Turnover
≈ €98,000 estimated
The micro format states no turnover.
TechniSec
Overview
Lifetime
2 annual accounts with figures on one time axispeak €29,368 (2025)
€29,368▲ 49.0%
peak €14,102 (2025)
€14,102▲ 28.7%
peak €28,059 (2025)
€28,059▲ 101%
€21,898▲ 13.7%
Board1 name since 2024
1 directorSELS Karel
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €19,716 to €29,368Result from €10,957 to €14,102Equity from €13,957 to €28,059Cash from €640 to €2,135
Key points
from the 2025 annual accountsLiquidity
1.92 was 1.29 in 2024
Short-term debts rose from €19,262 to €21,898.
Starting capital
€3,000 3,000 shares
2025 accounts filed 31 days after the deadline
Checked score
85
Excellent
Financially stronger than 52% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2025: 0.4%
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.2%▼ -0.2 percentage points vs 05-2025lowest value
07-2025: 0.2%● unchanged vs 06-2025lowest value
08-2025: 0.3%▲ +0.1 percentage points vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.4%▲ +0.1 percentage points vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.6%▲ +0.2 percentage points vs 07-2026highest value
09-2026: 0.3%▼ -0.3 percentage points vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
Liquidity: current ratio 1.92, cash €2,135
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 48% of them on solvency, 13% on liquidity, 57% on profitability and 90% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as TechniSec has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of TechniSec itself is lower: 0.3% within 12 months. It rests on far more data about TechniSec than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for TechniSec. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.92 (1.29 in 2024), above the usual 1.5. Short-term debt is 43.8% and cash 4.3% of total assets. 43.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
31 days late
2024
85 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 27 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1004224469
Incorporation
Founding capital of €3,000, 3,000 shares · Founder: SELS Karel · Appointment: SELS Karel (director) · published on 08-01-2024 · Gazette deed
First establishment
Vincent Goossenslaan 37, Ranst
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TechniSec Ranst | €49,958 | €29,368 | 56.2% | - |
| Creda Innovations Rumst | €49,760 | €26,987 | 36.9% | - |
| Vikos Consult Schoten | €54,580 | €32,195 | 61.2% | - |
| KONVERTO BOUWGROEP Willebroek | €47,044 | €31,910 | 53.6% | - |
| Freelanz Antwerp | €53,791 | €25,808 | 91.9% | - |
| Mark Johnson Consulting Arendonk | €54,634 | €33,511 | 41.4% | - |
| Nokturnik Berlaar | €60,378 | €29,264 | 79.0% | - |
These companies have the same main activity as TechniSec: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €47,000 and €60,400, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 04-01-2024Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Establishment unit
- 2.354.008.3712520 Ranst, since 04-01-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 18-04-2025
Annual accounts 2025
- €29,368▲ 49.0%
- €14,102▲ 28.7%
- €28,059▲ 101%
- €49,958▲ 50.4%
- Filing
- Filed on 31-08-2026
Insights on TechniSec
TechniSec has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28,059 and a net result of €14,102.
Its solvency ranks better than 47% of 21,205 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 31-08-2026, 31 days late€29,368
▲ 49.0%
€26,947
▲ 63.9%
€14,102
▲ 28.7%
€20,173
▲ 255%
56.2%
▲ 14.2 percentage points
1.92
▲ 0.63
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €98,000. Estimated: probably between €80,000 and €140,000.
Balance sheet
balance sheet total €49,958 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
56.2%
Higher than 47% of 21,205 companies in 2025.
1.92
Higher than 41% of 20,568 companies in 2025.
28.2%
Higher than 65% of 20,743 companies in 2025.
TechniSec
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
49,958 | 33,219 | |
20 |
0 | 9 | |
21/28 |
7,886 | 8,273 | |
22/27 |
7,886 | 8,273 | |
22 |
7,054 | 6,616 | |
23 |
832 | 1,657 | |
29/58 |
42,071 | 24,938 | |
40/41 |
23,671 | 13,298 | |
40 |
10,000 | 12,828 | |
41 |
13,671 | 470 | |
50/53 |
16,265 | 11,000 | |
54/58 |
2,135 | 640 | |
| Balance sheet: equity and liabilities | |||
10/49 |
49,958 | 33,219 | |
10/15 |
28,059 | 13,957 | |
10/11 |
3,000 | 3,000 | |
13 |
25,059 | 10,957 | |
133 |
25,059 | 10,957 | |
17/49 |
21,898 | 19,262 | |
42/48 |
21,898 | 19,262 | |
44 |
4,386 | 6,472 | |
440/4 |
4,386 | 6,472 | |
45 |
17,512 | 12,791 | |
450/3 |
17,512 | 10,196 | |
454/9 |
0 | 2,595 | |
| Income statement | |||
9900 |
29,368 | 19,716 | |
630 |
1,284 | 2,116 | |
640/8 |
1,137 | 1,155 | |
9901 |
26,947 | 16,444 | |
75/76B |
716 | 4 | |
75 |
716 | 4 | |
65/66B |
5,454 | 1,468 | |
65 |
5,454 | 1,468 | |
9903 |
22,209 | 14,980 | |
67/77 |
8,107 | 4,023 | |
9904 |
14,102 | 10,957 | |
9905 |
14,102 | 10,957 | |
| Appropriation of the result | |||
9906 |
14,102 | 10,957 | |
691/2 |
14,102 | 10,957 | |
6921 |
14,102 | 10,957 | |
| Document | |||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00457728.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 28,231 | 18,560 | ||
| 15,386 | 13,073 | ||
| 888 | 9,345 | ||
| 1,495 | - | ||
| 20,173 | 5,676 | ||
| 56.2% | 42.0% | ||
| 1.92 | 1.29 | ||
| 0.78 | 1.38 | ||
| 50.3% | 78.5% | ||
| 28.2% | 33.0% | ||
| 5.18 | 12.64 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €888 | €9,345 |
| €1,284 | €2,116 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on TechniSec
The operating result for 2025 is 64% higher than in 2024.
Debt's share of the balance-sheet total falls from 58.0% to 43.8%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 04-01-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 31-08-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 08-01-2024
Mandates through the years
1 name, the dashed line is todaySELS Karel
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- SELS Karel
- Director (not named in the articles), from 04-01-2024 to date
Control
Capital
- Contribution
- €3,000
- Shares
- 3,000
- Contribution per share
- €1
- Equity per share
- €9.35 in 2025
- Source
- deed of 08-01-2024
Articles of association
deed of 08-01-2024 (in Dutch)- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Thursday of June at 18:00
Founder
At incorporation
deed of 08-01-2024 ↗
- SELS Karel sole founder · 100% at incorporation
Network & group
No group
TechniSec has no parent and no holdings in its annual accounts. SELS Karel is the only director. TechniSec shares no director with another company.
Timeline
Timeline
5 events since 2024Filings
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 31 days late
2025
Annual accounts 2024 filed PDFmicro format · 85 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:1004224469
2024
IncorporationFounding capital of €3,000, 3,000 shares · Founder: SELS Karel · Appointment: SELS Karel (director) · published on 08-01-20244 points ▸
- Founder, SELS Karel
- Founding capital, €3,000, 3,000 shares
- Director appointment, SELS Karel (director (not named in the articles))
- Power of attorney, VAN ALSENOY Kirsten
- The deed holds 3 more points.
First establishment Vincent Goossenslaan 37, Ranst
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 4 January 2024, TechniSec was incorporated as a private limited company by one natural person, with a starting capital of €3,000.12 SELS Karel has served as director since 2024.3 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Identity
- Enterprise number
- 1004.224.469
- VAT number
- BE 1004.224.469
- Peppol ID
- 0208:1004224469
- Other Peppol ID
- 9925:BE1004224469
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 04-01-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Thursday of June at 18:00deed of 08-01-2024 (in Dutch)
- Peppol
- Reachable since 18-04-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- TechniSec in Dutch
- Entity type
- Legal entity
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vincent Goossenslaan 37, 2520 Ranst (Oelegem)”deed of 08-01-2024 (in Dutch)
Activities
NACEBEL 202562200
Computer consultancy and computer facilities management main activity
Codes under NACEBEL 2008
62020
IT consultancy main activity
62030
Computer programming, consultancy and related activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Computerconsultancy-activiteiten; Ontwerpen en programmeren van computerprogramma's; Beheer van computerfaciliteiten; Overige diensten op…”deed of 08-01-2024 (in Dutch)
5 activities
- Computerconsultancy-activiteiten;
- Ontwerpen en programmeren van computerprogramma's;
- Beheer van computerfaciliteiten;
- Overige diensten op het gebied van informatietechnologie en computer;
- Gegevensverwerking, webhosting en aanverwante activiteiten;
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Vincent Goossenslaan 37 registered office 2520 Ranst | 04-01-2024 | 2.354.008.371 |
Buildings and parcels at the address
- Ground area
- 481 m²
- Buildings
- 88 m²
- Volume, LiDAR
- 496 m³
- Tallest building
- 8.5 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11031A0592/00B004 | 481 m² | 1 · 88 m² | 8.5 m · 2 |