TECHNA CONSULT has been active since 1994 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7.2m and a net result of €17,966. Equity has been stable since 2019 (±0.2% per year). Its solvency ranks better than 52% of 845 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Score breakdownraises riskLiquidity: current ratio 1.86, cash €1,249, halvedlowers riskFounded in 1994Size: total assets €15.6mFigures for financial year 2025 (filed on 23-04-2026)Show the evidence
Checked score
Score 2025
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
86/ 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 32% of medium-sized companies in advertising and market research (NACE 73)
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
Weak
Solvency71=
equity 46.2% of total assets
Liquidity23=
short-term debt 53.7% · cash 0.0%
Profitability38=
return on assets 0.1%
Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
0.2%Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Sector median 0.1% (117 companies, NACE 73, medium-sized)
Last 24 months12-2024: 0.2%01-2025: 0.3%▲ +0.1 percentage points vs 12-202402-2025: 0.3%● unchanged vs 01-202503-2025: 0.3%● unchanged vs 02-2025highest value04-2025: 0.1%▼ -0.2 percentage points vs 03-202505-2025: 0.1%● unchanged vs 04-202506-2025: 0.1%● unchanged vs 05-202507-2025: 0.1%● unchanged vs 06-202508-2025: 0.1%● unchanged vs 07-202509-2025: 0.1%● unchanged vs 08-202510-2025: 0.1%● unchanged vs 09-2025lowest value11-2025: 0.1%● unchanged vs 10-2025lowest value12-2025: 0.1%● unchanged vs 11-202501-2026: 0.1%● unchanged vs 12-202502-2026: 0.1%● unchanged vs 01-202603-2026: 0.1%● unchanged vs 02-202604-2026: 0.2%▲ +0.1 percentage points vs 03-202605-2026: 0.2%● unchanged vs 04-202606-2026: 0.2%● unchanged vs 05-202607-2026: 0.2%● unchanged vs 06-202608-2026: 0.2%● unchanged vs 07-202609-2026: 0.2%● unchanged vs 08-202610-2026: 0.2%● unchanged vs 09-202611-2026: 0.2%● unchanged vs 10-2026
Credit of up to €600,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.86 (1.84 in 2024), above the usual 1.5. Short-term debt is 53.7% and cash 0% of total assets. However, 53.8% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
75-100
Excellent
under 0.55%
60-74
Healthy
0.55% to 1.5%
45-59
Fair
1.5% to 4.2%
25-44
Weak
4.2% to 15.0%
0-24
Critical
over 15.0%
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, medium-sized). It does better than 45% of them on solvency, 18% on liquidity, 24% on profitability and 39% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 61 days before the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 4 March (4 of the last 5 accounts filed within 65 days either side of that date).
The EBIT margin is the share of each euro of revenue left from ordinary operations. The higher it is, the more room the company has to absorb a setback.
The net result is what is left after all costs and taxes. One loss year is not an alarm on its own. After several loss years in a row, it pays to find out why.
Working capital is what is left when the company pays its short-term debts with its short-term assets. Positive means it can pay its bills in the short term.
Net result€0.01m-€0.1mabove the sector's middle half▲ 750%€0.06mwithin the sector's middle half▼ 43.8%€2.0mabove the sector's middle half▲ 32×€0.1mwithin the sector's middle half▼ 94.3%€0.02mwithin the sector's middle half▼ 80.5%€0.02mwithin the sector's middle half▼ 17.8%
Equity€7.3m-€7.4mabove the sector's middle half▲ 1.5%€6.7mabove the sector's middle half▼ 9.3%€7.9mabove the sector's middle half▲ 18.0%€7.5mabove the sector's middle half▼ 4.6%€7.2mabove the sector's middle half▼ 4.7%€7.2mabove the sector's middle half▲ 0.3%
Total assets€16.1m-€29.7mabove the sector's middle half▲ 84.7%€31.3mabove the sector's middle half▲ 5.2%€18.5mabove the sector's middle half▼ 40.8%€16.2mabove the sector's middle half▼ 12.7%€15.7mabove the sector's middle half▼ 2.6%€15.6mabove the sector's middle half▼ 0.8%
Working capital-€8.6m--€7.8mbelow the sector's middle half▲ 9.7%-€12.0mbelow the sector's middle half▼ 53.8%€7.7mabove the sector's middle half€7.5mabove the sector's middle half▼ 2.5%€7.2mabove the sector's middle half▼ 4.7%€7.2mabove the sector's middle half▲ 0.6%
Solvency45.2%-24.8%within the sector's middle half▼ 20.4pp21.4%within the sector's middle half▼ 3.4pp42.7%within the sector's middle half▲ 21.3pp46.7%within the sector's middle half▲ 3.9pp45.7%within the sector's middle half▼ 1.0pp46.2%within the sector's middle half▲ 0.5pp
Current ratio0.01-0.65below the sector's middle half▲ 0.640.51below the sector's middle half▼ 0.141.73within the sector's middle half▲ 1.221.87within the sector's middle half▲ 0.141.84within the sector's middle half▼ 0.031.86within the sector's middle half▲ 0.02
Return on assets (ROA)0.1%-0.4%within the sector's middle half▲ 0.3pp0.2%within the sector's middle half▼ 0.2pp10.6%within the sector's middle half▲ 10.4pp0.7%within the sector's middle half▼ 9.9pp0.1%within the sector's middle half▼ 0.6pp0.1%within the sector's middle half=
abovewithinbelowThe sector band is the middle half of the companies in Advertising, market research and public relations activities (NACE 73). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is a loss of €9,680, larger than the loss of €4,194 in 2024. It is the lowest result since 2019.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €15.6m
100.0%
Fixed assets€100 =
Current assets€15.6m ▼ 0.8%
Equity and liabilities €15.6m
46.2%
53.8%
Equity€7.2m ▲ 0.3%
Debt€8.4m ▼ 1.7%
Debt's share of the balance-sheet total falls from 54.3% to 53.8%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Debt to equity
1.17▼
2024 · 1.19
ROE
0.2%▼
2024 · 0.3%
Debt ≤ 1 year
€8.4m▼
2024 · €8.5m
Debt > 1 year
€23,000
Income taxes
€6,803▼
2024 · €8,484
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
fixed assets acquired
Item
30-09-2022
30-09-2023
30-09-2024
30-09-2025
Tangible fixed assets
€6,407
-
-
-
Depreciation and write-downs of the year
€8,492
-
-
-
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Annual accounts
Filed annual accountsAs filed with the NBB · 2025 against 2024 · 40 lines
Balance sheetCode20242025
Assets
Total assets20/58€15.7m€15.6m▼
Fixed assets21/28€100€100=
Financial fixed assets28€100€100=
Current assets29/58€15.7m€15.6m▼
Amounts receivable within one year40/41€15.7m€12.0m▼
Other amounts receivable41€15.7m€12.0m▼
Current investments50/53-€3.6m
Cash at bank and in hand54/58€0.05m€0.001m▼
Deferred charges and accrued income490/1€0.002m€0.002m▼
Equity and liabilities
Total equity and liabilities10/49€15.7m€15.6m▼
Equity10/15€7.2m€7.2m▲
Contributions10/11€0.02m€0.02m=
Capital10€0.02m€0.02m=
Issued capital100€0.02m€0.02m=
Reserves13€0.002m€0.002m=
Non-distributable reserves130/1€0.002m€0.002m=
Legal reserve130€0.002m€0.002m=
Profit (loss) carried forward14€7.2m€7.2m▲
Amounts payable17/49€8.5m€8.4m▼
Amounts payable after more than one year17-€0.02m
Financial debts170/4-€0.02m
Amounts payable within one year42/48€8.5m€8.4m▼
Taxes, remuneration and social security45€0.008m€0.007m▼
Taxes450/3€0.008m€0.007m▼
Other amounts payable47/48€8.5m€8.4m▼
Income statementCode20242025
Other operating charges640/8€0.001m€0.001m▲
Gross operating margin9900-€0.003m-€0.009m▼
Operating profit (loss)9901-€0.004m-€0.01m▼
Financial income75/76B€0.2m€0.2m▼
Recurring financial income75€0.2m€0.2m▼
Financial charges65/66B€0.2m€0.2m▼
Recurring financial charges65€0.2m€0.2m▼
Profit (loss) for the period before taxes9903€0.03m€0.02m▼
Income taxes67/77€0.008m€0.007m▼
Profit (loss) for the period9904€0.02m€0.02m▼
Profit (loss) for the period to be appropriated9905€0.02m€0.02m▼
Appropriation of the result
Profit (loss) to be appropriated9906€7.5m€7.2m▼
Profit (loss) brought forward from the previous period14P€7.5m€7.2m▼
Profit to be distributed694/7€0.4m-
Return on contributions (dividend)694€0.4m-
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
The figures are counted, not predicted. They describe the group, not TECHNA CONSULT.
In July 2024, 1,887 companies had the same profile as TECHNA CONSULT has now. Two years later, 97.9% were still going and 0.1% had gone bankrupt.
Medium-sized
20 years or older
solvency 30% or more
a profit under 5% of the balance sheet
97.9%was still going
2.0%stopped otherwise
0.1%went bankrupt
That fits the bankruptcy probability of TECHNA CONSULT itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
3.0%
3.1%
10
5.6%
6.2%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,887 companies, not a prediction for TECHNA CONSULT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Director (not named in the articles) · appointed by deed of 19-12-2023 · earlier director, formerly manager, until 19-12-2023 · term without a fixed end · listed in the 2025 annual accounts, filed on 23-04-2026
Director (not named in the articles) · appointed by deed of 19-12-2023 · earlier director, formerly manager, until 19-12-2023 · term without a fixed end · listed in the 2025 annual accounts, filed on 23-04-2026
Each bar is one period in a role, from appointment to resignation or to today. An open left edge means the mandate began before its first mention. An open right edge means the mandate ended without a stated end date.
Capital from €18,592.01 to €18,600 · Changes of role: DETANDT François (director) and SOETENS Paulette (director) · Resignation: de HEMPTINNE Juan (director, formerly manager)12 points ▸
Amendment of the articles, article 8
750 shares
Capital, BEF 750.000, 750 shares
General meeting, 13-03-2001
Capital increase, €7.99
Director resignation, de HEMPTINNE Juan (director, formerly manager)
Director resignation, DETANDT François (director, formerly manager)
Director resignation, SOETENS Paulette (director, formerly manager)
Director appointment, DETANDT François (director (not named in the articles))
Director appointment, SOETENS Paulette (director (not named in the articles))
Director appointment, AKSIL Nadia (director (not named in the articles))
Each sentence rests on a document from the KBO register, the Belgian Official Gazette or the National Bank. The number after the sentence opens that document.
On 6 June 1994, TECHNA CONSULT was incorporated.1A capital increase in 2023 brought the capital to €18,600.2Total assets went from €16.1m in 2019 to €15.6m in 2025.3
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
Establishment unitsTECHNA CONSULT, Avenue Normande 32, 1332 Rixensart since 21-09-1995 · unit number 2.067.823.82868201 Renting and operating of own or leased residential real estate, excluding social housing
TECHNA CONSULT, Vergoteplein 19, 1200 Woluwe-Saint-Lambert since 21-02-2002 · unit number 2.067.823.729
Activities
NACEBEL 2025
73200Market research and public opinion pollingmain activity
Codes under NACEBEL 2008
73200Advertising, market research and public relations activitiesmain activity
Codes under NACEBEL 2003
74131main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“L’organisation et la gestion de toute société sur le plan financier,opérationnel,administratif ou légal; Le conseil en…”
9 activities
L’organisation et la gestion de toute société sur le plan financier,opérationnel,administratif ou légal
Le conseil en gestion,trésorerie,stratégie,marketing,communication,organisation et promotion des ressources humaines
La fourniture de travaux d’expertises couvrant aussi bien les domaines techniques,scientifiques,juridiques,économiques,artistiques. La société assurera également la coordination de sociétés et de consultants dans le but d’assurer des contrats d’expertise.
La prise de participation dans toute société commerciale
La gestion pour compte propre d’un patrimoine de valeurs mobilières et immobilières,incluant notamment mais non exclusivement : des actions et parts belges ou étrangères,cotées ou non,à titre provisoire ou permanent ; des obligations,bons de caisse,warrants,options et titres analogues ; des métaux précieux,des œuvres d’art,tableaux,meubles et bibelots ; des terrains et constructions ; en général toute valeur mobilière et immobilière
La société peut pourvoir à la gestion,la supervision,donner des conseils et contrôler toute société associée ou filiales ; elle peut prendre un intérêt par voie d’apport en numéraire ou en nature,de fusion,de souscription,de participation,d’intervention financière ou autrement,dans toutes sociétés,associées ou entreprises existantes ou à créer,en Belgique ou à l’étranger,dont l’objet serait analogue ou connexe au sien,ou de nature à favoriser le développement de son objet social
La fourniture de biens et la prestation de service se rapportant directement ou indirectement à son objet social
Elle peut accepter des mandats d’administrateurs
Elle peut garantir l’engagement des tiers et notamment ceux de ses associés et gérants
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