Techni-Self
ActiveSummary
The computed 12-month bankruptcy probability of Techni-Self is 6.5% (elevated). The annual accounts of Techni-Self for fiscal year 2025 show a net loss of 67% of the equity at the start of that year. The 2025 annual accounts show equity of €116,743 and a net result of -€240,447. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 14% of 7900 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-67
Solvency37▼-13
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
6.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.35 against 1.17 in 2024; short-term debt: 59.5% and cash: 7.5% of total assets), and 88% of the assets are financed with debt.
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Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12%
Return on assets
-24.8%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year -€240,447
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 7900 sector peers (2025).
NBB · sector comparisonPosition among 7900 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-09-2026, 32 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
32 d late
2024
61 d late
2023
6 d early
2022
on the day
2021
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 24 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#5 employer in Les Bons Villers#5 company by total assets in Les Bons Villers, Construction sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€240,447▼ 863%
2024 · -€24,966
Working capital
€199,226▲ 15.1%
2024 · €173,082
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€4,383-€156,913▲ 3,480%€61,309▼ 60.9%€27,970▼ 54.4%-€227,389
Net result-€2,475below the sector's middle half-€121,626above the sector's middle half€62,007above the sector's middle half▼ 49.0%-€24,966below the sector's middle half-€240,447below the sector's middle half▼ 863%
Equity€198,525above the sector's middle half-€320,150above the sector's middle half▲ 61.3%€382,157above the sector's middle half▲ 19.4%€357,190within the sector's middle half▼ 6.5%€116,743within the sector's middle half▼ 67.3%
Total assets€827,918above the sector's middle half-€1.6mabove the sector's middle half▲ 89.1%€1.5mabove the sector's middle half▼ 4.0%€1.4mwithin the sector's middle half▼ 4.2%€970,317within the sector's middle half▼ 32.7%
Debt€629,393-€1.2m▲ 97.9%€1.1m▼ 10.0%€1.1m▼ 3.3%€853,574▼ 21.2%
Working capital€230,822-€269,006▲ 16.5%€299,757▲ 11.4%€173,082▼ 42.3%€199,226▲ 15.1%
Solvency24.0%within the sector's middle half-20.4%below the sector's middle half▼ 3.5pp25.4%within the sector's middle half▲ 5.0pp24.8%within the sector's middle half▼ 0.6pp12.0%below the sector's middle half▼ 12.8pp
Staff (FTE)18.2within the sector's middle half17.1above the sector's middle half▼ 6.0%
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
- 2025 Net result -863% on 2024. The accounts now follow the abbreviated schema, last year the full schema.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €227,389 after €27,970 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €970,317
Fixed assets
€194,236 ▼ 25.1%
Current assets
€776,082 ▼ 34.3%
Equity and liabilities €970,317
Equity
€116,743 ▼ 67.3%
Debt
€853,574 ▼ 21.2%
Debt's share of the balance-sheet total rises from 75.2% to 88.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€146,344▼
2024 · €128,266
Cash flow
-€159,403▼
2024 · €75,330
Current ratio
1.35▲
2024 · 1.17
Quick ratio
0.43▼
2024 · 0.79
Debt to equity
7.31▲
2024 · 3.03
ROE
-206.0%▼
2024 · -7.0%
ROA
-24.8%▼
2024 · -1.7%
Interest coverage
-10.52▼
2024 · 23.44
Debt ≤ 1 year
€576,856▼
2024 · €1.0m
Debt > 1 year
€276,718▲
2024 · €72,718
Staff costs
€913,683▼
2024 · €959,099
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 121 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 86% are still going.
- Small
- 5 to 10 years old
- solvency 10 to 30%
- a loss of 10% of the balance sheet or more
5.8%
went bankrupt
5.8%
stopped otherwise
86%
still going
A further 2.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 6.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 121 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €45,125 | - | - |
| Remuneration, social security and pensions62 | €447,497 | €563,345 | €845,508 | €959,099 | €913,683 | ▼ 4.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €47,962 | €62,289 | €109,002 | €100,296 | €81,044 | ▼ 19.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €10,329 | €56,914 | -€67,242 | - | - |
| Other operating charges640/8 | €3,875 | €4,817 | €5,439 | €12,819 | €28,255 | ▲ 120% |
| Non-recurring operating charges66A | - | €8,245 | - | €193 | - | - |
| Gross operating margin9900 | €503,717 | €805,938 | €1.1m | €1.0m | €795,594 | ▼ 23.0% |
| Operating profit (loss)9901 | €4,383 | €156,913 | €61,309 | €27,970 | -€227,389 | ▼ 913% |
| Financial income75/76B | €8,271 | €12,664 | €15,880 | €4,574 | €855 | ▼ 81.3% |
| Recurring financial income75 | €8,271 | €10,598 | €4,879 | €4,574 | €855 | ▼ 81.3% |
| Non-recurring financial income76B | - | €2,066 | €11,001 | - | €855 | - |
| Financial charges65/66B | €13,861 | €7,409 | €3,858 | €5,472 | €13,913 | ▲ 154% |
| Recurring financial charges65 | €13,861 | €7,409 | €3,858 | €5,472 | €13,913 | ▲ 154% |
| Non-recurring financial charges66B | - | - | - | - | €13,913 | - |
| Profit (loss) for the period before taxes9903 | -€1,206 | €162,168 | €73,331 | €27,072 | -€240,447 | ▼ 988% |
| Income taxes67/77 | €1,269 | €40,542 | €11,324 | €52,038 | - | - |
| Profit (loss) for the period9904 | -€2,475 | €121,626 | €62,007 | -€24,966 | -€240,447 | ▼ 863% |
| Profit (loss) for the period to be appropriated9905 | -€2,475 | €121,626 | €62,007 | -€24,966 | -€240,447 | ▼ 863% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €827,918 | €1.6m | €1.5m | €1.4m | €970,317 | ▼ 32.7% |
| Fixed assets21/28 | €179,130 | €251,746 | €256,380 | €259,335 | €194,236 | ▼ 25.1% |
| Intangible fixed assets21 | €21,403 | €26,228 | €12,468 | €11,956 | €7,283 | ▼ 39.1% |
| Tangible fixed assets22/27 | €129,227 | €197,018 | €215,412 | €218,879 | €158,453 | ▼ 27.6% |
| Plant, machinery and equipment23 | €21,853 | €51,181 | €45,647 | €29,169 | €19,233 | ▼ 34.1% |
| Furniture and vehicles24 | €97,454 | €136,209 | €162,075 | €122,245 | €85,565 | ▼ 30.0% |
| Leasing and similar rights25 | - | - | - | - | €2,982 | - |
| Other tangible fixed assets26 | €9,920 | €9,628 | €7,690 | €67,465 | €50,673 | ▼ 24.9% |
| Financial fixed assets28 | €28,500 | €28,500 | €28,500 | €28,500 | €28,500 | = |
| Current assets29/58 | €648,788 | €1.3m | €1.2m | €1.2m | €776,082 | ▼ 34.3% |
| Stocks and contracts in progress3 | €129,021 | €506,098 | €312,184 | €387,223 | €530,478 | ▲ 37.0% |
| Stocks30/36 | €129,021 | €506,098 | €312,184 | €387,223 | €530,478 | ▲ 37.0% |
| Amounts receivable within one year40/41 | €23,943 | €302,139 | €261,050 | €78,195 | €172,520 | ▲ 121% |
| Trade receivables40 | €3,466 | €159,745 | €94,663 | €56,967 | €156,758 | ▲ 175% |
| Other amounts receivable41 | €20,477 | €142,394 | €166,387 | €21,228 | €15,762 | ▼ 25.7% |
| Cash at bank and in hand54/58 | €360,407 | €490,270 | €640,559 | €533,267 | €73,084 | ▼ 86.3% |
| Deferred charges and accrued income490/1 | €135,418 | €15,753 | €33,344 | €183,058 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €827,918 | €1.6m | €1.5m | €1.4m | €970,317 | ▼ 32.7% |
| Equity10/15 | €198,525 | €320,150 | €382,157 | €357,190 | €116,743 | ▼ 67.3% |
| Contributions10/11 | €201,000 | €201,000 | €201,000 | €201,000 | €201,000 | = |
| Profit (loss) carried forward14 | -€2,475 | €119,150 | €181,157 | €156,190 | -€84,257 | ▼ 154% |
| Amounts payable17/49 | €629,393 | €1.2m | €1.1m | €1.1m | €853,574 | ▼ 21.2% |
| Amounts payable after more than one year17 | €211,426 | €166,288 | €154,600 | €72,718 | €276,718 | ▲ 281% |
| Financial debts170/4 | €211,426 | €166,288 | €154,600 | €72,718 | €276,718 | ▲ 281% |
| Amounts payable within one year42/48 | €417,967 | €1.0m | €947,380 | €1.0m | €576,856 | ▼ 42.8% |
| Current portion of amounts payable after more than one year42 | €21,675 | €64,360 | €96,856 | €83,285 | - | - |
| Trade debts44 | €116,995 | €225,874 | €166,997 | €259,985 | €264,331 | ▲ 1.7% |
| Suppliers440/4 | €116,995 | €225,874 | €166,997 | €259,985 | €264,331 | ▲ 1.7% |
| Advances received on contracts in progress46 | €222,450 | €609,374 | €494,212 | €465,053 | €269,529 | ▼ 42.0% |
| Taxes, remuneration and social security45 | €56,847 | €145,646 | €189,315 | €200,338 | €42,995 | ▼ 78.5% |
| Taxes450/3 | €4,903 | €40,542 | €66,258 | €44,314 | €42,995 | ▼ 3.0% |
| Remuneration and social security454/9 | €51,944 | €105,104 | €123,057 | €156,025 | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | - | €34,314 | €19,380 | €2,508 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,475 | €121,626 | €62,007 | -€24,966 | -€240,447 | ▼ 863% |
| + Depreciation and write-downs630 | €47,962 | €62,289 | €109,002 | €100,296 | €81,044 | ▼ 19.2% |
| Operating cash flow (approximation) | €45,487 | €183,915 | €171,009 | €75,330 | -€159,403 | ▼ 312% |
| Investment in fixed assets (approximation) | - | -€134,905 | -€113,636 | -€103,252 | -€15,945 | ▲ 84.6% |
| Change in cash | - | €129,863 | €150,289 | -€107,292 | -€460,183 | ▼ 329% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 32 days late
2025
31-12
Financial
Weakest financial yearnet -€240,447
Net result drops to -€240,447, the lowest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 61 days late
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €121,626
Net result €121,626 after one loss-making year.
31-12
Financial
Equity above €200,000Eq €320,150 ▲61.3%
Equity rises from €198,525 to €320,150.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Les Bons Villers · 6 establishment units since 2020
Ground area
4.3 ha
Building footprint
7,084 m²
Volume, LiDAR
10,261 m³
6 parcels, Wallonia · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
6 establishment units
Techni-Self
since 20202.306.069.090
Techni-Self
since 20222.332.334.415
Techni-Self
since 20222.335.978.249
Techni-Self
since 20232.352.140.924
Techni-Self
since 20242.359.872.517
Techni-Self
since 20242.359.872.616
6 parcels
Wallonia
6
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25105B0347/00F005 | Wallonia | 1.9 ha | 1 · 3,991 m² | - |
| 83034A0886/00F002 | Wallonia | 1.7 ha | 1 · 888 m² | - |
| 52068C0242/00E000 | Wallonia | 2,774 m² | 1 · 1,131 m² | 6.0 m · 2 fl. |
| 62046A1600/00W004 | Wallonia | 1,638 m² | 1 · 381 m² | 6.6 m · 1 fl. |
| 25772F0126/00T004 | Wallonia | 1,636 m² | 1 · 283 m² | 5.7 m · 2 fl. |
| 53019A0252/00V012 | Wallonia | 996 m² | 1 · 411 m² | 5.2 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
6 of 6 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
98450082I7CD37472A28
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Of 7,043 companies in sector 43221 we hold annual accounts for 3,475. 3,046 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-06-2020
Fiscal year end31-12
Abbreviation FR
TS
Trade name FR
TechniSelf
Activities, NACEBEL 2025
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43211General electrical installation work
Contact
Website
www.techni-self.com
E-mail
administrateur@techni-self.be
E-mail
jerome.beaurain@techniself.be
Phone
+3271495190Marche-en-Famenne
E-invoicing
Reachable via Peppol
Peppol ID
0208:0748767150
Registered
16-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.