Equity
€2.9m from €13.4m in 2011
Equity fell by 79% in 14 years.
TECHNIFUTUR
Lifetime
17 annual accounts with figures on one time axis, 20 filings since 2006peak €5.4m (2019)
€3.5m▲ 4.4%
lowest -€1.5m (2011)
€428,408▲ €1.3m
peak €13.4m (2011)
€2.9m▲ 14.3%
€14.6m▲ 56.0%
peak 84.7 FTE (2022)
76.1 FTE▼ 8.2%
Board79 names since 2008all names
12 directorsLaurent Corbesier and 11 others
Documentsfilings and deeds
01-07-202630 days before the deadline
2025abbreviated format
Back to profit: €428,408Staff from 82.9 FTE to 76.1 FTE8 directors reappointed 28-022 directors reappointed 04-02Equity from €2.5m to €2.9mDebts from €9.4m to €14.6m
Key points
from the 2025 annual accountsResult
€428,408 €428,408
Back in profit in 2025, after a loss of €889,567 in 2024.
Debts
€14.6m 79% of the balance sheet
Financial debts 5%Suppliers 7%Taxes and wages 9%Other 79%
Of this, €8.0m falls due within a year.
Staff
80 employees on 31-12-2025
In 2025, 269 people joined and 272 left.
Payment terms
50 days to suppliers
TECHNIFUTUR pays its suppliers 13 days earlier than in 2024. Customers pay 77 days earlier.
Filings
20 annual accounts since 2006
Four of the last ten came late. The 2022 accounts came latest: 238 days after the end of the period.
Checked score
95
Excellent
Financially stronger than 57% of medium-sized companies in employment activities (NACE 78)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.3% across 117 companies (NACE 78, medium-sized).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: < 0.1%▼ -0.1 percentage points vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: 0.1%▲ +0.1 percentage points vs 04-2025
06-2025: < 0.1%▼ -0.1 percentage points vs 05-2025
07-2025: 0.1%▲ +0.1 percentage points vs 06-2025highest value
08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Equity €2.9m (15.6% of total assets)
lowers risk
Legal form: non-profit association
Liquidity: current ratio 1.80, cash €2.4m
Founded in 1994
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 78, medium-sized). It does better than 34% of them on solvency, 47% on liquidity, 78% on profitability and 66% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 733 companies had the same profile as TECHNIFUTUR has now. Each dot stands for 2 companies, two years later.
97.4%
were still trading
1.4%
stopped another way
1.0%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of TECHNIFUTUR itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 733 companies, not a prediction for TECHNIFUTUR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €270,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.8 (1.34 in 2024), above the usual 1.5. Short-term debt is 43.2% and cash 13.1% of total assets. However, 84.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 days early
2024
24 days early
2023
22 days early
2022
238 days late
2021
20 days early
2020
52 days late
2019
40 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 33 days after the deadline. In the sector (NACE 78), the median for financial year 2024 was 14 days before the deadline, and 30% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
AC
ACV CSC Metea
Director, Isabelle Michel
JF
Jean-François Bernard
Auditor
Recent changes
Permanent representatives: Clarisse Ramakers and Laura Beltrame
Board meeting of 18-06-2026 · Gazette deed
Permanent representatives: F Chennit and Isabelle Michel
Board meeting of 18-12-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0458220674
8 directors reappointed
Permanent representatives: Laurent Corbesier, Stéphane Breda, Isabelle Michel, Françoise Bernard, Nicolas Cahay, Clarisse Ramakers and 1 other · Le Forem, MWB FGTB Liège Luxembourg, ACV CSC Metea, SETCa, CNE, Agoria and 2 others · General meeting of 19-12-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TECHNIFUTUR Seraing | €3.5m | 12.8% | 15.6% | 76.1 |
| ManpowerGroup Solutions Belgium Machelen (Brab.) | €16.8m | 9.2% | 42.0% | 79 |
| HR Talents Kortrijk | €14.4m | 2.2% | 8.6% | 35.2 |
| SALES TALENTS Kortrijk | €18.8m | 7.9% | 55.3% | 137.5 |
| RUSSELL REYNOLDS ASSOCIATES Brussels | €12.9m | 20.1% | 56.8% | 19.6 |
| CATALAY Antwerp | €18.3m | 7.2% | 18.8% | 104.2 |
| Agence locale pour l'Emploi de Liège Liège | €3.0m | -3.7% | 82.9% | 94.4 |
Grey: the largest companies of the sector (employment activities (NACE 78)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as TECHNIFUTUR: employment placement agencies (NACE 78100). They are comparable in size and age: total assets between €3.6m and €19m, founded between 1991 and 2010.
Official details
Source: KBO- Status
- Active since 15-09-1994Normal situation
- Registered office
- 22 active companies are registered at this addressSource: KBO register, as of 8 November 2026.
- Activity
- Employment placement agenciesNACE 78100and 1 other
- Joint committee
- 329.02Socio-cultural sector · annual accounts 2021
- Establishment unit
- 2.155.154.1164102 Seraing, since 15-09-1994
- Financial year end
- 31 December
- Peppol
- Reachable since 29-10-2025
Annual accounts 2025
- €16.7m▲ 2.4%
- €18.4m▲ 37.3%
- Employeeson 31-12-2025
- 80▼ 2.4%
- Filing
- Filed on 01-07-2026, 30 days before the end of the filing period
Insights on TECHNIFUTUR
TECHNIFUTUR has existed since 1994. Turnover fell from €5.4m in 2019 to €2.7m in 2020.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TECHNIFUTUR
- What is the company number of TECHNIFUTUR?
- The company number of TECHNIFUTUR is 0458.220.674. The VAT number is the same number with BE in front: BE 0458.220.674.
- Where is TECHNIFUTUR based?
- The registered office is at Rue du Bois St-Jean 15, 4102 Seraing.Company details
- What does TECHNIFUTUR do?
- According to the KBO register, the main activity is employment placement agencies (NACE 78100).
- What is the legal form of TECHNIFUTUR?
- TECHNIFUTUR is a non-profit association (VZW).
- When was TECHNIFUTUR founded?
- TECHNIFUTUR was founded on 15-09-1994.
- Is TECHNIFUTUR still active?
- Yes, TECHNIFUTUR is an active enterprise in the KBO register.
- How many employees does TECHNIFUTUR have?
- TECHNIFUTUR had an average of 76.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does TECHNIFUTUR fall under?
- In its 2021 annual accounts, TECHNIFUTUR states joint committee 329.02 (Socio-cultural sector).
- What is the turnover of TECHNIFUTUR?
- The turnover of TECHNIFUTUR was €3.5m in financial year 2025, according to the filed annual accounts.
- Is TECHNIFUTUR profitable?
- In financial year 2025, TECHNIFUTUR made a profit of €428,408.
- Where can I find the annual accounts of TECHNIFUTUR?
- TECHNIFUTUR filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TECHNIFUTUR due?
- TECHNIFUTUR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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