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TECHNO PHONE

Active
Private limited companyfounded 20241 yr activeVilvoordsesteenweg 146, 1820 Steenokkerzeel, BelgiumKBO/BCE: BE 1016.003.239
Summary

The computed 12-month bankruptcy probability of TECHNO PHONE is 1.7% (moderate). The 2025 annual accounts show equity of €771 and a net result of -€229. Its solvency ranks better than 29% of 18537 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability30
Solvency34
Growth-
Track record67
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.1; short-term debt: 90.6% and cash: 11.7% of total assets), and 90.6% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
9.4%
Return on assets
-2.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-09-2026, 37 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
37 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

TECHNO PHONE was incorporated on 7 November 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€771
Total assets
€8,173
Net result
-€229
Working capital
€771

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €8,173
Equity €771
Debt €7,402
Debt finances 90.6% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
1.10
ROA
-2.8%
Debt ≤ 1 year
€7,402
Equity ratios withheld: equity of €771 is too small for a meaningful ratio.

Peer companies

Historical observation

Of the 280 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 96% are still going.

  • Micro
  • under 2 years old
  • solvency under 10%
  • a small loss
1.1% went bankrupt
3.2% stopped otherwise
96% still going

For this company itself Checked computes a higher bankruptcy probability: 1.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 23 lines
Balance sheet Code2025
Assets
Total assets20/58€8,173
Current assets29/58€8,173
Amounts receivable within one year40/41€7,214
Other amounts receivable41€7,214
Cash at bank and in hand54/58€959
Equity and liabilities
Total equity and liabilities10/49€8,173
Equity10/15€771
Contributions10/11€1,000
Profit (loss) carried forward14-€229
Amounts payable17/49€7,402
Amounts payable within one year42/48€7,402
Trade debts44€7,157
Suppliers440/4€7,157
Taxes, remuneration and social security45€245
Taxes450/3€245
Income statement Code2025
Gross operating margin9900-€228
Operating profit (loss)9901-€228
Financial charges65/66B€1
Recurring financial charges65€1
Profit (loss) for the period before taxes9903-€229
Profit (loss) for the period9904-€229
Profit (loss) for the period to be appropriated9905-€229
Appropriation of the result
Profit (loss) to be appropriated9906-€229

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Gross operating margin9900-€228
Operating profit (loss)9901-€228
Financial charges65/66B€1
Recurring financial charges65€1
Profit (loss) for the period before taxes9903-€229
Profit (loss) for the period9904-€229
Profit (loss) for the period to be appropriated9905-€229
Line2025
Assets
Total assets20/58€8,173
Current assets29/58€8,173
Amounts receivable within one year40/41€7,214
Other amounts receivable41€7,214
Cash at bank and in hand54/58€959
Equity and liabilities
Total equity and liabilities10/49€8,173
Equity10/15€771
Contributions10/11€1,000
Profit (loss) carried forward14-€229
Amounts payable17/49€7,402
Amounts payable within one year42/48€7,402
Trade debts44€7,157
Suppliers440/4€7,157
Taxes, remuneration and social security45€245
Taxes450/3€245
Line2025
Profit (loss) for the period9904-€229
Operating cash flow (approximation)-€229

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
06-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 37 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Steenokkerzeel · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
948 m²
Building footprint
172 m²
Volume, LiDAR
2,656 m³
2 parcels, Flanders, Wallonia · tallest building 26.1 m, ±8 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
TECHNO PHONE
Boulevard Joseph Tirou 177, 6000 CharleroiWholesale trade
since 20242.367.934.801
2 parcels
Flanders 1 (50%) Wallonia 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
52011B0239/00D178 Wallonia 651 m² 1 · 86 m² 26.1 m · 8 fl.
23065C0191/00W000 Flanders 296 m² 1 · 85 m² 10.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,223 companies in sector 47400 we hold annual accounts for 1,806. 193 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded07-11-2024
Fiscal year end31-12
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
46500Wholesale of information and communication equipment
E-invoicing
Reachable via Peppol
Peppol ID 0208:1016003239
Also 9925:BE1016003239
Registered 21-10-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.