TechniMac
ActiveSummary
TechniMac has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €395,472 and a net result of €112,207. Equity has been growing by about 50% per year since 2023. Its solvency ranks better than 67% of 190 sector peers (NACE 33, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 18-01-2023 Normal situation
- Activity
- Repair and maintenance of machinery NACE 33120and 2 others
- Establishment unit
- 2.340.791.924 6900 Marche-en-Famenne, since 18-01-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 23-10-2025
Board and ownership
Board
- MACOIR Régis Bernard Béatrice Marie GhislainDirector · since 18-01-2023
Shareholders
- REGIS MACOIR100%annual accounts 2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
Annual accounts 2025
- Gross margin
- €271,154
- ▼ 7.1%
- Turnover
- ≈ €640,000
- estimated
- Profit
- €112,207
- ▼ 34.4%
- Equity
- €395,472
- ▲ 39.6%
- Total assets
- €654,507
- ▲ 22.5%
- Staff
- 1.9 FTE
Score breakdownraises riskFounded in 2023lowers riskLiquidity: current ratio 2.96, cash €292,645Equity €395,472 (60.4% of total assets)Figures for financial year 2025 (filed on 10-06-2026)Show the evidence
Checked score
Score 2025
96
/ 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 75% of micro companies in repair and installation of machinery (NACE 33)
Financial strength · tick: 2024
Strong
Solvency
85+7
equity 60.4% of total assets
Liquidity
88+27
short-term debt 29.5% · cash 44.7%
Profitability
90-10
return on assets 17.1%
Bankruptcy probability within 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.7%
01-2025: 0.7%● unchanged vs 12-2024
02-2025: 0.7%● unchanged vs 01-2025
03-2025: 0.7%● unchanged vs 02-2025
04-2025: 0.7%● unchanged vs 03-2025
05-2025: 0.8%▲ +0.1 percentage points vs 04-2025
06-2025: 0.7%▼ -0.1 percentage points vs 05-2025
07-2025: 0.8%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.3%▼ -0.5 percentage points vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.2%▼ -0.1 percentage points vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.1%▼ -0.1 percentage points vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.96 (2.03 in 2024), above the usual 1.5. Short-term debt is 29.5% and cash 44.7% of total assets. 39.6% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 33, micro). It does better than 68% of them on solvency, 86% on liquidity, 69% on profitability and 76% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
51 days early
2024
2 days early
2023
2 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 18 days before the deadline. In the sector (NACE 33), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 July (3 of the last 3 accounts filed within 49 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, full format
Annual accounts 2025 filed on 10-06-2026 PDF all 3 filings
Turnover
≈ €640,000
Estimated: probably between €380,000 and €1.1m
EBIT margin
Not included in this filing
Net result
€112,207▼ 34.4%
2024 · €170,976
Working capital
€379,255▲ 77.7%
2024 · €213,443
In the rankings
#10 company by equity in the province of Luxembourg, Repair and installation of machinery sector
Multi-year overview
2023 to 2025, 3 financial yearsOperating result
€149,648
▼ 35.7%
2025
20232025
Net result
€112,207
▼ 34.4%
2025
middle half of the sector
20232025
Equity
€395,472
▲ 39.6%
2025
middle half of the sector
20232025
Total assets
€654,507
▲ 22.5%
2025
lowest quarter of the sector
20232025
Debt
€259,035
▲ 3.2%
2025
20232025
Working capital
€379,255
▲ 77.7%
2025
middle half of the sector
20232025
Solvency
60.4%
▲ 7.4pp
2025
middle half of the sector
20232025
Current ratio
2.96
▲ 0.94
2025
highest quarter of the sector
20232025
Return on assets (ROA)
17.1%
▼ 14.9pp
2025
highest quarter of the sector
20232025
Staff (FTE)
1.9
2025
lowest quarter of the sector
20232025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line202320242025
Operating result€118,443-€232,686▲ 96.5%€149,648▼ 35.7%
Net result€92,289above the sector's middle half-€170,976above the sector's middle half▲ 85.3%€112,207within the sector's middle half▼ 34.4%
Equity€112,289within the sector's middle half-€283,265above the sector's middle half▲ 152%€395,472within the sector's middle half▲ 39.6%
Total assets€278,745within the sector's middle half-€534,216above the sector's middle half▲ 91.7%€654,507below the sector's middle half▲ 22.5%
Debt€166,457-€250,951▲ 50.8%€259,035▲ 3.2%
Working capital€48,383within the sector's middle half-€213,443above the sector's middle half▲ 341%€379,255within the sector's middle half▲ 77.7%
Solvency40.3%within the sector's middle half-53.0%within the sector's middle half▲ 12.7pp60.4%within the sector's middle half▲ 7.4pp
Current ratio1.44within the sector's middle half-2.03within the sector's middle half▲ 0.592.96above the sector's middle half▲ 0.94
Return on assets (ROA)33.1%above the sector's middle half-32.0%above the sector's middle half▼ 1.1pp17.1%above the sector's middle half▼ 14.9pp
Staff (FTE)1.9below the sector's middle half
above
within
below
The sector band is the middle half of the companies in Repair, maintenance and installation of machinery and equipment (NACE 33). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 36% lower than in 2024.
The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €654,507
Fixed assets
€81,962 ▼ 27.4%
Current assets
€572,545 ▲ 35.9%
Equity and liabilities €654,507
Equity
€395,472 ▲ 39.6%
Debt
€259,035 ▲ 3.2%
Debt's share of the balance-sheet total falls from 47.0% to 39.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€183,374▼
2024 · €265,182
Cash flow
€145,933▼
2024 · €203,472
Quick ratio
1.91▲
2024 · 1.51
Debt to equity
0.66▼
2024 · 0.89
ROE
28.4%▼
2024 · 60.4%
Interest coverage
20.73▼
2024 · 25.25
Debt ≤ 1 year
€193,289▼
2024 · €207,876
Debt > 1 year
€60,505▲
2024 · €37,307
Income taxes
€28,651▼
2024 · €51,208
Staff costs
€86,829▲
2024 · €22,777
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Overdue debts
| Item | 2023 | 2024 | 2025 |
|---|---|---|---|
| Overdue tax debts | - | €2,142 | - |
Source: notes to the 2023 to 2025 annual accounts (statement of debts)
Securities and guarantees
| Item | 2023 | 2024 | 2025 |
|---|---|---|---|
| Pledge on the business | €150,000 | €150,000 | €150,000 |
Source: notes to the 2023 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
| Item | 2023 | 2024 | 2025 |
|---|---|---|---|
| Tangible fixed assets | €148,187 | €38,919 | €17,462 |
| Intangible fixed assets | €1,501 | - | - |
| Financial fixed assets | €259 | - | €0 |
| Depreciation and write-downs of the year | €15,098 | €32,496 | €33,726 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Non-recurring operating income76A | €6,500 | €0 | €8,485 | - |
| Remuneration, social security and pensions62 | €9,550 | €22,777 | €86,829 | ▲ 281% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,098 | €32,496 | €33,726 | ▲ 3.8% |
| Other operating charges640/8 | €889 | €1,006 | €950 | ▼ 5.6% |
| Non-recurring operating charges66A | €6,000 | €2,767 | €0 | ▼ 100% |
| Gross operating margin9900 | €149,979 | €291,733 | €271,154 | ▼ 7.1% |
| Operating profit (loss)9901 | €118,443 | €232,686 | €149,648 | ▼ 35.7% |
| Financial income75/76B | - | - | €55 | - |
| Recurring financial income75 | - | - | €55 | - |
| Financial charges65/66B | €2,500 | €10,502 | €8,846 | ▼ 15.8% |
| Recurring financial charges65 | €2,500 | €10,502 | €8,846 | ▼ 15.8% |
| Profit (loss) for the period before taxes9903 | €115,943 | €222,184 | €140,857 | ▼ 36.6% |
| Income taxes67/77 | €23,654 | €51,208 | €28,651 | ▼ 44.1% |
| Profit (loss) for the period9904 | €92,289 | €170,976 | €112,207 | ▼ 34.4% |
| Profit (loss) for the period to be appropriated9905 | €92,289 | €170,976 | €112,207 | ▼ 34.4% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €278,745 | €534,216 | €654,507 | ▲ 22.5% |
| Fixed assets21/28 | €120,350 | €112,898 | €81,962 | ▼ 27.4% |
| Intangible fixed assets21 | €1,200 | €900 | €600 | ▼ 33.3% |
| Tangible fixed assets22/27 | €118,891 | €111,738 | €81,103 | ▼ 27.4% |
| Plant, machinery and equipment23 | €19,631 | €17,184 | €20,250 | ▲ 17.8% |
| Furniture and vehicles24 | €90,371 | €86,777 | €54,186 | ▼ 37.6% |
| Other tangible fixed assets26 | €8,889 | €7,778 | €6,667 | ▼ 14.3% |
| Financial fixed assets28 | €259 | €259 | €259 | = |
| Current assets29/58 | €158,395 | €421,318 | €572,545 | ▲ 35.9% |
| Stocks and contracts in progress3 | €25,000 | €108,000 | €203,000 | ▲ 88.0% |
| Stocks30/36 | €25,000 | €108,000 | €203,000 | ▲ 88.0% |
| Amounts receivable within one year40/41 | €66,430 | €190,152 | €69,184 | ▼ 63.6% |
| Trade receivables40 | €64,349 | €186,360 | €61,834 | ▼ 66.8% |
| Other amounts receivable41 | €2,082 | €3,792 | €7,349 | ▲ 93.8% |
| Cash at bank and in hand54/58 | €60,201 | €122,729 | €292,645 | ▲ 138% |
| Deferred charges and accrued income490/1 | €6,764 | €437 | €7,716 | ▲ 18× |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €278,745 | €534,216 | €654,507 | ▲ 22.5% |
| Equity10/15 | €112,289 | €283,265 | €395,472 | ▲ 39.6% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | = |
| Profit (loss) carried forward14 | €92,289 | €263,265 | €375,472 | ▲ 42.6% |
| Amounts payable17/49 | €166,457 | €250,951 | €259,035 | ▲ 3.2% |
| Amounts payable after more than one year17 | €55,304 | €37,307 | €60,505 | ▲ 62.2% |
| Financial debts170/4 | €55,304 | €37,307 | €60,505 | ▲ 62.2% |
| Amounts payable within one year42/48 | €110,012 | €207,876 | €193,289 | ▼ 7.0% |
| Current portion of amounts payable after more than one year42 | €17,736 | €17,997 | €22,129 | ▲ 23.0% |
| Trade debts44 | €7,872 | €91,824 | €36,256 | ▼ 60.5% |
| Suppliers440/4 | €7,872 | €91,824 | €36,256 | ▼ 60.5% |
| Advances received on contracts in progress46 | - | - | €20,000 | - |
| Taxes, remuneration and social security45 | €12,850 | €25,757 | €39,142 | ▲ 52.0% |
| Taxes450/3 | €8,231 | €20,800 | €22,568 | ▲ 8.5% |
| Remuneration and social security454/9 | €4,618 | €4,957 | €16,574 | ▲ 234% |
| Other amounts payable47/48 | €71,555 | €72,298 | €75,762 | ▲ 4.8% |
| Accrued charges and deferred income492/3 | €1,140 | €5,769 | €5,241 | ▼ 9.1% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €92,289 | €170,976 | €112,207 | ▼ 34.4% |
| + Depreciation and write-downs630 | €15,098 | €32,496 | €33,726 | ▲ 3.8% |
| Operating cash flow (approximation) | €107,386 | €203,472 | €145,933 | ▼ 28.3% |
| Investment in fixed assets (approximation) | - | -€25,044 | -€2,791 | ▲ 88.9% |
| Change in cash | - | €62,528 | €169,916 | ▲ 172% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 39,278 companies had the same profile as TechniMac has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
95.8%
was still going
2.3%
stopped otherwise
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of TechniMac itself is lower: 0.1% within 12 months. It rests on far more data about TechniMac than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for TechniMac. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Directors
1 director, no change since 2023
MACOIR Régis Bernard Béatrice Marie Ghislain
Current
Administrateur non statutaire · since 18-01-2023 · term without a fixed end · listed in the 2025 annual accounts, filed on 10-06-2026
Owners and capital
Shareholders
1 ownerOwners 1
- REGIS MACOIRnatural personSourceown accounts 2025100%
Capital transactions
Shareholders according to the deeds
At incorporation
act of 20-01-2023 ↗
- MACOIR Régis Bernard Béatrice Marie Ghislain 100 shares (100%) · €20,000
Capital over time
- 20-01-2023 Incorporation · €20,000 · 100 shares
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Remuneration administrateurs, fixe ou proportionnelle”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one.
- No statutory auditor
Articles of association, deed of 20-01-2023 (in French)
Network & group
Connections & network
1 current directorThe network starts from the directors of TechniMac. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
10-06
full format · 51 days before the deadline
2025
29-07
micro format · 2 days before the deadline
2024
31-12
Financial
Highest result from 2023 to 2025net €170,976 ▲85.3%
The operating result of €232,686 and the net result of €170,976 are both a record.
31-12
Financial
Equity above €200,000equity €283,265 ▲152%
With a profit in every financial year since 2023, equity grows to €283,265.
29-07
micro format · 2 days before the deadline
2023
20-01
Gazette deed
IncorporationStarting capital €20,000 · Appointment: MACOIR Régis Bernard Béatrice Marie Ghislain (administrateur non statutaire) · Founder9 points ▸
Gazette deed
Incorporation
Starting capital €20,000 · Appointment: MACOIR Régis Bernard Béatrice Marie Ghislain (administrateur non statutaire) · Founder9 points ▸
- Incorporation, “TechniMac” (deed in French)
- Founder, MACOIR Régis Bernard Béatrice Marie Ghislain
- Founding capital, €20,000
- Bank account, “BE40 0689 4754 8163, compte spécial société en formation” (deed in French)
- Other provision, “plan financier, remis au notaire” (deed in French)
- Registered office clause, “6953 Ambly (Nassogne), rue de Harsin 22” (deed in French)
- Board rule, 1, “assemblee” (deed in French)
- Director appointment, MACOIR Régis Bernard Béatrice Marie Ghislain (administrateur non statutaire)
- Pre-incorporation commitments, “takeover, engagements obligations activites au nom et pour compte societe en formation” (deed in French)
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
TechniMac was incorporated on 18 January 2023 as a private limited company by one natural person, with a starting capital of €20,000.12 Since 2023, MACOIR Régis Bernard Béatrice Marie Ghislain has served as administrateur non statutaire.3 Total assets rose from €278,745 in 2023 to €654,507 in 2025.4
Company details
Register details
Identity
KBO recordName
TechniMac in French
Enterprise number
0797.306.742
Legal form
Private limited company
Status
Active, normale toestand
Founded
18-01-2023
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 20-01-2023 (in French)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Région wallonne, sièges administratifs, agences, ateliers, dépôts et succursales, en Belgique et à l'étranger”
deed of 20-01-2023 (in French)Registered office and establishments
Registered office
Rue de Harsin,Ambly 22, 6953 Nassogne, Belgium
Establishment unit
TechniMac, Hollogne, Rue de la Rochette 14, 6900 Marche-en-Famenne since 18-01-2023 · unit number 2.340.791.924
E-mail
info@technimac.be
Phone
0472277726
Activities
NACEBEL 2025VAT activities
33120
Repair and maintenance of machinery main activity
95312
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
95319
Other maintenance and repair of motor vehicles
Social security (RSZ) activities
33120
Repair and maintenance of machinery main activity
Codes under NACEBEL 2008
VAT activities
33120
Repair, maintenance and installation of machinery and equipment main activity
45202
45209
Social security (RSZ) activities
33120
Repair, maintenance and installation of machinery and equipment main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 20-01-2023 (in French)
“Achat, vente, location, entretien et réparation de tous matériels et machines fixes et mobiles, agricoles, horticoles et industrielles et…”
6 activities
- Achat, vente, location, entretien et réparation de tous matériels et machines fixes et mobiles, agricoles, horticoles et industrielles et commerce de gros ou détail de toutes ces machines
- Vente de pièces détachées, huiles, graisses, consommables, vêtements de travail, fournitures pour atelier, outillages et divers… (petit magasin)
- Les activités de transport routier
- La manutention, le terrassement
- Les activités de parcs et jardins
- Les prestations de services dans le domaine des machines agricoles et industrielles, sans que cette liste ne soit exhaustive : participation à des foires, formation, accompagnement, management
Invoicing and payment
VAT number
BE 0797.306.742
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of June at 18:00
deed of 20-01-2023 (in French)Sites & property
Location
Buildings and parcels at the addresses
Ground area
1.4 ha
Building footprint
1,227 m²
Building volume
9,210 m³
Tallest building: 10.5 m.
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 83053B0425/00V000 | Wallonia | 1.0 ha | 1 · 1,115 m² | 10.5 m · 3 |
| 83342A3773/00V000 | Wallonia | 3,359 m² | 1 · 112 m² | 7.9 m · 2 |