Technics Heireman
ActiveThe computed 12-month bankruptcy probability of Technics Heireman is 1.8% (moderate). The 2025 annual accounts show equity of €101k and a net result of €9k. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 85% of 27451 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▲+16
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 5.14 against 4.25 in 2024; short-term debt: 19.5% and cash: 75.8% of total assets), and 19.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.5%
Return on assets
7.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
64 d early
2024
43 d early
2023
28 d late
2022
74 d early
2021
55 d early
2020
74 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€101k▲ 10.2%
2024 · €91k
2020: €70k
2021: €68k
2022: €57k
2023: €90k
2024: €91k
2020 → 2025
Total assets
€125k▲ 4.7%
2024 · €120k
2020: €126k
2021: €169k
2022: €194k
2023: €136k
2024: €120k
2020 → 2025
Net result
€9k▲ 583%
2024 · €1k
2020: €24k
2021: €-2k
2022: €-12k
2023: €34k
2024: €1k
2020 → 2025
Working capital
€101k▲ 10.2%
2024 · €91k
2020: €69k
2021: €54k
2022: €36k
2023: €90k
2024: €91k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€68k-€57k▼ 16.9%€90k▲ 59.4%€91k▲ 1.5%€101k▲ 10.2%
Operating result€2k-€-10k€47k€5k▼ 89.3%€13k▲ 162%
Net result€-2k-€-12k▼ 484%€34k€1k▼ 95.9%€9k▲ 583%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 162% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €125k
Equity
€101k▲ 10.2%
Debt
€24k▼ 13.3%
The debt ratio falls from 23.5% to 19.5%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
80.5%▲
2024 · 76.5%
Current ratio
5.14▲
2024 · 4.25
Quick ratio
5.14▲
2024 · 4.25
Debt / equity
0.24▼
2024 · 0.31
ROE
9.3%▲
2024 · 1.5%
ROA
7.5%▲
2024 · 1.1%
Debt
€24k▼
2024 · €28k
Debt ≤ 1 year
€24k▼
2024 · €28k
Income taxes
€4k▲
2024 · €877
Staff costs
€58k▲
2024 · €57k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€120k€125k▲
Current assets29/58€120k€125k▲
Amounts receivable within one year40/41€88k€30k▼
Trade receivables40€86k€29k▼
Other amounts receivable41€2k€2k=
Cash at bank and in hand54/58€32k€95k▲
Equity and liabilities
Total equity and liabilities10/49€120k€125k▲
Equity10/15€91k€101k▲
Contributions10/11€46k€46k=
Profit (loss) carried forward14€45k€55k▲
Amounts payable17/49€28k€24k▼
Amounts payable within one year42/48€28k€24k▼
Trade debts44€18k€16k▼
Suppliers440/4€18k€16k▼
Taxes, remuneration and social security45€10k€8k▼
Taxes450/3€6k€5k▼
Remuneration and social security454/9€4k€4k▼
Income statement
Code20242025
Remuneration, social security and pensions62€57k€58k▲
Other operating charges640/8€386€1k▲
Gross operating margin9900€63k€72k▲
Operating profit (loss)9901€5k€13k▲
Financial income75/76B€26€19▼
Recurring financial income75€26€19▼
Financial charges65/66B€3k€121▼
Recurring financial charges65€315€121▼
Non-recurring financial charges66B€3k-
Profit (loss) for the period before taxes9903€2k€13k▲
Income taxes67/77€877€4k▲
Profit (loss) for the period9904€1k€9k▲
Profit (loss) for the period to be appropriated9905€1k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€45k€55k▲
Profit (loss) brought forward from the previous period14P€44k€45k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €101k ▲10.2%
3 profitable years in a row build equity to €101k.
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Back to profitnet €34k
Net result €34k after 2 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 2.96
Current ratio from 1.44 to 2.96; short-term debt falls from €82k to €46k.
18-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
06-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
18-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoofdstraat (APP) 589200 DendermondeGround area
1,281 m²
Building footprint
218 m²
Volume, LiDAR
801 m³
Parcel 42001B0049/00A000, Flanders · tallest building 5.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Technics Heireman
since 20192.295.580.620
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42001B0049/00A000 | Flanders | 1,281 m² | 1 · 218 m² | 5.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 896 EUR awarded · 896 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 896 EUR | 896 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 7,036 companies in sector 43221 we hold annual accounts for 3,468. 3,054 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-11-2019
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
43221Plumbing work
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.