Turnover
≈ €110,000 estimated
The micro format states no turnover.
TECHNIUM
Overview
Lifetime
2 annual accounts with figures on one time axispeak €55,572 (2025)
€55,572▲ 44.4%
peak €39,734 (2025)
€39,734▲ 39.9%
peak €69,143 (2025)
€69,143▲ 135%
€22,863▲ 21.2%
Board1 name since 2024
1 directorTALBI Jawad
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €38,487 to €55,572Result from €28,409 to €39,734Equity from €29,409 to €69,143Debts from €18,862 to €22,863Cash from €29,742 to €15,513
Key points
from the 2025 annual accountsLiquidity
3.97 was 2.46 in 2024
Short-term debts rose from €18,862 to €22,863.
At the same address
308 companies
2025 accounts filed 31 days after the deadline
Checked score
94
Excellent
Financially stronger than 79% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 0.4%highest value
09-2025: < 0.1%▼ -0.4 percentage points vs 08-2025lowest value
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: 0.2%▲ +0.1 percentage points vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 3.97, cash €15,513
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 54% on liquidity, 84% on profitability and 92% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as TECHNIUM has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of TECHNIUM itself is lower: 0.2% within 12 months. It rests on far more data about TECHNIUM than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for TECHNIUM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 3.97 (2.46 in 2024), above the usual 1.5. Short-term debt is 24.8% and cash 16.9% of total assets. 24.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
31 days late
2024
18 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 25 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1011074946
Incorporation
Founding capital of €1,000, 100 shares · Founder: TALBI Jawad (comparant) · Appointment: TALBI Jawad (director) · published on 04-07-2024 · Gazette deed
First establishment
Koloniënstraat 11, Brussels
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TECHNIUM Brussels | €92,007 | €55,572 | 75.2% | - |
| Conshult Brussels | €95,989 | €52,121 | 58.4% | - |
| Gauthier Delvoye Consulting Belgium Brussels | €100,062 | €60,033 | 70.4% | - |
| VITHUS Brussels | €88,336 | €50,914 | 71.7% | - |
| Culture Makers Brussels | €75,530 | €59,998 | 76.2% | - |
| Adrien SCHMITT Evere | €89,955 | €54,538 | 68.3% | - |
| proc.hum Schaerbeek | €90,144 | €53,529 | 46.6% | - |
These companies have the same main activity as TECHNIUM: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €75,500 and €100,000, founded in 2024.
Official details
Source: KBO- Status
- Active since 02-07-2024Normal situation
- Registered office
- 309 active companies are registered at this address38 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- Business and other management consultancyNACE 70200and 5 others
- Establishment unit
- 2.361.167.0701000 Brussels, since 02-07-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 20-11-2025
Annual accounts 2025
- €55,572▲ 44.4%
- €39,734▲ 39.9%
- €69,143▲ 135%
- €92,007▲ 90.6%
- Filing
- Filed on 31-08-2026
Insights on TECHNIUM
TECHNIUM has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69,143 and a net result of €39,734.
Its solvency ranks better than 72% of 39,368 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 31-08-2026, 31 days late€55,572
▲ 44.4%
€54,886
▲ 43.2%
€39,734
▲ 39.9%
€67,927
▲ 147%
75.2%
▲ 14.2 percentage points
3.97
▲ 1.51
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €110,000. Estimated: probably between €85,000 and €140,000.
Balance sheet
balance sheet total €92,007 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
75.2%
Higher than 72% of 39,368 companies in 2025.
3.97
Higher than 72% of 38,051 companies in 2025.
43.2%
Higher than 82% of 38,523 companies in 2025.
TECHNIUM
Middle half of the sector
80% of the sector
Micro accounts in head offices and management consultancy (NACE 70)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
92,007 | 48,271 | |
21/28 |
1,217 | 1,902 | |
22/27 |
1,217 | 1,902 | |
24 |
1,217 | 1,902 | |
29/58 |
90,790 | 46,369 | |
40/41 |
74,114 | 16,626 | |
40 |
12,530 | 9,620 | |
41 |
61,583 | 7,007 | |
54/58 |
15,513 | 29,742 | |
490/1 |
1,164 | - | |
| Balance sheet: equity and liabilities | |||
10/49 |
92,007 | 48,271 | |
10/15 |
69,143 | 29,409 | |
10/11 |
1,000 | 1,000 | |
14 |
68,143 | 28,409 | |
17/49 |
22,863 | 18,862 | |
42/48 |
22,863 | 18,862 | |
44 |
804 | 246 | |
440/4 |
804 | 246 | |
45 |
22,059 | 18,615 | |
450/3 |
22,059 | 15,615 | |
454/9 |
- | 3,000 | |
492/3 |
- | 0 | |
| Income statement | |||
9900 |
55,572 | 38,487 | |
630 |
686 | 155 | |
9901 |
54,886 | 38,332 | |
65/66B |
89 | 0 | |
65 |
89 | 0 | |
9903 |
54,798 | 38,332 | |
67/77 |
15,064 | 9,923 | |
9904 |
39,734 | 28,409 | |
9905 |
39,734 | 28,409 | |
| Appropriation of the result | |||
9906 |
68,143 | 28,409 | |
14P |
28,409 | - | |
| Social balance sheet | |||
Hours worked1013 |
- | 0 | |
| Document | |||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00471046.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 55,572 | 38,487 | ||
| 40,420 | 28,564 | ||
| 0 | 2,057 | ||
| -14,229 | - | ||
| 67,927 | 27,507 | ||
| 75.2% | 60.9% | ||
| 3.97 | 2.46 | ||
| 0.33 | 0.64 | ||
| 57.5% | 96.6% | ||
| 43.2% | 58.9% | ||
| over 100 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-12-2024 |
|---|---|
| Employees at the balance-sheet date | 0 |
| full-time | 0 |
| part-time | 0 |
Source: social balance sheet in the 2024 annual accounts
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | - | €2,057 |
| €686 | €155 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on TECHNIUM
The operating result for 2025 is 43% higher than in 2024.
Debt's share of the balance-sheet total falls from 39.1% to 24.8%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
current term since 01-07-2025
term without a fixed end
listed in the 2025 annual accounts, filed on 31-08-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Article 11. Pouvoirs de l’organe d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est…”deed of 04-07-2024
Mandates through the years
1 name, the dashed line is todayTALBI Jawad
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- TALBI Jawad
- Director (not named in the articles), appointed by deed of 04-07-2024, still in office
Control
Capital
- Contribution
- €1,000
- Shares
- 100
- Contribution per share
- €10
- Equity per share
- €691 in 2025
- Source
- deed of 04-07-2024
Articles of association
deed of 04-07-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director“Nommés avec ou sans limitation;assemblée fixe nombre,durée,pouvoirs en cas de pluralité;défaut d’indication vaut sans limitation, organe…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Friday of May at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 04-07-2024 ↗
- TALBI Jawad 100 shares (100%) · €1,000 in cash
Network & group
No group
TECHNIUM has no parent and no holdings in its annual accounts. TALBI Jawad is the only director. TECHNIUM shares no director with another company.
At the same address
Koloniënstraat 11, 1000 Brussels · 308 other companies| CREDIT FONCIER ET COMMUNAL D'ALSACE ET DE LORRAINE-BANQUE
branch since 22-11-2017 · founded in 2017 |
total assets €152.50bn (2022) 0685.497.713 |
| FORESTFI
establishment since 13-11-2020 · founded in 2020 · accounts filed late |
total assets €655.3m (2024) 0758.417.561 |
| STARWOOD EAME LICENSE AND SERVICES COMPANY
registered office since 09-11-2007 · founded in 2007 |
turnover €165.2m (2025) 0893.391.180 |
| GROUPE JOSI - GROEP JOSI
registered office since 01-12-1909 · founded in 1909 · group Insurance Participations Company |
total assets €117.2m (2025) 0403.260.375 |
| Insurance Participations Company
registered office since 08-05-2019 · founded in 2019 |
total assets €43.5m (2025) 0726.527.822 |
| Société financière de Développement - Financiele Maatschappij voor Ontwikkeling
registered office since 01-03-1970 · founded in 1970 · group Insurance Participations Company |
5.6 FTE (2025) 0406.996.261 |
| REGUS BELGIUM
establishment since 05-01-2001 · founded in 1989 · group REGUS BUSINESS CENTRE · accounts filed late |
turnover €14.6m (2024) 0437.822.267 |
| FERONIA MAIA
registered office since 08-12-2015 · founded in 2015 |
total assets €22.9m (2019) 0643.925.590 |
| Hexaware Technologies Belgium
registered office since 15-03-2021 · founded in 2021 |
22 FTE (2025) 0765.203.009 |
| H&MV Engineering Belgium
registered office since 28-10-2024 · founded in 2024 |
turnover €19.2m (2025) 1015.654.435 |
Timeline
Timeline
5 events since 2024Filings
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 31 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1011074946
Annual accounts 2024 filed NBBmicro format · 18 days late
2024
IncorporationFounding capital of €1,000, 100 shares · Founder: TALBI Jawad (comparant) · Appointment: TALBI Jawad (director) · published on 04-07-20248 points ▸
- Founder, TALBI Jawad (comparant)
- Founding capital, €1,000, 100 shares
- TALBI Jawad holds all the shares
- 100 shares
- Registered office clause, Rue des Colonies 11, 1000 Bruxelles
- Board rule, 1
- Director appointment, TALBI Jawad (director (not named in the articles))
- Permanent representative, TALBI Jawad
- The deed holds 3 more points.
First establishment Koloniënstraat 11, Brussels
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
TECHNIUM was incorporated on 2 July 2024 as a private limited company by one natural person, with a starting capital of €1,000.12 Since 2025, TALBI Jawad has served as director.3 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Identity
- Enterprise number
- 1011.074.946
- VAT number
- BE 1011.074.946
- Peppol ID
- 0208:1011074946
- Other Peppol ID
- 9925:BE1011074946
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 02-07-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Friday of May at 18:00deed of 04-07-2024 (in French)
- Peppol
- Reachable since 20-11-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- TECHNIUM in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 04-07-2024 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Région de Bruxelles-Capitale”deed of 04-07-2024 (in French)
Activities
NACEBEL 202570200
Business and other management consultancy main activity
73110
Advertising agencies
85599
Other education
Codes under NACEBEL 2008
70220
Business consulting main activity
73110
Advertising, market research and public relations activities
82300
Organisation of conventions and trade shows
82990
Other business support services
85599
Other education
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “La consultance de manière générale,et plus particulièrement dans l’ingénierie électrique,l’infra,tertiaire ou industriel; Le conseil en…”deed of 04-07-2024 (in French)
31 activities
- La consultance de manière générale,et plus particulièrement dans l’ingénierie électrique,l’infra,tertiaire ou industriel
- Le conseil en entreprises
- La formation
- Les conseils en gestion de ressources humaines et gestion d'entreprises
- Le coaching
- Le lobbying
- Le marketing
- L'organisation de publicité,de séminaires,de voyages et plus généralement d’évènements ou manifestations
- La conception,la création,le conseil,l’étude,la production et la commercialisation de la communication en général et en particulier de la publicité et de services se rapportant à la promotion et à l’amélioration de la notoriété,de l’image et/ou des activités de toutes entreprises,associations et groupements personnes physiques ou morales,par voie d’annonces,de dépliants,d’achat ou de location d’espaces publiques,de sponsoring,d’incentives,de marketing,de merchandising,d’organisation de campagnes publicitaires sur tous supports informatiques,visuels ou audiovisuels
- L’achat,l’importation et l’exportation,en gros ou en détail,de tous produits ou articles cadeaux ou promotionnels
- L'exercice de tout mandat(notamment:administrateur,gérant,liquidateur)au sein de toutes personnes morales belges ou étrangères,en la qualité de conseiller externe ou d'organe
- La constitution et la gestion d'un patrimoine immobilier ou mobilier,en ce compris la construction,la démolition,la rénovation,l'aménagement,la décoration et la mise en valeur de tous biens immobiliers;l'achat,la vente,la location,la promotion,le leasing,l'échange et toutes autres formes d'exploitation de tous biens ou droits immobiliers,en ce compris les parts de sociétés immobilières
- Que la société détienne des biens ou droits en propriété entière ou démembrée,seule ou en indivision;en location ou autrement
- L'octroi de prêts et avances sous quelque forme ou durée que ce soit,à toutes personnes physiques ou morales,liées ou non,et l'octroi de garanties(en ce compris comme caution ou porte-fort)pour les engagements de ces mêmes personnes
- Transport(national et international)routier de tous type de biens et marchandises
- Toutes activités en rapport direct et indirect avec le bâtiment et divers
- Construction-Rénovation-Démolition
- Commerce de gros de matériaux de construction,assortiment général
- Les services de consultance
- Apporteur d'affaire
- La gestion administrative et conseil aux entreprises
- L’informatique–audiovisuel & graphisme
- Achat–Ventes–Import–Export de tous type de biens et marchandises
- Conseil pour les affaires et autres conseils de gestion
- Commerce de détails de tous types de produits par Internet(E-commerce)
- L’intermédiaire commercial en tous domaines et toutes matières non réglementées à ce jour
- Toutes opérations,en gros ou en détail,d’achat,de vente,de promotion,de location,de leasing,d’échange,d’exploitation,de mise en valeur,de lotissement de tous immeubles ou partie indivise d’immeubles généralement quelconques,et des droits réels y afférents,ou de biens meubles,la gestion de son propre patrimoine et l’administration de tous biens immobiliers ou mobiliers,de toutes entreprises de travaux publics ou privés,l’acquisition de toutes valeurs financières ou boursières,la prise de participation dans toutes sociétés belges ou étrangères et toutes opérations financières
- Faire et d’exécuter,pour son compte ou pour le compte de tiers,en Belgique ou dans les pays étrangers toutes prestations de services et tous mandats notamment sous forme d’études,d’organisation,d’expertises,de conseils,d’actes juridiques,de marketing,de management avec ou sans la mise à disposition de personnel,locaux et matériel dans la gestion technique et industrielle,dans la gestion commerciale et de personnel,mobilière ou immobilière de son propre patrimoine et dans les matières informatiques,administratives,financières,économiques,commerciales,juridiques et sociales
- Assurer le développement,l’achat,la location et la vente de biens,produits et services,en Belgique et à l’étranger,pour son compte ou pour le compte de tiers
- La gestion de tous droits intellectuels
- La création de base de données sur tout support actuel ou futur
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Koloniënstraat 11 registered office 1000 Brussels | 02-07-2024 | 2.361.167.070 |
Buildings and parcels at the address
- Ground area
- 3,406 m²
- Buildings
- 3,354 m²
- Volume, LiDAR
- 88,937 m³
- Tallest building
- 35.3 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21804D1424/00E002 | 3,406 m² | 1 · 3,354 m² | 35.3 m · 9 |