Financials
- Fiscal year
- 2025
- Total assets
- €100,421
- Profit
- €71,810
- Solvency
- 73.7%
TECHNIEKEN-SCHELFHOUT
ActiveSummary
The computed 12-month bankruptcy probability of TECHNIEKEN-SCHELFHOUT is 3.3% (moderate). The 2025 annual accounts show equity of €73,977 and a net result of €71,810. Its solvency ranks better than 78% of 30651 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Insulation installation
NACE 43230
1 site
How big
€100,421total assets 2025
- Equity
- €73,977
- Profit
- €71,810
Turnover not published (abridged schema)
Who decides
Accounts filed 31 d late0 of 2 deeds read
Why 52- Founded in 2025- Size: total assets €100,421- 1 change of registered office in 24 months+ Figures for FY 2025 (filed 31-08-2026)Show the evidence
Checked score
Score 2025
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 71% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
99
equity 73.7% of total assets
Liquidity
48
short-term debt 26.3% · cash 6.7%
Profitability
100
return on assets 71.5%
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
- Founded in 2025 raises the probability for this profile
- Size: total assets €100,421 raises the probability for this profile
- Figures for FY 2025 (filed 31-08-2026) lowers the probability
- 1 change of registered office in 24 months raises the probability
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 3.65; short-term debt: 26.3% and cash: 6.7% of total assets), and 26.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 79%, liquidity 40%, profitability 93%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 31-08-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Insulation installationNACE 43230
- Founded
- 07-02-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.