TECHNICO - BOIS
ActiveSummary
TECHNICO - BOIS has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35,164 and a net result of -€17,317. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 65% of 28184 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability2▼-12
Solvency85▼-8
Growth30▼-15
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 2.4 against 3.03 in 2024; short-term debt: 39.9% and cash: 40.8% of total assets), and 39.9% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.1%
Return on assets
-29.6%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€17,317
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
41 d early
2023
43 d early
2022
48 d late
2021
39 d early
2020
42 d early
2019
11 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 19 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#7 oldest company in Rebecq, Construction sector
Turnover
€229,955▼ 12.9%
2024 · €263,901
EBIT margin
-3.8%▼ 3.0pp
2024 · -0.8%
Net result
-€17,317▼ 346%
2024 · -€3,887
Working capital
€32,768▼ 33.7%
2024 · €49,455
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€267,889▲ 12.0%€298,053▲ 11.3%€289,161▼ 3.0%€263,901▼ 8.7%€229,955▼ 12.9%
Operating result-€18,660▼ 116%€17,114€25,066▲ 46.5%-€1,998-€8,730▼ 337%
Net result-€23,030below the sector's middle half▼ 163%€16,346within the sector's middle half€22,908within the sector's middle half▲ 40.1%-€3,887below the sector's middle half-€17,317below the sector's middle half▼ 346%
EBIT margin-7.0%▼ 3.4pp5.7%▲ 12.7pp8.7%▲ 2.9pp-0.8%▼ 9.4pp-3.8%▼ 3.0pp
Equity€17,114below the sector's middle half▼ 57.4%€33,460within the sector's middle half▲ 95.5%€56,368within the sector's middle half▲ 68.5%€52,481within the sector's middle half▼ 6.9%€35,164within the sector's middle half▼ 33.0%
Total assets€64,430below the sector's middle half▼ 22.6%€74,508within the sector's middle half▲ 15.6%€94,052within the sector's middle half▲ 26.2%€76,829within the sector's middle half▼ 18.3%€58,489below the sector's middle half▼ 23.9%
Debt€47,316▲ 9.7%€41,048▼ 13.2%€37,684▼ 8.2%€24,348▼ 35.4%€23,325▼ 4.2%
Working capital€17,187▼ 48.0%€30,084▲ 75.0%€53,506▲ 77.9%€49,455▼ 7.6%€32,768▼ 33.7%
Solvency26.6%within the sector's middle half▼ 21.6pp44.9%within the sector's middle half▲ 18.3pp59.9%within the sector's middle half▲ 15.0pp68.3%within the sector's middle half▲ 8.4pp60.1%within the sector's middle half▼ 8.2pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8,730 in 2025 against €1,998 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €58,489
Fixed assets
€2,396 ▼ 20.8%
Current assets
€56,092 ▼ 24.0%
Equity and liabilities €58,489
Equity
€35,164 ▼ 33.0%
Debt
€23,325 ▼ 4.2%
Debt's share of the balance-sheet total rises from 31.7% to 39.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€7,233▼
2024 · -€981
Cash flow
-€15,820▼
2024 · -€2,870
Current ratio
2.40▼
2024 · 3.03
Quick ratio
2.20▼
2024 · 2.84
Debt to equity
0.66▲
2024 · 0.46
ROE
-49.2%▼
2024 · -7.4%
ROA
-29.6%▼
2024 · -5.1%
Interest coverage
-6.29▼
2024 · -1.17
Debt ≤ 1 year
€23,325▼
2024 · €24,348
Income taxes
€5▼
2024 · €1,095
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,827 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.5%
went bankrupt
14%
stopped otherwise
84%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,827 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €267,889 | €298,053 | €289,161 | €263,901 | €229,955 | ▼ 12.9% |
| Goods, raw materials, services and sundry goods60/61 | €264,934 | €275,689 | €259,156 | €263,832 | €234,150 | ▼ 11.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20,489 | €2,584 | €2,377 | €1,017 | €1,497 | ▲ 47.2% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | €133 | €500 | - | - | - | - |
| Other operating charges640/8 | €993 | €2,166 | €2,562 | €1,051 | €3,038 | ▲ 189% |
| Gross operating margin9900 | €2,955 | €22,364 | €30,005 | €69 | -€4,195 | ▼ 6,137% |
| Operating profit (loss)9901 | -€18,660 | €17,114 | €25,066 | -€1,998 | -€8,730 | ▼ 337% |
| Financial income75/76B | €96 | €217 | €124 | €43 | €97 | ▲ 124% |
| Recurring financial income75 | €96 | €217 | €124 | €43 | €97 | ▲ 124% |
| Financial charges65/66B | €912 | €984 | €2,282 | €838 | €8,679 | ▲ 936% |
| Recurring financial charges65 | €912 | €984 | €1,606 | €838 | €1,150 | ▲ 37.3% |
| Non-recurring financial charges66B | - | - | €676 | - | €7,530 | - |
| Profit (loss) for the period before taxes9903 | -€19,475 | €16,346 | €22,908 | -€2,792 | -€17,312 | ▼ 520% |
| Income taxes67/77 | €3,555 | - | - | €1,095 | €5 | ▼ 99.5% |
| Profit (loss) for the period9904 | -€23,030 | €16,346 | €22,908 | -€3,887 | -€17,317 | ▼ 346% |
| Profit (loss) for the period to be appropriated9905 | -€23,030 | €16,346 | €22,908 | -€3,887 | -€17,317 | ▼ 346% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €64,430 | €74,508 | €94,052 | €76,829 | €58,489 | ▼ 23.9% |
| Fixed assets21/28 | €5,605 | €4,355 | €2,862 | €3,026 | €2,396 | ▼ 20.8% |
| Tangible fixed assets22/27 | €5,605 | €4,355 | €2,862 | €3,026 | €2,396 | ▼ 20.8% |
| Plant, machinery and equipment23 | €3,963 | €2,325 | €750 | €436 | €123 | ▼ 71.9% |
| Furniture and vehicles24 | €1,642 | €2,030 | €2,112 | €2,590 | €2,274 | ▼ 12.2% |
| Current assets29/58 | €58,825 | €70,154 | €91,190 | €73,803 | €56,092 | ▼ 24.0% |
| Stocks and contracts in progress3 | €4,725 | €4,725 | €4,725 | €4,725 | €4,725 | = |
| Stocks30/36 | €4,725 | €4,725 | €4,725 | €4,725 | €4,725 | = |
| Amounts receivable within one year40/41 | €41,453 | €39,070 | €51,401 | €52,673 | €26,230 | ▼ 50.2% |
| Trade receivables40 | €28,238 | €13,760 | €27,736 | €29,253 | €4,483 | ▼ 84.7% |
| Other amounts receivable41 | €13,215 | €25,310 | €23,665 | €23,420 | €21,747 | ▼ 7.1% |
| Cash at bank and in hand54/58 | €10,113 | €25,547 | €33,579 | €15,191 | €23,863 | ▲ 57.1% |
| Deferred charges and accrued income490/1 | €2,534 | €812 | €1,485 | €1,213 | €1,274 | ▲ 5.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €64,430 | €74,508 | €94,052 | €76,829 | €58,489 | ▼ 23.9% |
| Equity10/15 | €17,114 | €33,460 | €56,368 | €52,481 | €35,164 | ▼ 33.0% |
| Contributions10/11 | €6,296 | €6,296 | €6,296 | €6,296 | €6,296 | = |
| Reserves13 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Non-distributable reserves130/1 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Profit (loss) carried forward14 | €8,959 | €25,305 | €48,212 | €44,325 | €27,008 | ▼ 39.1% |
| Amounts payable17/49 | €47,316 | €41,048 | €37,684 | €24,348 | €23,325 | ▼ 4.2% |
| Amounts payable after more than one year17 | €5,677 | €978 | - | - | - | - |
| Financial debts170/4 | €5,677 | €978 | - | - | - | - |
| Amounts payable within one year42/48 | €41,638 | €40,070 | €37,684 | €24,348 | €23,325 | ▼ 4.2% |
| Current portion of amounts payable after more than one year42 | €10,988 | €4,700 | €978 | - | - | - |
| Trade debts44 | €27,593 | €32,118 | €32,098 | €20,708 | €21,225 | ▲ 2.5% |
| Suppliers440/4 | €27,593 | €32,118 | €32,098 | €20,708 | €21,225 | ▲ 2.5% |
| Taxes, remuneration and social security45 | €3,057 | €3,252 | €4,608 | €3,640 | €2,100 | ▼ 42.3% |
| Taxes450/3 | €3,057 | €3,252 | €4,608 | €3,252 | €1,100 | ▼ 66.2% |
| Remuneration and social security454/9 | - | - | - | €388 | €1,000 | ▲ 158% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€23,030 | €16,346 | €22,908 | -€3,887 | -€17,317 | ▼ 346% |
| + Depreciation and write-downs630 | €20,489 | €2,584 | €2,377 | €1,017 | €1,497 | ▲ 47.2% |
| Operating cash flow (approximation) | -€2,541 | €18,931 | €25,284 | -€2,870 | -€15,820 | ▼ 451% |
| Investment in fixed assets (approximation) | - | -€1,334 | -€884 | -€1,181 | -€867 | ▲ 26.6% |
| Change in cash | - | €15,434 | €8,032 | -€18,389 | €8,672 | ▲ 147% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €22,908 ▲40.1%
Operating result €25,066, net result €22,908, both a record.
17-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 48 days late
2022
31-12
Financial
Back to profitnet €16,346
Net result €16,346 after 2 loss-making years.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet -€23,030
Net result drops to -€23,030, the lowest in the series; recovery starts the following year.
19-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rebecq · 1 establishment unit since 1992
Ground area
550 m²
Building footprint
109 m²
Volume, LiDAR
447 m³
2 parcels, Wallonia · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TECHNICO-BOIS SPRL
since 19922.057.765.720
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25007D0185/00K000 | Wallonia | 348 m² | 1 · 54 m² | 10.2 m · 3 fl. |
| 55008B0160/00H000 | Wallonia | 202 m² | 1 · 55 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,025 companies in sector 43320 we hold annual accounts for 9,134. 7,017 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-05-1992
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
E-invoicing
Reachable via Peppol
Peppol ID
0208:0447564532
Also
9925:BE0447564532
Registered
12-11-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.