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Technical Consulting & Management

Active
Private limited companyfounded 199728 yrs activeIndustriepark-West 75, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 0462.002.288

Technical Consulting & Management has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2023 annual accounts show equity of €315k and a net result of €14k. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 74% of 34232 sector peers (fiscal year 2023). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2023
86 / 100
Excellent▼ -14 vs 2022
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2022
Profitability23▼-44
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days only on tighter terms
Liquidity ample (current ratio 2.89 against 3.21 in 2022), and 22.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 28 years 0 30 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023
Solvency, return and age of the figures
Solvency
77.2%
Return on assets
3.5%
Age of the figures
33 mo
lowers risk · Growing equity
Equity grew over 2021-2023. Profits are largely retained rather than distributed.
NBB · annual accounts 2023
Equity per financial year
181920212223
2018 to 2023 · latest year €315k
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filings
Position against the passed deadline
31-12-2024 close31-07-2025 deadline16-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 08-01-2025, 161 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
161 d late
2022
527 d late
2021
229 d late
2020
594 d late
2019
959 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2023, micro schema

Equity
€315k▲ 4.8%
2022 · €301k
2018: €280k 2019: €291k 2020: €257k 2021: €261k 2022: €301k
2018 → 2023
Total assets
€408k▼ 2.6%
2022 · €419k
2018: €494k 2019: €572k 2020: €453k 2021: €411k 2022: €419k
2018 → 2023
Net result
€14k▼ 64.5%
2022 · €40k
2018: €86k 2019: €11k 2020: €-33k 2021: €3k 2022: €40k
2018 → 2023
Working capital
€147k▼ 9.9%
2022 · €163k
2018: €151k 2019: €193k 2020: €160k 2021: €164k 2022: €163k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20192020202120222023Trend
Equity€291k-€257k▼ 11.5%€261k▲ 1.2%€301k▲ 15.5%€315k▲ 4.8%
Operating result€15k-€-28k€8k€47k▲ 469%€20k▼ 56.6%
Net result€11k-€-33k€3k€40k▲ 1,196%€14k▼ 64.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-50k€-25k€0€25k€50kOperating result 2019: €15k€15kNet result 2019: €11k€11kOperating result 2020: €-28k€-28kNet result 2020: €-33k€-33kOperating result 2021: €8k€8kNet result 2021: €3k€3kOperating result 2022: €47k€47kNet result 2022: €40k€40kOperating result 2023: €20k€20kNet result 2023: €14k€14k20192020202120222023
The operating result falls in 2023; 2023 is 57% below 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €408k
Fixed assets €184k▲ 0.6%
Current assets €225k▼ 5.2%
Equity and liabilities €408k
Equity €315k▲ 4.8%
Debt €93k▼ 21.4%
The debt ratio falls from 28.2% to 22.8%: equity grows while debt is paid down.
Key figures and ratios
2023 value · change against 2022
EBITDA
€26k
2022 · €67k
Cash flow
€20k
2022 · €61k
Solvency
77.2%
2022 · 71.8%
Current ratio
2.89
2022 · 3.21
Quick ratio
2.89
2022 · 3.19
Debt / equity
0.29
2022 · 0.39
ROE
4.5%
2022 · 13.4%
ROA
3.5%
2022 · 9.6%
Interest coverage
13.41
2022 · 19.04
Debt
€93k
2022 · €118k
Debt ≤ 1 year
€78k
2022 · €74k
Debt > 1 year
€15k
2022 · €44k
Income taxes
€4k
2022 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet Code20222023
Assets
Total assets20/58€419k€408k
Fixed assets21/28€183k€184k
Tangible fixed assets22/27€182k€183k
Land and buildings22€182k€183k
Furniture and vehicles24€301-
Financial fixed assets28€185€185=
Current assets29/58€237k€225k
Stocks and contracts in progress3€986-
Stocks30/36€986-
Amounts receivable within one year40/41€98k€131k
Trade receivables40€52k€55k
Other amounts receivable41€46k€76k
Cash at bank and in hand54/58€119k€74k
Deferred charges and accrued income490/1€19k€19k=
Equity and liabilities
Total equity and liabilities10/49€419k€408k
Equity10/15€301k€315k
Contributions10/11€6k€6k=
Reserves13€295k€309k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€293k€307k
Profit (loss) carried forward14€88€12
Amounts payable17/49€118k€93k
Amounts payable after more than one year17€44k€15k
Financial debts170/4€44k€15k
Amounts payable within one year42/48€74k€78k
Current portion of amounts payable after more than one year42€42k€29k
Trade debts44€24k€42k
Suppliers440/4€24k€42k
Taxes, remuneration and social security45€3k€7k
Taxes450/3€3k€7k
Other amounts payable47/48€4k-
Income statement Code20222023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€6k
Other operating charges640/8€2k€2k
Gross operating margin9900€69k€28k
Operating profit (loss)9901€47k€20k
Financial income75/76B€96€244
Recurring financial income75€96€244
Financial charges65/66B€4k€2k
Recurring financial charges65€4k€2k
Profit (loss) for the period before taxes9903€44k€19k
Income taxes67/77€3k€4k
Profit (loss) for the period9904€40k€14k
Profit (loss) for the period to be appropriated9905€40k€14k
Appropriation of the result
Profit (loss) to be appropriated9906€40k€14k
Profit (loss) brought forward from the previous period14P€6€88
Transfer to equity691/2€40k€14k
To other reserves6921€40k€14k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
08-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 161 days late
08-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 527 days late
2023
17-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 229 days late
17-03
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 594 days late
17-03
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 959 days late
2021
31-12
Financial Back to profitnet €3k
Net result €3k after one loss-making year.
2020
31-12
Financial Weakest financial yearnet €-33k ▼407%
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
2019
17-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 78 days late
2017
29-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
13-07
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 347 days late
2016
01-02
NBB filing Annual accounts filed
fiscal year 2014 · abbreviated schema · 185 days late
2014
26-08
NBB filing Annual accounts filed
fiscal year 2013 · abbreviated schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 1997
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Industriepark-West 759100 Sint-Niklaas
Ground area
1,556 m²
Building footprint
114 m²
Volume, LiDAR
513 m³
2 parcels, Flanders · tallest building 7.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Hoetselstraat 2, 9910 Aalter
Manufacture of basic metals
since 19972.084.508.917
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44067B1129/00G000 Flanders 975 m² 1 · 114 m² 7.7 m · 1 fl.
46445D1776/00R000 Flanders 581 m² - -
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 2,093 companies in sector 47640 we hold annual accounts for 900. 662 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded01-12-1997
Fiscal year end31-12
Abbreviation NL TC & M
Activities, NACEBEL
47640Retail sale of games and toys
70200Business and other management consultancy
70220Business consulting
74142
46499Wholesale of other household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.