TECHFIN CONSULTING
ActiveTECHFIN CONSULTING has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €4k. Equity is growing by ~37.9% per year across the filed fiscal years. Its solvency ranks better than 10% of 17007 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-3
Solvency27▼-31
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 17007 sector peers (2025).
NBB · sector comparisonPosition among 17007 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
30 d early
2023
32 d early
2022
2 d early
2021
2 d early
2020
30 d early
2019
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k▼ 93.7%
2024 · €47k
2018: €-23k
2019: €-34k
2020: €1k
2021: €23k
2022: €31k
2023: €40k
2024: €47k
2018 → 2025
Total assets
€126k▼ 11.0%
2024 · €141k
2018: €53k
2019: €45k
2020: €85k
2021: €106k
2022: €138k
2023: €135k
2024: €141k
2018 → 2025
Net result
€4k▼ 52.6%
2024 · €8k
2018: €9k
2019: €-11k
2020: €35k
2021: €22k
2022: €7k
2023: €9k
2024: €8k
2018 → 2025
Working capital
€15k▼ 74.6%
2024 · €59k
2018: €2k
2019: €-19k
2020: €16k
2021: €48k
2022: €40k
2023: €51k
2024: €59k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€31k▲ 31.5%€40k▲ 29.7%€47k▲ 17.0%€3k▼ 93.7%
Operating result€37k-€7k▼ 82.5%€13k▲ 96.1%€15k▲ 15.6%€7k▼ 51.0%
Net result€22k-€7k▼ 66.8%€9k▲ 24.2%€8k▼ 8.4%€4k▼ 52.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 51% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €126k
Fixed assets
€8k▼ 36.5%
Current assets
€118k▼ 8.4%
Equity and liabilities €126k
Equity
€3k▼ 93.7%
Provisions
€19k=
Debt
€104k▲ 37.4%
The debt ratio rises from 53.5% to 82.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€14k▼
2024 · €22k
Cash flow
€10k▼
2024 · €15k
Solvency
2.3%▼
2024 · 33.1%
Current ratio
1.15▼
2024 · 1.85
Quick ratio
1.15▼
2024 · 1.85
Debt / equity
35.14▲
2024 · 1.61
ROE
134.8%▲
2024 · 17.9%
ROA
3.2%▼
2024 · 5.9%
Interest coverage
7.63▼
2024 · 9.41
Debt
€104k▲
2024 · €76k
Debt ≤ 1 year
€103k▲
2024 · €69k
Debt > 1 year
€1k▼
2024 · €6k
Income taxes
€6k▼
2024 · €9k
Staff costs
€111k▼
2024 · €136k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€141k€126k▼
Fixed assets21/28€13k€8k▼
Tangible fixed assets22/27€12k€7k▼
Furniture and vehicles24€12k€7k▼
Financial fixed assets28€800€800=
Current assets29/58€128k€118k▼
Amounts receivable within one year40/41€123k€116k▼
Trade receivables40€23k€21k▼
Other amounts receivable41€100k€95k▼
Cash at bank and in hand54/58€5k€1k▼
Deferred charges and accrued income490/1€435-
Equity and liabilities
Total equity and liabilities10/49€141k€126k▼
Equity10/15€47k€3k▼
Contributions10/11€19k-
Reserves13€62k€32k▼
Distributable reserves133€62k€32k▼
Profit (loss) carried forward14€-34k€-29k▲
Provisions and deferred taxes16€19k€19k=
Provisions for liabilities and charges160/5€19k€19k=
Other liabilities and charges164/5€19k€19k=
Amounts payable17/49€76k€104k▲
Amounts payable after more than one year17€6k€1k▼
Financial debts170/4€6k€1k▼
Amounts payable within one year42/48€69k€103k▲
Current portion of amounts payable after more than one year42-€5k
Financial debts43€5k€9k▲
Credit institutions430/8€5k€9k▲
Trade debts44€21k€9k▼
Suppliers440/4€21k€9k▼
Taxes, remuneration and social security45€30k€29k▼
Taxes450/3€11k€8k▼
Remuneration and social security454/9€19k€21k▲
Other amounts payable47/48€14k€51k▲
Income statement
Code20242025
Remuneration, social security and pensions62€136k€111k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€6k▼
Other operating charges640/8€2k€979▼
Gross operating margin9900€160k€126k▼
Operating profit (loss)9901€15k€7k▼
Financial income75/76B€5k€5k▼
Recurring financial income75€5k€5k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€18k€10k▼
Income taxes67/77€9k€6k▼
Profit (loss) for the period9904€8k€4k▼
Profit (loss) for the period to be appropriated9905€8k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-28k€-30k▼
Profit (loss) brought forward from the previous period14P€-36k€-34k▲
Transfer from equity791/2€400€31k▲
Transfer to equity691/2€5k-
To other reserves6921€5k-
Profit to be distributed694/7€2k€30k▲
Return on contributions (dividend)694€2k€30k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €35k
Net result €35k after one loss-making year.
26-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
05-11
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 189 days late
30-09
Financial
Weakest financial yearnet €-11k ▼220%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
2018
08-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 161 days late
2017
24-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fort-Jacolaan 41180 UkkelGround area
147 m²
Building footprint
79 m²
Volume, LiDAR
1,109 m³
Parcel 21614H0010/00A016, Brussels · tallest building 15.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
TECHFIN CONSULTING
since 20052.145.890.121
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614H0010/00A016 | Brussels | 147 m² | 1 · 79 m² | 15.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,392. 4,214 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-01-2005
Fiscal year end30-09
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
70210Activities of head offices; management consultancy activities
72100
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@techfin.be
Phone:0497549926