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TECHNIQUES DE GESTION APPLIQUéES

Active
Public limited companyfounded 1984active for 42 yearsChaussée de l'Hosté 54, 1300 Wavre, BelgiumKBO/BCE: BE 0426.235.717
Summary

TECHNIQUES DE GESTION APPLIQUéES has been active since 1984 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7.6m and a net result of -€194,592. Equity has been growing by about 17% per year since 2018. Its solvency ranks better than 90% of 12,775 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 28-09-1984 Normal situation
Activity
Retail sale of beverages, general range NACE 47252and 2 others
Joint committees
100 Aanvullend Paritair Comité voor de werklieden
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2025
Establishment unit
2.025.693.956 1300 Wavre, since 01-10-1984
Financial year end
31 December
Peppol
Reachable since 29-10-2025

Board and ownership

Board
and 1 other

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€81,628
▼ 71.4%
Turnover
≈ €620,000
estimated
Loss
€194,592
▲ 196×
Equity
€7.6m
▲ 254%
Total assets
€9.4m
▲ 138%
Employees on 31-12-2025
4
▼ 20.0%
  • 2025 accounts filed 26 days after the deadline
Net result -19,477%: other schema
Score breakdownraises riskLiquidity: current ratio 0.45, cash €59,295Sector: Retail trade (NACE 47)lowers riskSize: total assets €9.4mFounded in 1984Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 64% of small companies in retail trade (NACE 47)
Financial strength · tick: 2024
Average
Solvency 100+21
equity 80.7% of total assets
Liquidity 45+16
short-term debt 19.2% · cash 0.6%
Profitability 16-53
return on assets -2.1%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,696 companies, NACE 47, small)
Last 24 months 12-2024: 0.1%lowest value 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025 09-2025: 0.1%▼ -0.2 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.3 percentage points vs 07-2026highest value 09-2026: 0.1%▼ -0.3 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €700,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.45 (0.52 in 2024), below 1. Short-term debt is 19.2% and cash 0.6% of total assets. 19.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small). It does better than 95% of them on solvency, 53% on liquidity, 11% on profitability and 98% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Liquidity: current ratio 0.45, cash €59,295
NBB · annual accounts
lowers risk · Size: total assets €9.4m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 1984
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
26 days late
2024
25 days late
2023
2 days early
2022
28 days late
2021
12 days late
2020
17 days late
2019
35 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 10 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025different schema filed ▼ 19,477% View
  • Caution: Lower net result than 95% of companies in retail tradesector median €27,601 · 12,764 companies -€194,592 View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€194,592 View

Recent changes

  1. · Gazette deed Reappointments: Philippe DEMORTIER, Paul RIBANT and 2 others
All 18 events

Comparable companies

These companies have the same main activity as TECHNIQUES DE GESTION APPLIQUéES: retail sale of beverages, general range (NACE 47252). They are comparable in size and age: total assets between €2.2m and €5.5m, founded between 1983 and 2000.

CompanyTotal assetsGross margin
TECHNIQUES DE GESTION APPLIQUéES Wavre€9.4m€0.08m
DE VOLDERE - VERBEKE Knokke-Heist€2.8m€0.1m
SCHILLEBEECKX Mol€4.5m€0.4m
UNIVER Willebroek€2.7m€0.2m
NEYT INVEST Kaprijke€5.5m€0.5m
LOMMELSE DRANKENCENTRALE Lommel€2.2m€0.2m
TOBY INVEST Oupeye€3.2m€0.3m
Full comparison

Key facts about TECHNIQUES DE GESTION APPLIQUéES

What is the company number of TECHNIQUES DE GESTION APPLIQUéES?
The company number of TECHNIQUES DE GESTION APPLIQUéES is 0426.235.717. The VAT number is the same number with BE in front: BE 0426.235.717.
Where is TECHNIQUES DE GESTION APPLIQUéES based?
The registered office is at Chaussée de l'Hosté 54, 1300 Wavre.Company details
What does TECHNIQUES DE GESTION APPLIQUéES do?
According to the KBO register, the main activity is retail sale of beverages, general range (NACE 47252).
What is the legal form of TECHNIQUES DE GESTION APPLIQUéES?
The legal form of TECHNIQUES DE GESTION APPLIQUéES is Public limited company (NV).
When was TECHNIQUES DE GESTION APPLIQUéES founded?
TECHNIQUES DE GESTION APPLIQUéES was founded on 28-09-1984.
Is TECHNIQUES DE GESTION APPLIQUéES still active?
Yes, TECHNIQUES DE GESTION APPLIQUéES is an active enterprise in the KBO register.
How many employees does TECHNIQUES DE GESTION APPLIQUéES have?
TECHNIQUES DE GESTION APPLIQUéES had an average of 3.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does TECHNIQUES DE GESTION APPLIQUéES fall under?
In its 2025 annual accounts, TECHNIQUES DE GESTION APPLIQUéES states joint committees 100 (Aanvullend Paritair Comité voor de werklieden) and 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of TECHNIQUES DE GESTION APPLIQUéES?
The turnover in financial year 2025 is ≈ €620,000. This figure is estimated from the gross margin of €81,628 and 62 comparable companies (NACE 472). It probably lies between €300,000 and €970,000.
Is TECHNIQUES DE GESTION APPLIQUéES profitable?
In financial year 2025, TECHNIQUES DE GESTION APPLIQUéES made a loss of €194,592.
Where can I find the annual accounts of TECHNIQUES DE GESTION APPLIQUéES?
TECHNIQUES DE GESTION APPLIQUéES filed 41 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TECHNIQUES DE GESTION APPLIQUéES due?
TECHNIQUES DE GESTION APPLIQUéES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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