TECHNIS
ActiveSummary
The computed 12-month bankruptcy probability of TECHNIS is 2.8% (moderate). The 2025 annual accounts show equity of €12k and a net result of €3k. Equity is growing by ~15.1% per year across the filed fiscal years. Its solvency ranks better than 17% of 27965 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability64▲+4
Solvency39▲+4
Growth52=
Track record94
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.08 against 1.01 in 2024; short-term debt: 75.6% and cash: 1.6% of total assets), and 86% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 27965 sector peers (2025).
NBB · sector comparisonPosition among 27965 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-09-2026, 35 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
35 d late
2024
46 d late
2023
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€12k▲ 25.6%
2024 · €10k
2023: €9klowest in 3 years
2024: €10k▲ +4.8% vs 2023
2025: €12k▲ +25.6% vs 2024highest in 3 years
2023 → 2025
Total assets
€87k▼ 11.0%
2024 · €98k
2023: €104khighest in 3 years
2024: €98k▼ -5.4% vs 2023
2025: €87k▼ -11.0% vs 2024lowest in 3 years
2023 → 2025
Net result
€3k▲ 460%
2024 · €447
2023: €4khighest in 3 years
2024: €447▼ -89.6% vs 2023lowest in 3 years
2025: €3k▲ +460% vs 2024
2023 → 2025
Working capital
€5k▲ 626%
2024 · €753
2023: €2k
2024: €753▼ -58.2% vs 2023lowest in 3 years
2025: €5k▲ +626% vs 2024highest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€9k-€10k▲ 4.8%€12k▲ 25.6%
2023: €9klowest in 3 years
2024: €10k▲ +4.8% vs 2023
2025: €12k▲ +25.6% vs 2024highest in 3 years
Operating result€7k-€5k▼ 23.7%€9k▲ 72.2%
2023: €7k
2024: €5k▼ -23.7% vs 2023lowest in 3 years
2025: €9k▲ +72.2% vs 2024highest in 3 years
Net result€4k-€447▼ 89.6%€3k▲ 460%
2023: €4khighest in 3 years
2024: €447▼ -89.6% vs 2023lowest in 3 years
2025: €3k▲ +460% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 72% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €87k
Fixed assets
€16k ▼ 49.1%
Current assets
€72k ▲ 6.8%
Equity and liabilities €87k
Equity
€12k ▲ 25.6%
Debt
€75k ▼ 15.0%
Debt's share of the balance-sheet total falls from 90.1% to 86.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€24k▲
2024 · €20k
Cash flow
€18k▲
2024 · €16k
Current ratio
1.08▲
2024 · 1.01
Quick ratio
0.94▲
2024 · 0.36
Debt to equity
6.12▼
2024 · 9.05
ROE
20.4%▲
2024 · 4.6%
ROA
2.9%▲
2024 · 0.5%
Interest coverage
4.98▲
2024 · 4.89
Debt ≤ 1 year
€66k▼
2024 · €66k
Debt > 1 year
€9k▼
2024 · €22k
Income taxes
€2k▲
2024 · €799
Staff costs
€3k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€98k€87k▼
Fixed assets21/28€31k€16k▼
Tangible fixed assets22/27€31k€16k▼
Plant, machinery and equipment23€28k€14k▼
Furniture and vehicles24€3k€2k▼
Financial fixed assets28€205€205=
Current assets29/58€67k€72k▲
Stocks and contracts in progress3€43k€10k▼
Stocks30/36€43k€10k▼
Amounts receivable within one year40/41€22k€58k▲
Trade receivables40€18k€46k▲
Other amounts receivable41€3k€12k▲
Cash at bank and in hand54/58€28€1k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€98k€87k▼
Equity10/15€10k€12k▲
Contributions10/11€5k€5k=
Capital10€5k-
Issued capital100€5k-
Profit (loss) carried forward14€5k€7k▲
Amounts payable17/49€88k€75k▼
Amounts payable after more than one year17€22k€9k▼
Financial debts170/4€22k€9k▼
Amounts payable within one year42/48€66k€66k▼
Current portion of amounts payable after more than one year42€12k€13k▲
Financial debts43€3k€2k▼
Credit institutions430/8€3k€2k▼
Trade debts44€40k€45k▲
Suppliers440/4€40k€45k▲
Taxes, remuneration and social security45€12k€6k▼
Taxes450/3€12k€6k▼
Income statement
Code20242025
Remuneration, social security and pensions62€8k€3k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€30k€29k▼
Operating profit (loss)9901€5k€9k▲
Financial income75/76B€78€4▼
Recurring financial income75€78€4▼
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€1k€4k▲
Income taxes67/77€799€2k▲
Profit (loss) for the period9904€447€3k▲
Profit (loss) for the period to be appropriated9905€447€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€7k▲
Profit (loss) brought forward from the previous period14P€4k€5k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €8k | €3k | ▼ 62.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14k | €15k | €15k | ▲ 1.2% |
| Other operating charges640/8 | - | €1k | €2k | ▲ 40.5% |
| Gross operating margin9900 | €21k | €30k | €29k | ▼ 1.7% |
| Operating profit (loss)9901 | €7k | €5k | €9k | ▲ 72.2% |
| Financial income75/76B | - | €78 | €4 | ▼ 95.4% |
| Recurring financial income75 | - | €78 | €4 | ▼ 95.4% |
| Financial charges65/66B | €1k | €4k | €5k | ▲ 17.6% |
| Recurring financial charges65 | €1k | €4k | €5k | ▲ 17.6% |
| Profit (loss) for the period before taxes9903 | €6k | €1k | €4k | ▲ 245% |
| Income taxes67/77 | €2k | €799 | €2k | ▲ 124% |
| Profit (loss) for the period9904 | €4k | €447 | €3k | ▲ 460% |
| Profit (loss) for the period to be appropriated9905 | €4k | €447 | €3k | ▲ 460% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €104k | €98k | €87k | ▼ 11.0% |
| Fixed assets21/28 | €42k | €31k | €16k | ▼ 49.1% |
| Tangible fixed assets22/27 | €42k | €31k | €16k | ▼ 49.4% |
| Plant, machinery and equipment23 | €41k | €28k | €14k | ▼ 49.3% |
| Furniture and vehicles24 | €844 | €3k | €2k | ▼ 50.0% |
| Financial fixed assets28 | - | €205 | €205 | = |
| Current assets29/58 | €62k | €67k | €72k | ▲ 6.8% |
| Stocks and contracts in progress3 | €32k | €43k | €10k | ▼ 77.6% |
| Stocks30/36 | €32k | €43k | €10k | ▼ 77.6% |
| Amounts receivable within one year40/41 | €24k | €22k | €58k | ▲ 167% |
| Trade receivables40 | €19k | €18k | €46k | ▲ 150% |
| Other amounts receivable41 | €4k | €3k | €12k | ▲ 261% |
| Cash at bank and in hand54/58 | €5k | €28 | €1k | ▲ 4,858% |
| Deferred charges and accrued income490/1 | €1k | €2k | €3k | ▲ 12.5% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €104k | €98k | €87k | ▼ 11.0% |
| Equity10/15 | €9k | €10k | €12k | ▲ 25.6% |
| Contributions10/11 | €5k | €5k | €5k | = |
| Capital10 | €5k | €5k | - | - |
| Issued capital100 | €5k | €5k | - | - |
| Profit (loss) carried forward14 | €4k | €5k | €7k | ▲ 52.6% |
| Amounts payable17/49 | €94k | €88k | €75k | ▼ 15.0% |
| Amounts payable after more than one year17 | €34k | €22k | €9k | ▼ 59.1% |
| Financial debts170/4 | €34k | €22k | €9k | ▼ 59.1% |
| Amounts payable within one year42/48 | €60k | €66k | €66k | ▼ 0.3% |
| Current portion of amounts payable after more than one year42 | €12k | €12k | €13k | ▲ 5.9% |
| Financial debts43 | - | €3k | €2k | ▼ 26.4% |
| Credit institutions430/8 | - | €3k | €2k | ▼ 26.4% |
| Trade debts44 | €22k | €40k | €45k | ▲ 14.5% |
| Suppliers440/4 | €22k | €40k | €45k | ▲ 14.5% |
| Taxes, remuneration and social security45 | €8k | €12k | €6k | ▼ 51.4% |
| Taxes450/3 | €8k | €12k | €6k | ▼ 51.4% |
| Other amounts payable47/48 | €18k | - | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €4k | €447 | €3k | ▲ 460% |
| + Depreciation and write-downs630 | €14k | €15k | €15k | ▲ 1.2% |
| Operating cash flow (approximation) | €18k | €16k | €18k | ▲ 14.4% |
| Investment in fixed assets (approximation) | - | €-4k | €0 | ▲ 100% |
| Change in cash | - | €-5k | €1k | ▲ 129% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 35 days late
2025
15-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 46 days late
2024
31-12
Financial
Weakest financial yearnet €447 ▼89.6%
Net result drops to €447, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2022
Ground area
141 m²
Building footprint
141 m²
Volume, LiDAR
788 m³
Parcel 25764N0408/00_000, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Technis
since 20222.339.332.964
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25764N0408/00_000 | Wallonia | 141 m² | 1 · 141 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,041 companies in sector 43221 we hold annual accounts for 3,473. 1,990 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-12-2022
Fiscal year end31-12
Activities, NACEBEL 2025
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
33110Repair and maintenance of fabricated metal products
42211Civil engineering
43211General electrical installation work
43230Insulation installation
43240Other construction installation
43350Other building finishing work
Contact
E-mail
srl.technis@gmail.com
Scores and ratios are computed by Checked and are not a credit decision.