Profit (loss) for the period before taxes9903€-14k€3k▲
Profit (loss) for the period9904€-14k€3k▲
Profit (loss) for the period to be appropriated9905€-14k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€-8k▲
Profit (loss) brought forward from the previous period14P€3k€-11k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
26-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 148 days late
2023
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
23-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 54 days late
2022
22-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 53 days late
2021
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.81
Current ratio from 0.70 to 1.81; short-term debt falls from €19k to €18k.
19-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 111 days late
19-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 476 days late
2020
31-12
Financial
Weakest financial yearnet €-15k ▼223%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rinsdelleplein 171040 EtterbeekGround area
158 m²
Building footprint
89 m²
Volume, LiDAR
1,018 m³
Parcel 21362B0193/02A002, Brussels · tallest building 14.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
TechnoGSM
since 20172.261.495.414
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21362B0193/02A002 | Brussels | 158 m² | 1 · 89 m² | 14.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,686 companies in sector 49330 we hold annual accounts for 2,284. 1,829 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded03-02-2017
Fiscal year end31-12
Activities, NACEBEL
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47812Retail trade
47400Retail sale of information and communication equipment
47410Retail trade
49390Land transport and transport via pipelines
61100Wired, wireless and satellite telecommunications
61200Telecommunications
77110Renting and leasing of cars and light motor vehicles
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.