TECHNO VISION
ActiveTECHNO VISION has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €638k and a net result of €109k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 62% of 4828 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81=
Solvency82▲+16
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 2.51 against 1.79 in 2024; short-term debt: 25.8% and cash: 20.4% of total assets), and 43.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.6%
Return on assets
9.7%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €638k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
on the day
2021
2 d early
2020
on the day
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€109k▼ 16.2%
2024 · €130k
2018: €8k
2019: €17k
2020: €-94k
2021: €17k
2022: €-9k
2023: €215k
2024: €130k
2018 → 2025
Working capital
€438k▲ 34.6%
2024 · €325k
2018: €269k
2019: €243k
2020: €256k
2021: €363k
2022: €238k
2023: €301k
2024: €325k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€124k-€115k▼ 7.4%€294k▲ 155%€529k▲ 79.9%€638k▲ 20.6%
Operating result€25k-€-3k€202k€308k▲ 51.9%€167k▼ 45.8%
Net result€17k-€-9k€215k€130k▼ 39.7%€109k▼ 16.2%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 46% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.13M
Fixed assets
€398k▼ 29.9%
Current assets
€729k▼ 1.2%
Equity and liabilities €1.13M
Equity
€638k▲ 20.6%
Debt
€489k▼ 37.1%
The debt ratio falls from 59.5% to 43.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€377k▼
2024 · €500k
Cash flow
€319k▼
2024 · €322k
Solvency
56.6%▲
2024 · 40.5%
Current ratio
2.51▲
2024 · 1.79
Quick ratio
2.36▲
2024 · 1.69
Debt / equity
0.77▼
2024 · 1.47
ROE
17.1%▼
2024 · 24.5%
ROA
9.7%▼
2024 · 9.9%
Interest coverage
33.09▼
2024 · 36.62
Debt
€489k▼
2024 · €777k
Debt ≤ 1 year
€291k▼
2024 · €412k
Debt > 1 year
€197k▼
2024 · €361k
Income taxes
€52k▼
2024 · €65k
Staff costs
€67k▼
2024 · €77k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.31M€1.13M▼
Fixed assets21/28€568k€398k▼
Tangible fixed assets22/27€567k€397k▼
Land and buildings22€23k€23k=
Plant, machinery and equipment23€474k€301k▼
Furniture and vehicles24€71k€45k▼
Leasing and similar rights25-€28k
Financial fixed assets28€945€945=
Current assets29/58€738k€729k▼
Stocks and contracts in progress3€40k€44k▲
Stocks30/36€40k€44k▲
Amounts receivable within one year40/41€430k€452k▲
Trade receivables40€281k€287k▲
Other amounts receivable41€149k€165k▲
Cash at bank and in hand54/58€264k€230k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€1.31M€1.13M▼
Equity10/15€529k€638k▲
Contributions10/11€6k€6k=
Reserves13€482k€590k▲
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Tax-exempt reserves132€105k€105k=
Distributable reserves133€375k€485k▲
Profit (loss) carried forward14€41k€41k▲
Amounts payable17/49€777k€489k▼
Amounts payable after more than one year17€361k€197k▼
Financial debts170/4€361k€197k▼
Amounts payable within one year42/48€412k€291k▼
Current portion of amounts payable after more than one year42€260k€196k▼
Trade debts44€87k€63k▼
Suppliers440/4€87k€63k▼
Taxes, remuneration and social security45€36k€29k▼
Taxes450/3€22k€16k▼
Remuneration and social security454/9€14k€13k▼
Other amounts payable47/48€29k€2k▼
Accrued charges and deferred income492/3€4k€1k▼
Income statement
Code20242025
Non-recurring operating income76A-€5k
Remuneration, social security and pensions62€77k€67k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€193k€210k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€580k€446k▼
Operating profit (loss)9901€308k€167k▼
Financial income75/76B€6k€6k▲
Recurring financial income75€6k€6k▲
Financial charges65/66B€14k€11k▼
Recurring financial charges65€14k€11k▼
Profit (loss) for the period before taxes9903€299k€161k▼
Transfer to deferred taxes680€105k-
Income taxes67/77€65k€52k▼
Profit (loss) for the period9904€130k€109k▼
Profit (loss) for the period to be appropriated9905€130k€109k▼
Appropriation of the result
Profit (loss) to be appropriated9906€166k€149k▼
Profit (loss) brought forward from the previous period14P€36k€41k▲
Transfer to equity691/2€125k€108k▼
To other reserves6921€125k€108k▼
Social balance
Average headcount (FTE)90872.11.0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-09
Financial
Equity above €500kEq €529k ▲79.9%
2 profitable years in a row build equity to €529k.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-09
Financial
Back to profitnet €215k
Net result €215k after one loss-making year.
30-09
Financial
Equity above €200kEq €294k ▲155%
Equity rises from €115k to €294k.
30-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-09
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-09
Financial
Weakest financial yearnet €-94k ▼646%
Net result drops to €-94k, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Equity above €200kEq €201k ▲9.3%
2 profitable years in a row build equity to €201k.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fleurus · 2 establishment units since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Emile Vandervelde(FL) 1416220 FleurusGround area
2,152 m²
Building footprint
290 m²
Volume, LiDAR
3,406 m³
2 parcels, Wallonia · tallest building 15.2 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
TECHNO VISION
since 20082.173.707.345
TECHNO VISION
since 20082.173.707.444
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52021D0003/00Z002 | Wallonia | 1,185 m² | 1 · 135 m² | 11.4 m · 3 fl. |
| 25782C0195/00G000 | Wallonia | 967 m² | 1 · 155 m² | 15.2 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 250 companies in sector 46432 we hold annual accounts for 171. 118 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-09-2003
Fiscal year end30-09
Activities, NACEBEL
46432Wholesale trade
51473
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.