TECHNAFBJ SPRL
ActiveSummary
TECHNAFBJ SPRL has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13k and a net result of €2k. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 81% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability87▲+76
Solvency100▲+4
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 4.07 against 3.41 in 2024; short-term debt: 23.4% and cash: 47.8% of total assets), and 23.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.6%
Return on assets
14.6%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €13k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 03-03-2026, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
58 d early
2024
49 d early
2023
70 d early
2022
83 d early
2021
46 d early
2020
78 d early
2019
73 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€13k▲ 23.6%
2024 · €10k
2018: €11k
2019: €12k▲ +11.9% vs 2018
2020: €11k▼ -5.4% vs 2019
2021: €12k▲ +5.6% vs 2020
2022: €13k▲ +10.0% vs 2021highest in 8 years
2023: €11k▼ -13.8% vs 2022
2024: €10k▼ -8.5% vs 2023lowest in 8 years
2025: €13k▲ +23.6% vs 2024
2018 → 2025
Total assets
€16k▲ 14.2%
2024 · €14k
2018: €14k
2019: €17k▲ +19.0% vs 2018
2020: €17k▼ -1.0% vs 2019
2021: €15k▼ -12.6% vs 2020
2022: €18k▲ +25.1% vs 2021highest in 8 years
2023: €14k▼ -25.6% vs 2022lowest in 8 years
2024: €14k▲ +5.8% vs 2023
2025: €16k▲ +14.2% vs 2024
2018 → 2025
Net result
€2k
2024 · €-946
2018: €3khighest in 8 years
2019: €1k▼ -55.2% vs 2018
2020: €-640▼ -151% vs 2019
2021: €622▲ +197% vs 2020
2022: €1k▲ +88.1% vs 2021
2023: €-2k▼ -252% vs 2022lowest in 8 years
2024: €-946▲ +46.9% vs 2023
2025: €2k▲ +354% vs 2024
2018 → 2025
Working capital
€12k▲ 16.7%
2024 · €10k
2018: €10k
2019: €12k▲ +13.7% vs 2018
2020: €10k▼ -15.1% vs 2019lowest in 8 years
2021: €11k▲ +11.9% vs 2020
2022: €12k▲ +8.6% vs 2021highest in 8 years
2023: €11k▼ -11.7% vs 2022
2024: €10k▼ -5.4% vs 2023
2025: €12k▲ +16.7% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€13k▲ 10.0%€11k▼ 13.8%€10k▼ 8.5%€13k▲ 23.6%
2021: €12k
2022: €13k▲ +10.0% vs 2021highest in 5 years
2023: €11k▼ -13.8% vs 2022
2024: €10k▼ -8.5% vs 2023lowest in 5 years
2025: €13k▲ +23.6% vs 2024
Operating result€696-€1k▲ 105%€-2k€-873▲ 49.1%€3k
2021: €696
2022: €1k▲ +105% vs 2021
2023: €-2k▼ -220% vs 2022lowest in 5 years
2024: €-873▲ +49.1% vs 2023
2025: €3k▲ +387% vs 2024highest in 5 years
Net result€622-€1k▲ 88.1%€-2k€-946▲ 46.9%€2k
2021: €622
2022: €1k▲ +88.1% vs 2021
2023: €-2k▼ -252% vs 2022lowest in 5 years
2024: €-946▲ +46.9% vs 2023
2025: €2k▲ +354% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €3k after a loss of €873 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €16k
Fixed assets
€758 ▲ 1,580%
Current assets
€16k ▲ 9.2%
Equity and liabilities €16k
Equity
€13k ▲ 23.6%
Debt
€4k ▼ 8.6%
Debt's share of the balance-sheet total falls from 29.3% to 23.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€3k▲
2024 · €-507
Cash flow
€3k▲
2024 · €-580
Current ratio
4.07▲
2024 · 3.41
Quick ratio
3.92▲
2024 · 3.26
Debt to equity
0.31▼
2024 · 0.41
ROE
19.1%▲
2024 · -9.3%
ROA
14.6%▲
2024 · -6.6%
Interest coverage
28.17▲
2024 · -6.85
Debt ≤ 1 year
€4k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€14k€16k▲
Fixed assets21/28€45€758▲
Tangible fixed assets22/27€45€758▲
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€45€758▲
Current assets29/58€14k€16k▲
Stocks and contracts in progress3€616€586▼
Stocks30/36€616€586▼
Amounts receivable within one year40/41€4k€7k▲
Trade receivables40€3k€6k▲
Other amounts receivable41€844€1k▲
Cash at bank and in hand54/58€10k€8k▼
Equity and liabilities
Total equity and liabilities10/49€14k€16k▲
Equity10/15€10k€13k▲
Contributions10/11€6k€6k=
Reserves13€547€547=
Non-distributable reserves130/1€547€547=
Reserves not available under the articles1311€547€547=
Profit (loss) carried forward14€3k€6k▲
Amounts payable17/49€4k€4k▼
Amounts payable within one year42/48€4k€4k▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Other amounts payable47/48€2k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€366€304▼
Other operating charges640/8€4-
Gross operating margin9900€-502€3k▲
Operating profit (loss)9901€-873€3k▲
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€74€100▲
Recurring financial charges65€74€100▲
Profit (loss) for the period before taxes9903€-946€2k▲
Profit (loss) for the period9904€-946€2k▲
Profit (loss) for the period to be appropriated9905€-946€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€6k▲
Profit (loss) brought forward from the previous period14P€4k€3k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €64 | €65 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €570 | €891 | €366 | €366 | €304 | ▼ 16.9% |
| Other operating charges640/8 | - | - | €68 | €4 | - | - |
| Gross operating margin9900 | €1k | €2k | €-1k | €-502 | €3k | ▲ 659% |
| Operating profit (loss)9901 | €696 | €1k | €-2k | €-873 | €3k | ▲ 387% |
| Financial income75/76B | - | - | €12 | €1 | - | - |
| Recurring financial income75 | - | - | €12 | €1 | - | - |
| Financial charges65/66B | - | €86 | €80 | €74 | €100 | ▲ 34.7% |
| Recurring financial charges65 | €74 | €86 | €80 | €74 | €100 | ▲ 34.7% |
| Profit (loss) for the period before taxes9903 | €622 | €1k | €-2k | €-946 | €2k | ▲ 354% |
| Income taxes67/77 | - | €170 | - | - | - | - |
| Profit (loss) for the period9904 | €622 | €1k | €-2k | €-946 | €2k | ▲ 354% |
| Profit (loss) for the period to be appropriated9905 | €622 | €1k | €-2k | €-946 | €2k | ▲ 354% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €15k | €18k | €14k | €14k | €16k | ▲ 14.2% |
| Fixed assets21/28 | €570 | €777 | €411 | €45 | €758 | ▲ 1,580% |
| Tangible fixed assets22/27 | €570 | €777 | €411 | €45 | €758 | ▲ 1,580% |
| Plant, machinery and equipment23 | - | - | - | €0 | €0 | - |
| Furniture and vehicles24 | - | €777 | €411 | €45 | €758 | ▲ 1,580% |
| Current assets29/58 | €14k | €18k | €13k | €14k | €16k | ▲ 9.2% |
| Stocks and contracts in progress3 | €755 | €451 | €760 | €616 | €586 | ▼ 4.9% |
| Stocks30/36 | - | €451 | €760 | €616 | €586 | ▼ 4.9% |
| Amounts receivable within one year40/41 | €2k | €10k | €3k | €4k | €7k | ▲ 87.9% |
| Trade receivables40 | - | €10k | €2k | €3k | €6k | ▲ 96.3% |
| Other amounts receivable41 | - | €11 | €391 | €844 | €1k | ▲ 58.1% |
| Cash at bank and in hand54/58 | €12k | €7k | €10k | €10k | €8k | ▼ 20.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €15k | €18k | €14k | €14k | €16k | ▲ 14.2% |
| Equity10/15 | €12k | €13k | €11k | €10k | €13k | ▲ 23.6% |
| Contributions10/11 | - | €6k | €6k | €6k | €6k | = |
| Outside capital11 | - | €6k | €6k | - | - | - |
| Other1109/19 | - | €6k | €6k | - | - | - |
| Reserves13 | €547 | €547 | €547 | €547 | €547 | = |
| Non-distributable reserves130/1 | - | €547 | €547 | €547 | €547 | = |
| Reserves not available under the articles1311 | - | €547 | €547 | €547 | €547 | = |
| Profit (loss) carried forward14 | €5k | €6k | €4k | €3k | €6k | ▲ 69.9% |
| Amounts payable17/49 | €3k | €5k | €2k | €4k | €4k | ▼ 8.6% |
| Amounts payable within one year42/48 | €3k | €5k | €2k | €4k | €4k | ▼ 8.6% |
| Trade debts44 | €467 | €3k | €625 | €2k | €1k | ▼ 40.8% |
| Suppliers440/4 | - | €3k | €625 | €2k | €1k | ▼ 40.8% |
| Taxes, remuneration and social security45 | - | €190 | - | - | - | - |
| Taxes450/3 | - | €190 | - | - | - | - |
| Other amounts payable47/48 | - | €2k | €2k | €2k | €2k | ▲ 35.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €622 | €1k | €-2k | €-946 | €2k | ▲ 354% |
| + Depreciation and write-downs630 | €570 | €891 | €366 | €366 | €304 | ▼ 16.9% |
| Operating cash flow (approximation) | €1k | €2k | €-1k | €-580 | €3k | ▲ 567% |
| Investment in fixed assets (approximation) | - | €-1k | €0 | €0 | €-1k | - |
| Change in cash | - | €-4k | €3k | €-28 | €-2k | ▼ 7,144% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
12-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
06-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €622
Net result €622 after one loss-making year.
11-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Libramont-Chevigny · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lamouline,Route de Dinant 116800 Libramont-Chevigny1 establishment unit
TECHNAFBJ
since 20142.235.803.775
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Of 22,815 companies in sector 43211 we hold annual accounts for 10,325. 6,152 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded03-10-2014
Fiscal year end30-09
Activities, NACEBEL 2025
43211General electrical installation work
Contact
E-mail
ber.jacquemin@skynet.beLibramont-Chevigny
Phone
0474/89.55.44Libramont-Chevigny
Scores and ratios are computed by Checked and are not a credit decision.