TECHNICS & WOOD
ActiveTECHNICS & WOOD has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €273k and a net result of €2k. Equity is growing by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 27676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▲+31
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 31.38 against 33.21 in 2024; short-term debt: 3.2% and cash: 1.1% of total assets), and 3.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.7%
Return on assets
0.7%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
16 d early
2023
22 d early
2022
39 d early
2021
14 d late
2020
on the day
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€273k▲ 0.7%
2024 · €272k
2018: €193k
2019: €227k
2020: €253k
2021: €279k
2022: €283k
2023: €280k
2024: €272k
2018 → 2025
Total assets
€283k▼ 0.3%
2024 · €284k
2018: €248k
2019: €320k
2020: €310k
2021: €321k
2022: €329k
2023: €293k
2024: €284k
2018 → 2025
Net result
€2k
2024 · €-8k
2018: €19k
2019: €34k
2020: €26k
2021: €48k
2022: €21k
2023: €-4k
2024: €-8k
2018 → 2025
Working capital
€272k▲ 1.9%
2024 · €267k
2018: €155k
2019: €191k
2020: €223k
2021: €251k
2022: €266k
2023: €272k
2024: €267k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€279k-€283k▲ 1.7%€280k▼ 1.3%€272k▼ 2.9%€273k▲ 0.7%
Operating result€48k-€15k▼ 68.6%€-11k€-11k▲ 6.4%€456
Net result€48k-€21k▼ 56.7%€-4k€-8k▼ 124%€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €456 after a loss of €11k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €283k
Fixed assets
€2k▼ 79.4%
Current assets
€281k▲ 2.1%
Equity and liabilities €283k
Equity
€273k▲ 0.7%
Debt
€9k▼ 23.3%
The debt ratio falls from 4.3% to 3.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€7k▲
2024 · €-4k
Cash flow
€8k▲
2024 · €-1k
Solvency
96.7%▲
2024 · 95.7%
Current ratio
31.38▼
2024 · 33.21
Quick ratio
31.38▼
2024 · 33.21
Debt / equity
0.03▼
2024 · 0.04
ROE
0.7%▲
2024 · -3.0%
ROA
0.7%▲
2024 · -2.8%
Interest coverage
3.21▲
2024 · -1.97
Debt
€9k▼
2024 · €12k
Debt ≤ 1 year
€9k▲
2024 · €8k
Debt > 1 year
€348▼
2024 · €4k
Income taxes
€5k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€284k€283k▼
Fixed assets21/28€8k€2k▼
Tangible fixed assets22/27€8k€2k▼
Furniture and vehicles24€419-
Leasing and similar rights25€6k€477▼
Other tangible fixed assets26€2k€1k▼
Current assets29/58€275k€281k▲
Amounts receivable after more than one year29€250k€265k▲
Other amounts receivable291€250k€265k▲
Amounts receivable within one year40/41€15k€5k▼
Trade receivables40€13k€3k▼
Other amounts receivable41€2k€1k▼
Cash at bank and in hand54/58€2k€3k▲
Deferred charges and accrued income490/1€8k€9k▲
Equity and liabilities
Total equity and liabilities10/49€284k€283k▼
Equity10/15€272k€273k▲
Contributions10/11€6k€6k=
Reserves13€107k€107k=
Distributable reserves133€107k€107k=
Profit (loss) carried forward14€159k€160k▲
Amounts payable17/49€12k€9k▼
Amounts payable after more than one year17€4k€348▼
Financial debts170/4€4k€348▼
Amounts payable within one year42/48€8k€9k▲
Current portion of amounts payable after more than one year42€3k€3k=
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€353€4k▲
Taxes450/3€353€4k▲
Other amounts payable47/48€2k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€-2k€9k▲
Operating profit (loss)9901€-11k€456▲
Financial income75/76B€8k€9k▲
Recurring financial income75€8k€9k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€-4k€7k▲
Income taxes67/77€4k€5k▲
Profit (loss) for the period9904€-8k€2k▲
Profit (loss) for the period to be appropriated9905€-8k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€159k€160k▲
Profit (loss) brought forward from the previous period14P€167k€159k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
14-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
08-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Liquidity times 5current ratio 44.73
Current ratio from 8.58 to 44.73; short-term debt falls from €35k to €6k.
22-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 14 days late
2021
30-09
Financial
Highest result since 2018net €48k ▲83.2%
Operating result €48k, net result €48k, both a record.
30-09
Financial
Liquidity doublescurrent ratio 9.99
Current ratio from 4.89 to 9.99; short-term debt falls from €58k to €28k.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Equity above €200kEq €227k ▲17.4%
2 profitable years in a row build equity to €227k.
10-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 10 days late
2018
23-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gavere · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorpstraat 589890 GavereGround area
842 m²
Building footprint
345 m²
Volume, LiDAR
1,654 m³
Parcel 44060A0808/00L000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dorpstraat 58, 9890 Gavere
since 20022.101.839.055
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44060A0808/00L000 | Flanders | 842 m² | 1 · 345 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,826 companies in sector 43211 we hold annual accounts for 10,327. 7,754 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-04-2002
Fiscal year end30-09
Activities, NACEBEL
43211General electrical installation work
45310
43332Laying of wooden floor and wall coverings
45432
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.