TECHNO - SOL
ActiveSummary
TECHNO - SOL has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €58k and a net result of €-11k. Equity is shrinking by ~16.6% per year across the filed fiscal years. Its solvency ranks better than 18% of 36375 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability16▼-17
Solvency41▼-3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity tight (current ratio 1.13 against 1.17 in 2023; short-term debt: 83.6% and cash: 0.2% of total assets), and 84.3% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
15.7%
Return on assets
-3.1%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 36375 sector peers (2024).
NBB · sector comparisonPosition among 36375 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-10-2025, 71 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
71 d late
2023
76 d late
2022
122 d late
2021
75 d late
2020
31 d late
2019
168 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Go further with this company
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Financials · fiscal year 2024, micro schema
Equity
€58k▼ 16.6%
2023 · €69k
Total assets
€369k▼ 1.1%
2023 · €373k
Net result
€-11k
2023 · €42
Working capital
€41k▼ 19.0%
2023 · €51k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€-42k▲ 33.6%€5k€-12k€7k€-84
Net result€-49k▲ 33.5%€153€-19k€42€-11k
Equity€88k▼ 35.7%€88k▲ 0.2%€69k▼ 21.1%€69k▲ 0.1%€58k▼ 16.6%
Total assets€345k▼ 39.5%€357k▲ 3.4%€400k▲ 12.0%€373k▼ 6.6%€369k▼ 1.1%
Debt€258k▼ 40.7%€269k▲ 4.5%€331k▲ 22.8%€304k▼ 8.0%€312k▲ 2.5%
Working capital€62k▼ 22.6%€64k▲ 2.7%€46k▼ 28.5%€51k▲ 11.2%€41k▼ 19.0%
Staff (FTE)
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €84 after €7k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €369k
Fixed assets
€19k ▼ 6.1%
Current assets
€350k ▼ 0.8%
Equity and liabilities €369k
Equity
€58k ▼ 16.6%
Debt
€312k ▲ 2.5%
Debt's share of the balance-sheet total rises from 81.4% to 84.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€1k▼
2023 · €13k
Cash flow
€-10k▼
2023 · €6k
Current ratio
1.13▼
2023 · 1.17
Quick ratio
0.77▼
2023 · 0.79
Debt to equity
5.39▲
2023 · 4.39
ROE
-19.9%▼
2023 · 0.1%
ROA
-3.1%▼
2023 · 0.0%
Interest coverage
0.10▼
2023 · 1.67
Debt ≤ 1 year
€309k▲
2023 · €302k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10k | €8k | €6k | €6k | €1k | ▼ 78.5% |
| Other operating charges640/8 | - | €3k | €3k | €10k | - | - |
| Gross operating margin9900 | €-8k | €17k | €-2k | €24k | €1k | ▼ 95.1% |
| Operating profit (loss)9901 | €-42k | €5k | €-12k | €7k | €-84 | ▼ 101% |
| Financial income75/76B | - | €413 | €22 | €520 | - | - |
| Recurring financial income75 | €59 | €413 | €22 | €520 | - | - |
| Financial charges65/66B | - | €6k | €7k | €8k | €11k | ▲ 43.7% |
| Recurring financial charges65 | €7k | €6k | €7k | €8k | €11k | ▲ 43.7% |
| Profit (loss) for the period before taxes9903 | €-49k | €153 | €-19k | €42 | €-11k | ▼ 27,748% |
| Profit (loss) for the period9904 | €-49k | €153 | €-19k | €42 | €-11k | ▼ 27,748% |
| Profit (loss) for the period to be appropriated9905 | €-49k | €153 | €-19k | €42 | €-11k | ▼ 27,748% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €345k | €357k | €400k | €373k | €369k | ▼ 1.1% |
| Fixed assets21/28 | €53k | €45k | €34k | €21k | €19k | ▼ 6.1% |
| Tangible fixed assets22/27 | €36k | €28k | €18k | €4k | €3k | ▼ 30.1% |
| Plant, machinery and equipment23 | - | €17k | €8k | €4k | €3k | ▼ 26.4% |
| Furniture and vehicles24 | - | €2k | €2k | €525 | €232 | ▼ 55.8% |
| Other tangible fixed assets26 | - | €9k | €8k | - | - | - |
| Financial fixed assets28 | €17k | €16k | €16k | €16k | €16k | = |
| Current assets29/58 | €293k | €313k | €366k | €353k | €350k | ▼ 0.8% |
| Stocks and contracts in progress3 | €110k | €123k | €130k | €114k | €112k | ▼ 2.2% |
| Stocks30/36 | - | €108k | €130k | €114k | €112k | ▼ 2.2% |
| Contracts in progress37 | - | €15k | - | - | - | - |
| Amounts receivable within one year40/41 | €153k | €188k | €236k | €238k | €238k | ▼ 0.1% |
| Trade receivables40 | - | €167k | €215k | €217k | €217k | ▼ 0.2% |
| Other amounts receivable41 | - | €21k | €21k | €21k | €21k | = |
| Current investments50/53 | - | - | - | €664 | - | - |
| Cash at bank and in hand54/58 | €5k | €2k | €437 | - | €864 | - |
| Deferred charges and accrued income490/1 | - | - | €146 | €84 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €345k | €357k | €400k | €373k | €369k | ▼ 1.1% |
| Equity10/15 | €88k | €88k | €69k | €69k | €58k | ▼ 16.6% |
| Contributions10/11 | €112k | €112k | €112k | €112k | €112k | = |
| Capital10 | - | €112k | €112k | €112k | €112k | = |
| Issued capital100 | - | €112k | €112k | €112k | €112k | = |
| Reserves13 | €64k | €64k | €64k | €64k | €64k | = |
| Non-distributable reserves130/1 | - | €11k | €11k | €11k | €11k | = |
| Legal reserve130 | - | €11k | €11k | €11k | €11k | = |
| Distributable reserves133 | - | €53k | €53k | €53k | €53k | = |
| Profit (loss) carried forward14 | €-89k | €-88k | €-107k | €-107k | €-118k | ▼ 10.8% |
| Amounts payable17/49 | €258k | €269k | €331k | €304k | €312k | ▲ 2.5% |
| Amounts payable after more than one year17 | €27k | €18k | €9k | - | - | - |
| Financial debts170/4 | - | €18k | €9k | - | - | - |
| Amounts payable within one year42/48 | €230k | €248k | €320k | €302k | €309k | ▲ 2.3% |
| Current portion of amounts payable after more than one year42 | - | €9k | €9k | €9k | - | - |
| Financial debts43 | - | €88k | €90k | €90k | €87k | ▼ 2.8% |
| Credit institutions430/8 | - | €88k | €90k | €90k | €87k | ▼ 2.8% |
| Trade debts44 | €55k | €67k | €64k | €36k | €30k | ▼ 16.2% |
| Suppliers440/4 | - | €67k | €64k | €36k | €30k | ▼ 16.2% |
| Advances received on contracts in progress46 | - | - | €2k | - | - | - |
| Taxes, remuneration and social security45 | - | €6k | €3k | €755 | €11k | ▲ 1,323% |
| Taxes450/3 | - | €6k | €3k | €755 | €11k | ▲ 1,323% |
| Other amounts payable47/48 | - | €78k | €151k | €166k | €180k | ▲ 8.5% |
| Accrued charges and deferred income492/3 | - | €3k | €2k | €2k | €3k | ▲ 25.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-49k | €153 | €-19k | €42 | €-11k | ▼ 27,748% |
| + Depreciation and write-downs630 | €10k | €8k | €6k | €6k | €1k | ▼ 78.5% |
| Operating cash flow (approximation) | €-39k | €8k | €-12k | €6k | €-10k | ▼ 276% |
| Investment in fixed assets (approximation) | - | €190 | €4k | €8k | €0 | ▼ 100.0% |
| Change in cash | - | €-2k | €-2k | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
10-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 71 days late
2024
15-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 76 days late
2023
31-12
Financial
Back to profitnet €42
Net result €42 after one loss-making year.
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 122 days late
2022
14-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 75 days late
2021
31-12
Financial
Back to profitnet €153
Net result €153 after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 168 days late
2019
31-12
Financial
Weakest financial yearnet €-73k
Net result drops to €-73k, the lowest in the series; recovery starts the following year.
10-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 71 days late
2018
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 60 days late
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 61 days late
2016
26-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 1996
Ground area
2,443 m²
Building footprint
2,565 m²
Volume, LiDAR
37,285 m³
2 parcels, Wallonia · tallest building 40.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
TECHNO SOL SA
since 19962.075.231.460
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53404B0485/00L000 | Wallonia | 1,315 m² | 1 · 229 m² | 8.0 m · 1 fl. |
| 52044B0130/00S000 ProtectedMonument |
Wallonia | 1,128 m² | 1 · 2,336 m² | 40.6 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 15,521 companies in sector 43990 we hold annual accounts for 7,416. 6,167 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded12-01-1996
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
43120Site preparation
43230Insulation installation
43320Joinery installation
43410Roofing work
81220Other building cleaning and industrial cleaning
Scores and ratios are computed by Checked and are not a credit decision.