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Techcom

Active
Private limited companyfounded 2021active for 5 yearsGaverse steenweg 62 A, 9860 Oosterzele, BelgiumKBO/BCE: BE 0775.508.466
Summary

The computed 12-month bankruptcy probability of Techcom is 2.4% (moderate). The 2025 annual accounts show equity of €41,537 and a net result of €10,561. Equity is growing by about 42% per year across the filed financial years. Its solvency ranks better than 20% of 34,012 sector peers (NACE 43, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Plumbing work
NACE 43221
1 site
Size
€237,479total assets 2025
Equity
€41,537
Profit
€10,561
Turnover not published (micro format)
Financial health
52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.4%
Structure
Accounts filed 21 days late0 of 1 deed read
Why 52raises riskFounded in 2021Liquidity: current ratio 0.59, cash €712, halvedSector: Specialised construction activities (NACE 43)Latest accounts 21 days lateShow the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 40% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Average
Solvency 42+4
equity 17.5% of total assets
Liquidity 47=
short-term debt 15.6% · cash 0.3%
Profitability 51+2
return on assets 4.4%
Bankruptcy probability, 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,538 companies, NACE 43, micro)
Last 24 months 11-2024: 2.2% 12-2024: 2.2%● unchanged vs 11-2024 01-2025: 2.2%● unchanged vs 12-2024 02-2025: 2.2%● unchanged vs 01-2025 03-2025: 2.2%● unchanged vs 02-2025 04-2025: 2.3%▲ +0.1 percentage points vs 03-2025 05-2025: 2.3%● unchanged vs 04-2025 06-2025: 2.0%▼ -0.3 percentage points vs 05-2025 07-2025: 2.1%▲ +0.1 percentage points vs 06-2025 08-2025: 1.9%▼ -0.2 percentage points vs 07-2025 09-2025: 1.9%● unchanged vs 08-2025 10-2025: 1.8%▼ -0.1 percentage points vs 09-2025 11-2025: 1.8%● unchanged vs 10-2025 12-2025: 1.8%● unchanged vs 11-2025 01-2026: 1.8%● unchanged vs 12-2025lowest value 02-2026: 1.8%● unchanged vs 01-2026 03-2026: 1.9%▲ +0.1 percentage points vs 02-2026 04-2026: 2.0%▲ +0.1 percentage points vs 03-2026 05-2026: 2.0%● unchanged vs 04-2026 06-2026: 2.1%▲ +0.1 percentage points vs 05-2026 07-2026: 2.1%● unchanged vs 06-2026 08-2026: 2.7%▲ +0.6 percentage points vs 07-2026highest value 09-2026: 2.4%▼ -0.3 percentage points vs 08-2026 10-2026: 2.4%● unchanged vs 09-2026
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.59, compared with 0.47 in 2024; short-term debt: 15.6% and cash: 0.3% of total assets), and 82.5% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 19% on solvency, 38% on liquidity, 24% on profitability and 77% on growth.

The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises riskneutral
raises risk · Founded in 2021
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 0.59, cash €712, halved
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Latest accounts 21 days late
NBB · filings
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 34012 sector peers (2025).
NBB · sector comparison
Position among 34012 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are in a legal situation other than normal, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filings
Deviation from the deadline
2025
21 days late
2024
1 day early
2023
1 day early
2022
7 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 3 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
11-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Financials · financial year 2025, micro format

Equity
€41,537▲ 34.1%
2024 · €30,976
Total assets
€237,479▼ 2.1%
2024 · €242,489
Net result
€10,561▲ 13.6%
2024 · €9,296
Working capital
-€15,275▲ 28.5%
2024 · -€21,359
Trend over the years

2022 to 2025, 4 financial years

The operating result recovers in 2025; 2025 is 7% above 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€23,590 2025 Net result€10,561 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2022202320242025
Operating result€5,143-€27,642▲ 437%€22,015▼ 20.4%€23,590▲ 7.2%
Net result€2,221within the sector's middle half-€14,459within the sector's middle half▲ 551%€9,296within the sector's middle half▼ 35.7%€10,561within the sector's middle half▲ 13.6%
Equity€7,221below the sector's middle half-€21,680within the sector's middle half▲ 200%€30,976within the sector's middle half▲ 42.9%€41,537within the sector's middle half▲ 34.1%
Total assets€244,172within the sector's middle half-€247,346within the sector's middle half▲ 1.3%€242,489within the sector's middle half▼ 2.0%€237,479within the sector's middle half▼ 2.1%
Debt€236,951-€225,666▼ 4.8%€211,514▼ 6.3%€195,943▼ 7.4%
Working capital-€35,414below the sector's middle half--€27,973below the sector's middle half▲ 21.0%-€21,359below the sector's middle half▲ 23.6%-€15,275below the sector's middle half▲ 28.5%
Solvency3.0%below the sector's middle half-8.8%below the sector's middle half▲ 5.8pp12.8%below the sector's middle half▲ 4.0pp17.5%below the sector's middle half▲ 4.7pp
Current ratio0.23below the sector's middle half-0.37below the sector's middle half▲ 0.140.47below the sector's middle half▲ 0.100.59below the sector's middle half▲ 0.11
Return on assets (ROA)0.9%within the sector's middle half-5.8%within the sector's middle half▲ 4.9pp3.8%within the sector's middle half▼ 2.0pp4.4%within the sector's middle half▲ 0.6pp
above within below the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €237,479
Fixed assets €215,783 ▼ 3.4%
Current assets €21,697 ▲ 13.4%
Equity and liabilities €237,479
Equity €41,537 ▲ 34.1%
Debt €195,943 ▼ 7.4%
Debt's share of the balance-sheet total falls from 87.2% to 82.5%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€31,167▲
2024 · €29,662
Cash flow
€18,138▲
2024 · €16,943
Debt to equity
4.72▼
2024 · 6.83
ROE
25.4%▼
2024 · 30.0%
Interest coverage
3.23▲
2024 · 3.00
Debt ≤ 1 year
€36,972▼
2024 · €40,488
Debt > 1 year
€158,213▼
2024 · €169,479
Income taxes
€3,392▲
2024 · €2,842
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,274 companies that looked in July 2024 the way this one looks now, 2.5% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet
2.5% went bankrupt
2.5% stopped otherwise
95% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,470 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,274 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€242,489€237,479▼
Fixed assets21/28€223,360€215,783▼
Tangible fixed assets22/27€223,360€215,783▼
Land and buildings22€223,054€215,783▼
Furniture and vehicles24€305€0▼
Current assets29/58€19,130€21,697▲
Amounts receivable within one year40/41€16,759€18,882▲
Trade receivables40€16,759€18,274▲
Other amounts receivable41-€608
Cash at bank and in hand54/58€2,371€712▼
Deferred charges and accrued income490/1€0€2,103▲
Equity and liabilities
Total equity and liabilities10/49€242,489€237,479▼
Equity10/15€30,976€41,537▲
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14€25,976€36,537▲
Amounts payable17/49€211,514€195,943▼
Amounts payable after more than one year17€169,479€158,213▼
Financial debts170/4€169,479€158,213▼
Amounts payable within one year42/48€40,488€36,972▼
Current portion of amounts payable after more than one year42€10,847€11,267▲
Trade debts44€7,705€12,993▲
Suppliers440/4€7,705€12,993▲
Taxes, remuneration and social security45€6,260€6,967▲
Taxes450/3€6,260€6,967▲
Other amounts payable47/48€15,676€5,745▼
Accrued charges and deferred income492/3€1,546€758▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,647€7,577▼
Other operating charges640/8€1,937€2,183▲
Gross operating margin9900€31,599€33,350▲
Operating profit (loss)9901€22,015€23,590▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€9,877€9,636▼
Recurring financial charges65€9,877€9,636▼
Profit (loss) for the period before taxes9903€12,138€13,953▲
Income taxes67/77€2,842€3,392▲
Profit (loss) for the period9904€9,296€10,561▲
Profit (loss) for the period to be appropriated9905€9,296€10,561▲
Appropriation of the result
Profit (loss) to be appropriated9906€25,976€36,537▲
Profit (loss) brought forward from the previous period14P€16,680€25,976▲

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€678€7,567€7,647€7,577▼ 0.9%
Other operating charges640/8€45,642€300€1,937€2,183▲ 12.7%
Gross operating margin9900€51,463€35,508€31,599€33,350▲ 5.5%
Operating profit (loss)9901€5,143€27,642€22,015€23,590▲ 7.2%
Financial income75/76B€0€12€0€0▼ 100%
Recurring financial income75€0€12€0€0▼ 100%
Financial charges65/66B€2,074€9,294€9,877€9,636▼ 2.4%
Recurring financial charges65€2,074€9,294€9,877€9,636▼ 2.4%
Profit (loss) for the period before taxes9903€3,070€18,360€12,138€13,953▲ 15.0%
Income taxes67/77€849€3,901€2,842€3,392▲ 19.4%
Profit (loss) for the period9904€2,221€14,459€9,296€10,561▲ 13.6%
Profit (loss) for the period to be appropriated9905€2,221€14,459€9,296€10,561▲ 13.6%
Line2022202320242025Change
Assets
Total assets20/58€244,172€247,346€242,489€237,479▼ 2.1%
Fixed assets21/28€233,404€231,007€223,360€215,783▼ 3.4%
Tangible fixed assets22/27€233,404€231,007€223,360€215,783▼ 3.4%
Land and buildings22€232,346€230,325€223,054€215,783▼ 3.3%
Furniture and vehicles24€1,057€681€305€0▼ 100%
Current assets29/58€10,768€16,339€19,130€21,697▲ 13.4%
Amounts receivable within one year40/41€8,583€13,145€16,759€18,882▲ 12.7%
Trade receivables40€8,583€13,145€16,759€18,274▲ 9.0%
Other amounts receivable41---€608-
Cash at bank and in hand54/58€2,072€3,084€2,371€712▼ 70.0%
Deferred charges and accrued income490/1€114€110€0€2,103-
Equity and liabilities
Total equity and liabilities10/49€244,172€247,346€242,489€237,479▼ 2.1%
Equity10/15€7,221€21,680€30,976€41,537▲ 34.1%
Contributions10/11€5,000€5,000€5,000€5,000=
Profit (loss) carried forward14€2,221€16,680€25,976€36,537▲ 40.7%
Amounts payable17/49€236,951€225,666€211,514€195,943▼ 7.4%
Amounts payable after more than one year17€190,769€180,326€169,479€158,213▼ 6.6%
Financial debts170/4€190,769€180,326€169,479€158,213▼ 6.6%
Amounts payable within one year42/48€46,182€44,311€40,488€36,972▼ 8.7%
Current portion of amounts payable after more than one year42€9,231€10,443€10,847€11,267▲ 3.9%
Trade debts44€2,630€1,914€7,705€12,993▲ 68.6%
Suppliers440/4€2,630€1,914€7,705€12,993▲ 68.6%
Taxes, remuneration and social security45€5,678€9,076€6,260€6,967▲ 11.3%
Taxes450/3€5,678€9,076€6,260€6,967▲ 11.3%
Other amounts payable47/48€28,643€22,878€15,676€5,745▼ 63.4%
Accrued charges and deferred income492/3-€1,028€1,546€758▼ 51.0%
Line2022202320242025Change
Profit (loss) for the period9904€2,221€14,459€9,296€10,561▲ 13.6%
+ Depreciation and write-downs630€678€7,567€7,647€7,577▼ 0.9%
Operating cash flow (approximation)€2,898€22,026€16,943€18,138▲ 7.1%
Investment in fixed assets (approximation)--€5,170€0€0-
Change in cash-€1,012-€713-€1,659▼ 133%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Public contracts: not fully processed yet. The notices from June 2024 to September 2026 are still being read.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 8 October 2021, Techcom was incorporated as a private limited company.1 Total assets went from €244,172 in 2022 to €237,479 in 2025.2

  1. 1KBO (Crossroads Bank for Enterprises)
  2. 2National Bank, annual accounts 2022 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
21-08
NBB filing Annual accounts filed
financial year 2025 · micro format · 21 days late
2025
30-07
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
30-07
NBB filing Annual accounts filed
financial year 2023 · micro format
2023
31-12
Financial Highest result from 2022 to 2025net €14,459 ▲551%
Operating result €27,642, net result €14,459, both a record.
24-07
NBB filing Annual accounts filed
financial year 2022 · micro format
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded08-10-2021
Financial year end31-12
Activities, NACEBEL 2025
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
46431Wholesale of electrical household appliances and audio-video equipment
46647Wholesale trade
82990Other business support services
Contact
Phone 0470876920Oosterzele
E-invoicing
Reachable via Peppol
Peppol ID 0208:0775508466
Registered 05-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 11 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0775.508.466

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Oosterzele · 1 establishment unit since 2021
registered office establishment The establishment unit on the map
Ground area
129 m²
Building footprint
189 m²
Building volume
1,199 m³
Parcel 44059B1074/00Z000, Flanders · tallest building 9.7 m. Linked by address, not a title deed.
1 establishment unit
Techcom
Gaverse steenweg 62 A, 9860 OosterzeleManufacture of machinery and equipment not elsewhere classified
since 2021unit no. 2.324.094.561
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
44059B1074/00Z000 Flanders 129 m² 1 · 189 m² 9.7 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.