TECHNOCHAUFF
ActiveSummary
The computed 12-month bankruptcy probability of TECHNOCHAUFF is 1.7% (moderate). The 2025 annual accounts show equity of €41,091 and a net result of -€3,554. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 67% of 28184 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability12▼-88
Solvency87▼-13
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 2.58 against 10.13 in 2024; short-term debt: 37.8% and cash: 7.5% of total assets), and 37.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.2%
Return on assets
-5.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
39 d early
2023
5 d late
2022
28 d early
2021
46 d early
2020
43 d early
2019
40 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 31 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€41,091▼ 8.0%
2024 · €44,645
Total assets
€66,047▲ 33.7%
2024 · €49,413
Net result
-€3,554
2024 · €13,867
Working capital
€39,507▼ 9.0%
2024 · €43,408
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€8,892-€4,873-€7,672▼ 57.4%€13,305-€3,729
Net result€9,199-€5,546-€8,641▼ 55.8%€13,867-€3,554
Equity€44,965▲ 25.7%€39,420▼ 12.3%€30,778▼ 21.9%€44,645▲ 45.1%€41,091▼ 8.0%
Total assets€80,458▲ 23.7%€71,446▼ 11.2%€55,428▼ 22.4%€49,413▼ 10.9%€66,047▲ 33.7%
Debt€35,493▲ 21.2%€32,026▼ 9.8%€24,650▼ 23.0%€4,768▼ 80.7%€24,956▲ 423%
Working capital€39,731▲ 15.0%€31,980▼ 19.5%€24,967▼ 21.9%€43,408▲ 73.9%€39,507▼ 9.0%
Staff (FTE)
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3,729 after €13,305 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €66,047
Fixed assets
€1,584 ▲ 26.8%
Current assets
€64,463 ▲ 33.8%
Equity and liabilities €66,047
Equity
€41,091 ▼ 8.0%
Debt
€24,956 ▲ 423%
Debt's share of the balance-sheet total rises from 9.6% to 37.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€2,757▼
2024 · €14,460
Cash flow
-€2,582▼
2024 · €15,022
Current ratio
2.58▼
2024 · 10.13
Quick ratio
1.76▼
2024 · 10.13
Debt to equity
0.61▲
2024 · 0.11
ROE
-8.6%▼
2024 · 31.1%
ROA
-5.4%▼
2024 · 28.1%
Interest coverage
-23.49▼
2024 · 27.34
Debt ≤ 1 year
€24,956▲
2024 · €4,757
Staff costs
€27
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,916 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 91% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a small loss
1.1%
went bankrupt
7.8%
stopped otherwise
91%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,916 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €2,463 | - | - | - | - |
| Remuneration, social security and pensions62 | - | - | - | - | €27 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,780 | €7,566 | €5,560 | €1,155 | €972 | ▼ 15.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €2,516 | -€1,880 | -€636 | ▲ 66.2% |
| Other operating charges640/8 | €894 | €730 | €656 | €616 | €1,141 | ▲ 85.2% |
| Non-recurring operating charges66A | - | - | - | €830 | - | - |
| Gross operating margin9900 | €16,566 | €3,423 | €1,060 | €14,026 | -€2,225 | ▼ 116% |
| Operating profit (loss)9901 | €8,892 | -€4,873 | -€7,672 | €13,305 | -€3,729 | ▼ 128% |
| Financial income75/76B | €911 | €778 | €255 | €1,090 | €292 | ▼ 73.2% |
| Recurring financial income75 | €911 | €778 | €255 | €1,090 | €292 | ▼ 73.2% |
| Financial charges65/66B | €604 | €1,451 | €1,224 | €529 | €117 | ▼ 77.8% |
| Recurring financial charges65 | €604 | €1,451 | €1,224 | €529 | €117 | ▼ 77.8% |
| Profit (loss) for the period before taxes9903 | €9,199 | -€5,546 | -€8,641 | €13,867 | -€3,554 | ▼ 126% |
| Profit (loss) for the period9904 | €9,199 | -€5,546 | -€8,641 | €13,867 | -€3,554 | ▼ 126% |
| Profit (loss) for the period to be appropriated9905 | €9,199 | -€5,546 | -€8,641 | €13,867 | -€3,554 | ▼ 126% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €80,458 | €71,446 | €55,428 | €49,413 | €66,047 | ▲ 33.7% |
| Fixed assets21/28 | €20,363 | €18,841 | €13,281 | €1,249 | €1,584 | ▲ 26.8% |
| Tangible fixed assets22/27 | €20,123 | €18,602 | €13,042 | €1,009 | €1,584 | ▲ 57.0% |
| Plant, machinery and equipment23 | €0 | €1,097 | €654 | €212 | €1,284 | ▲ 505% |
| Furniture and vehicles24 | €1,445 | €2,727 | €1,510 | €797 | €300 | ▼ 62.4% |
| Leasing and similar rights25 | €18,679 | €14,778 | €10,878 | - | - | - |
| Financial fixed assets28 | €240 | €240 | €240 | €240 | - | - |
| Current assets29/58 | €60,095 | €52,604 | €42,147 | €48,165 | €64,463 | ▲ 33.8% |
| Stocks and contracts in progress3 | - | - | - | - | €20,506 | - |
| Stocks30/36 | - | - | - | - | €20,506 | - |
| Amounts receivable within one year40/41 | €26,609 | €18,176 | €22,064 | €16,125 | €38,891 | ▲ 141% |
| Trade receivables40 | €20,623 | €13,900 | €12,367 | €3,501 | €33,373 | ▲ 853% |
| Other amounts receivable41 | €5,985 | €4,275 | €9,698 | €12,624 | €5,518 | ▼ 56.3% |
| Current investments50/53 | - | - | - | €31,564 | - | - |
| Cash at bank and in hand54/58 | €31,987 | €32,561 | €19,433 | - | €4,972 | - |
| Deferred charges and accrued income490/1 | €1,500 | €1,868 | €649 | €475 | €94 | ▼ 80.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €80,458 | €71,446 | €55,428 | €49,413 | €66,047 | ▲ 33.7% |
| Equity10/15 | €44,965 | €39,420 | €30,778 | €44,645 | €41,091 | ▼ 8.0% |
| Contributions10/11 | €25,000 | €25,000 | €25,000 | €25,000 | €25,000 | = |
| Reserves13 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Non-distributable reserves130/1 | €5,000 | - | - | - | - | - |
| Reserves not available under the articles1311 | €5,000 | - | - | - | - | - |
| Distributable reserves133 | - | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | €14,965 | €9,420 | €778 | €14,645 | €11,091 | ▼ 24.3% |
| Amounts payable17/49 | €35,493 | €32,026 | €24,650 | €4,768 | €24,956 | ▲ 423% |
| Amounts payable after more than one year17 | €15,129 | €11,402 | €7,459 | - | - | - |
| Financial debts170/4 | €15,129 | €11,402 | €7,459 | - | - | - |
| Amounts payable within one year42/48 | €20,364 | €20,625 | €17,180 | €4,757 | €24,956 | ▲ 425% |
| Current portion of amounts payable after more than one year42 | €9,719 | €3,727 | €3,943 | - | - | - |
| Trade debts44 | €3,971 | €7,739 | €9,894 | €1,591 | €19,962 | ▲ 1,155% |
| Suppliers440/4 | €3,971 | €7,739 | €9,894 | €1,591 | €19,962 | ▲ 1,155% |
| Advances received on contracts in progress46 | €619 | €5,567 | €136 | - | - | - |
| Taxes, remuneration and social security45 | €5,498 | €3,218 | €3,207 | €3,166 | €0 | ▼ 100% |
| Taxes450/3 | €1,398 | €917 | €906 | €865 | - | - |
| Remuneration and social security454/9 | €4,100 | €2,301 | €2,301 | €2,301 | €0 | ▼ 100% |
| Other amounts payable47/48 | €558 | €374 | - | - | €4,994 | - |
| Accrued charges and deferred income492/3 | - | - | €12 | €12 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,199 | -€5,546 | -€8,641 | €13,867 | -€3,554 | ▼ 126% |
| + Depreciation and write-downs630 | €6,780 | €7,566 | €5,560 | €1,155 | €972 | ▼ 15.9% |
| Operating cash flow (approximation) | €15,979 | €2,020 | -€3,081 | €15,022 | -€2,582 | ▼ 117% |
| Investment in fixed assets (approximation) | - | -€6,044 | €0 | €10,878 | -€1,307 | ▼ 112% |
| Change in cash | - | €574 | -€13,128 | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €13,867
Net result €13,867 after 2 loss-making years.
31-12
Financial
Liquidity quadruplescurrent ratio 10.13
Current ratio from 2.45 to 10.13; short-term debt falls from €17,180 to €4,757.
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €9,199
Net result €9,199 after 2 loss-making years.
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
21-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet -€20,976
Net result drops to -€20,976, the lowest in the series; recovery starts the following year.
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2007
Ground area
1,022 m²
Building footprint
586 m²
Volume, LiDAR
3,565 m³
2 parcels, Brussels · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
tecnochauff
since 20072.165.280.223
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21652E0747/00Y003 | Brussels | 933 m² | 1 · 515 m² | 12.2 m · 2 fl. |
| 21652E0799/00K000 | Brussels | 89 m² | 1 · 71 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,536 companies in sector 43222 we hold annual accounts for 5,667. 4,351 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded30-08-2007
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
E-invoicing
Reachable via Peppol
Peppol ID
0208:0891723770
Also
9925:BE0891723770
Registered
04-08-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.