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TECHNAM

Active
Private limited companyfounded 2024active for 2 yearsDiksmuidse Heirweg 3, 8210 Zedelgem, BelgiumKBO/BCE: BE 1010.512.346
Summary

The computed 12-month bankruptcy probability of TECHNAM is 2.0% (moderate). The 2025 annual accounts show equity of €43,246 and a net result of €40,246. Its solvency ranks better than 58% of 3,281 sector peers (NACE 95, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
General maintenance and repair of cars and light vans (up to 3.5 tonnes)
NACE 95311
1 site
Size
≈ €150,000turnover 2025, estimated
Equity
€43,246
Profit
€40,246
Turnover estimated from the gross margin
Financial health
56 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.0%
Structure
2025 accounts 7 days early
Why 56raises riskFounded in 20241 change of registered office in 24 monthsFigures for financial year 2025 (filed 24-10-2025)lowers riskLiquidity: current ratio 2.15, cash €19,211Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 73% of its sector peers (NACE 95, micro)
Financial strength
Strong
Solvency 71
equity 46.3% of total assets
Liquidity 67
short-term debt 24.5% · cash 20.6%
Profitability 100
return on assets 43.1%
Bankruptcy probability, 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,126 companies, NACE 95, micro)
Last 24 months 07-2025: 3.7% 08-2025: 3.7%● unchanged vs 07-2025 09-2025: 3.9%▲ +0.2 percentage points vs 08-2025 10-2025: 4.2%▲ +0.3 percentage points vs 09-2025highest value 11-2025: 0.9%▼ -3.3 percentage points vs 10-2025lowest value 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 1.0%▲ +0.1 percentage points vs 12-2025 02-2026: 1.0%● unchanged vs 01-2026 03-2026: 1.0%● unchanged vs 02-2026 04-2026: 1.0%● unchanged vs 03-2026 05-2026: 1.0%● unchanged vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 1.2%▲ +0.2 percentage points vs 06-2026 08-2026: 1.5%▲ +0.3 percentage points vs 07-2026 09-2026: 1.5%● unchanged vs 08-2026 10-2026: 2.0%▲ +0.5 percentage points vs 09-2026
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.15, above the usual 1.5; short-term debt: 24.5% and cash: 20.6% of total assets), but 53.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro): better than 56% on solvency, 68% on liquidity and 94% on profitability.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Liquidity: current ratio 2.15, cash €19,211
NBB · annual accounts
raises risk · Figures for financial year 2025 (filed 24-10-2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 24-10-2025, 7 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
7 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Registered officeRegistered-office move
  3. IncorporationAppointment: ANTHONE,Niels (director) · Founding…

Financials · financial year 2025, micro format

Turnover
≈ €150,000
Estimated: probably between €110,000 and €200,000
Total assets
€93,372
Net result
€40,246
Working capital
€26,323

Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €93,372
Fixed assets €44,144
Current assets €49,228
Equity and liabilities €93,372
Equity €43,246
Debt €50,126
Debt finances 53.7% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€60,243
Cash flow
€47,983
Current ratio
2.15
Debt to equity
1.16
ROE
93.1%
ROA
43.1%
Interest coverage
37.21
Debt ≤ 1 year
€22,905
Debt > 1 year
€24,752
Income taxes
€10,644

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.9% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.9% still going

For this company itself Checked computes a bankruptcy probability of 2.0% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 41 lines
Balance sheet Code2025
Assets
Total assets20/58€93,372
Fixed assets21/28€44,144
Tangible fixed assets22/27€44,144
Plant, machinery and equipment23€6,137
Furniture and vehicles24€38,007
Current assets29/58€49,228
Amounts receivable within one year40/41€29,472
Trade receivables40€7,363
Other amounts receivable41€22,109
Cash at bank and in hand54/58€19,211
Deferred charges and accrued income490/1€545
Equity and liabilities
Total equity and liabilities10/49€93,372
Equity10/15€43,246
Contributions10/11€3,000
Reserves13€40,246
Distributable reserves133€40,246
Amounts payable17/49€50,126
Amounts payable after more than one year17€24,752
Financial debts170/4€24,752
Amounts payable within one year42/48€22,905
Current portion of amounts payable after more than one year42€10,030
Trade debts44€29
Suppliers440/4€29
Taxes, remuneration and social security45€12,847
Taxes450/3€12,847
Accrued charges and deferred income492/3€2,469
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,737
Other operating charges640/8€485
Gross operating margin9900€60,728
Operating profit (loss)9901€52,506
Financial income75/76B€4
Recurring financial income75€4
Financial charges65/66B€1,619
Recurring financial charges65€1,619
Profit (loss) for the period before taxes9903€50,891
Income taxes67/77€10,644
Profit (loss) for the period9904€40,246
Profit (loss) for the period to be appropriated9905€40,246
Appropriation of the result
Profit (loss) to be appropriated9906€40,246
Transfer to equity691/2€40,246
To other reserves6921€40,246

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,737
Other operating charges640/8€485
Gross operating margin9900€60,728
Operating profit (loss)9901€52,506
Financial income75/76B€4
Recurring financial income75€4
Financial charges65/66B€1,619
Recurring financial charges65€1,619
Profit (loss) for the period before taxes9903€50,891
Income taxes67/77€10,644
Profit (loss) for the period9904€40,246
Profit (loss) for the period to be appropriated9905€40,246
Line2025
Assets
Total assets20/58€93,372
Fixed assets21/28€44,144
Tangible fixed assets22/27€44,144
Plant, machinery and equipment23€6,137
Furniture and vehicles24€38,007
Current assets29/58€49,228
Amounts receivable within one year40/41€29,472
Trade receivables40€7,363
Other amounts receivable41€22,109
Cash at bank and in hand54/58€19,211
Deferred charges and accrued income490/1€545
Equity and liabilities
Total equity and liabilities10/49€93,372
Equity10/15€43,246
Contributions10/11€3,000
Reserves13€40,246
Distributable reserves133€40,246
Amounts payable17/49€50,126
Amounts payable after more than one year17€24,752
Financial debts170/4€24,752
Amounts payable within one year42/48€22,905
Current portion of amounts payable after more than one year42€10,030
Trade debts44€29
Suppliers440/4€29
Taxes, remuneration and social security45€12,847
Taxes450/3€12,847
Accrued charges and deferred income492/3€2,469
Line2025
Profit (loss) for the period9904€40,246
+ Depreciation and write-downs630€7,737
Operating cash flow (approximation)€47,983

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-03-2025 micro format 24-10-2025 2025-00548664

Similar companies · same sector, comparable size

Of the 7,296 active companies whose main activity is general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311), figures are known for 3,032. 2,093 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Subsidies and aid

Flemish government

2025 · 1 entry · €273 awarded · €273 paid
Schemes
1 entry · €273 · €273 paid · Fonds voor Innoveren en Ondernemen

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
ANTHONE,Niels
Director (not named in the articles) · since 21-06-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
ANTHONE,Niels
  • Director (not named in the articles), from 21-06-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 21-06-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 21-06-2024 Incorporation · €3,000 · 3,000 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

TECHNAM was incorporated on 19 June 2024 as a private limited company by one natural person, with a starting capital of €3,000.12 The registered office was moved to Zedelgem in 2025.3 Since 2024, ANTHONE,Niels has served as director of the company.2

  1. 1KBO register
  2. 2Belgian Official Gazette, 21-06-2024
  3. 3Belgian Official Gazette, 30-05-2025

Acts, filings and financial milestones

2025
24-10
NBB filing Annual accounts filed
financial year 2025 · micro format
30-05
Gazette deed Registered office
Registered-office move2 facts ▸
  • Board meeting, 22-04-2025
  • Registered-office move, Diksmuidse Heirweg 3,8210 Zedelgem
2024
21-06
Gazette deed Incorporation
Appointment: ANTHONE,Niels (director) · Founding capital · Capital11 facts ▸
  • Incorporation, “TECHNAM” (deed in Dutch)
  • Founding capital, €3,000
  • Capital
  • Founder, ANTHONE,Niels
  • Other provision, “slot- en overgangsbepalingen, eenparige beslissingen comparanten” (deed in Dutch)
  • Registered office clause, “8211 Zedelgem(Aartrijke),Litterveldstraat 4” (deed in Dutch)
  • Board rule, 1
  • Director appointment, ANTHONE,Niels (director (not named in the articles))
  • Other provision, “bestuursverbod-geen veroordeling, oprichter” (deed in Dutch)
  • Pre-incorporation commitments, “takeover, alle verbintenissen,verplichtingen en activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
  • Other provision, “ondernemingsloket en voorafgaande toelatingen, nodige voorafgaande toelatingen of vergunningen of voorwaarden gelet op reglementering toegang tot beroep” (deed in Dutch)
Gazette deedNBB filing
2 of 2 deeds read

Register details

Identification
Legal formPrivate limited company
Founded19-06-2024
Financial year end31-03
Activities, NACEBEL 2025
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
33120Repair and maintenance of machinery
95312Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
E-invoicing
Reachable via Peppol
Peppol ID 0208:1010512346

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Zedelgemunit no. 2.361.080.067
1 permission
Boerderij - schapen en geiten · since 25-08-2025

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Zedelgem · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
1,043 m²
Building footprint
191 m²
Building volume
940 m³
Parcel 31040A0133/00L000, Flanders · tallest building 7.7 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
TECHNAM
Diksmuidse Heirweg 3, 8210 ZedelgemGeneral maintenance and repair of cars and light vans (up to 3.5 tonnes)
since 2024unit no. 2.361.080.067
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
31040A0133/00L000 Flanders 1,043 m² 1 · 191 m² 7.7 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
TECHNAM
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaamse Gewest, bij enkel besluit bestuursorgaan administratieve zetels,agentschappen,werkhuizen,stapelplaatsen en bijkantoren in België of…” (deed in Dutch)

deed of 21-06-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
“Externe vertegenwoordigingsbevoegdheid Iedere bestuurder afzonderlijk, ook wanneer er meerdere zijn, vertegenwoordigt de vennootschap jegens…”
Board ruleHow the board is made up, meets and takes decisions.
“Bestuursorgaan, een of meer bestuurders” (deed in Dutch)
“Gewone meerderheid aanwezige of vertegenwoordigde leden, brief,telegram,e-mail,telexbericht” (deed in Dutch)
“Vergoeding bestuurders, algemene kosten los van representatie-,reis- en verplaatsingskosten” (deed in Dutch)

deed of 21-06-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Last Tuesday of September at 11:00

deed of 21-06-2024

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor
Dissolution ruleWhen and by whom the company can be dissolved.
“Vormen vereist voor statutenwijziging, op elk moment” (deed in Dutch)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
One provision in the deed

deed of 21-06-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Aard van de aandelen, register van aandelen op naam” (deed in Dutch)
Other provision: “Aard van de andere effecten, register van effecten op naam per categorie” (deed in Dutch)
Other provision: “Ondeelbaarheid van de effecten, andersluidende bijzondere bepaling in statuten, testament of overeenkomst waarbij vruchtgebruik tot stand…” (deed in Dutch)
Other provision: “Verhinderde of afwezige bestuurder kan bij brief,telegram,e-mail of telexbericht andere bestuurder afvaardigen voor bepaalde vergadering en…” (deed in Dutch)
Other provision: “Controle van de vennootschap, één of meerdere commissarissen” (deed in Dutch)
Other provision: “Winst lopende boekjaar of voorgaande boekjaar zolang jaarrekening nog niet goedgekeurd, bestemming winst-reserves” (deed in Dutch)
Other provision: “Uitkering dividenden en interim-dividenden, artikelen 5:142 en 5:143” (deed in Dutch)
2 more provisions in the deed, see the deed of 21-06-2024

deed of 21-06-2024