TECHNISERVE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €79k and a net result of €-21k. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 80% of 2429 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 07-04-2026, 23 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
23 d early
2024
47 d early
2023
50 d early
2022
54 d early
2021
54 d early
2020
43 d early
2019
49 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€79k▼ 31.6%
2024 · €115k
2018: €48k
2019: €81k
2020: €100k
2021: €131k
2022: €174k
2023: €138k
2024: €115k
2018 → 2025
Net result
€-21k▲ 5.5%
2024 · €-23k
2018: €36k
2019: €33k
2020: €20k
2021: €31k
2022: €43k
2023: €-2k
2024: €-23k
2018 → 2025
Total assets
€96k▼ 17.4%
2024 · €116k
2018: €55k
2019: €102k
2020: €104k
2021: €138k
2022: €183k
2023: €181k
2024: €116k
2018 → 2025
Solvency
82.5%▼ 17.1pp
2024 · 99.6%
2018: 88.7%
2019: 79.4%
2020: 96.6%
2021: 95.1%
2022: 95.2%
2023: 76.3%
2024: 99.6%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€131k-€174k▲ 32.7%€138k▼ 20.7%€115k▼ 16.4%€79k▼ 31.6%
Operating result€46k-€65k▲ 41.8%€-2k€-23k▼ 993%€-21k▲ 5.6%
Net result€31k-€43k▲ 39.6%€-2k€-23k▼ 970%€-21k▲ 5.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €21k in 2025 against €23k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €96k
Equity
€79k▼ 31.6%
Debt
€17k▲ 3,182%
The debt ratio rises from 0.4% to 17.5%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
82.5%▼
2024 · 99.6%
ROE
-27.1%▼
2024 · -19.6%
ROA
-22.4%▼
2024 · -19.5%
Debt
€17k▲
2024 · €510
Debt ≤ 1 year
€16k▲
2024 · €220
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€116k€96k▼
Current assets29/58€116k€96k▼
Amounts receivable within one year40/41€891-
Other amounts receivable41€891-
Cash at bank and in hand54/58€115k€96k▼
Deferred charges and accrued income490/1€57€60▲
Equity and liabilities
Total equity and liabilities10/49€116k€96k▼
Equity10/15€115k€79k▼
Contributions10/11€19k€19k=
Reserves13€97k€60k▼
Non-distributable reserves130/1€43k€43k=
Other1319€43k€43k=
Distributable reserves133€54k€17k▼
Amounts payable17/49€510€17k▲
Amounts payable within one year42/48€220€16k▲
Trade debts44€220€243▲
Suppliers440/4€220€243▲
Taxes, remuneration and social security45-€1k
Taxes450/3-€200
Remuneration and social security454/9-€1k
Other amounts payable47/48-€15k
Accrued charges and deferred income492/3€290€299▲
Income statement
Code20242025
Other operating charges640/8€492€539▲
Gross operating margin9900€-22k€-21k▲
Operating profit (loss)9901€-23k€-21k▲
Financial charges65/66B€38€63▲
Recurring financial charges65€38€63▲
Profit (loss) for the period before taxes9903€-23k€-21k▲
Profit (loss) for the period9904€-23k€-21k▲
Profit (loss) for the period to be appropriated9905€-23k€-21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-23k€-21k▲
Transfer from equity791/2€23k€36k▲
Profit to be distributed694/7-€15k
Return on contributions (dividend)694-€15k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-23k
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
30-09
Financial
Liquidity times 124current ratio 525.61
Current ratio from 4.24 to 525.61; short-term debt falls from €43k to €220.
11-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2018net €43k ▲39.6%
Operating result €65k, net result €43k, both a record.
30-09
Financial
Equity above €150kEq €174k ▲32.7%
5 profitable years in a row build equity to €174k.
07-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
18-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Liquidity times 6current ratio 29.41
Current ratio from 4.85 to 29.41; short-term debt falls from €21k to €4k.
30-09
Financial
Equity above €100kEq €100k ▲23.2%
3 profitable years in a row build equity to €100k.
12-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
13-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lievegem · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bierstal 319920 LievegemGround area
4,561 m²
Building footprint
203 m²
Volume, LiDAR
874 m³
Parcel 44036A1931/00F002, Flanders · tallest building 7.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
EDWIN VERBEKE
since 20182.275.555.365
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44036A1931/00F002 | Flanders | 4,561 m² | 1 · 203 m² | 7.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EXPERTISEBUREAU de KORT
BE 0449.940.834
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CLIMAN EXPERTISES
BE 1017.603.244
Hoogstraten · Eq €79k
mWILMART
BE 0820.604.261
Villers-la-Ville · Eq €80k
NJORD SURVEYS
BE 1021.908.757
Stabroek · Eq €78k
E.P.E. & PARTNERS
BE 0879.152.669
Hasselt · Eq €81k
Of 853 companies in sector 66210 we hold annual accounts for 511. 434 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-04-2018
Fiscal year end30-09
Activities, NACEBEL
66210Risk and damage evaluation
68322Real estate appraisal on a fee or contract basis
70200Business and other management consultancy
70220Business consulting
71121Engineering and related technical consultancy, excluding land surveyors
71209Other technical testing and analysis
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.