Turnover
The micro format states no turnover.
The micro format states no turnover.
In July 2024, 11,279 companies had the same profile as Tech Train has now. Each dot stands for 29 companies, two years later.
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for Tech Train. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| Tech Train Hamme (Vl.) | €60,710 | €36,825 | 40.2% | - |
| Juliane Steffen Antwerp | €47,777 | €30,597 | 50.6% | - |
| Bouderqa Lede | €48,402 | €44,481 | 76.6% | - |
| De Groene Verbeelding Oudenaarde | €87,948 | €29,049 | 21.0% | - |
| Elev8 Management Liège | €50,266 | €35,757 | 5.0% | - |
| MAITRE D' Middelkerke | €45,454 | €36,612 | 60.1% | - |
| Kiné D’Hallewin Géraldine Lobbes | €42,447 | €30,670 | 65.5% | - |
These companies have the same main activity as Tech Train: other education (NACE 85599). They are comparable in size and age: total assets between €42,400 and €87,900, founded between 2024 and 2025.
Tech Train has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24,418 and a net result of €23,251.
Its solvency ranks better than 47% of 2,612 sector peers (NACE 85, financial year 2025).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €150,000. Estimated: probably between €89,000 and €270,000.
Higher than 47% of 2,612 companies in 2025.
Higher than 51% of 2,481 companies in 2025.
Higher than 87% of 2,510 companies in 2025.
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
60,710 | |
21/28 |
14,763 | |
22/27 |
14,763 | |
23 |
2,140 | |
24 |
12,623 | |
29/58 |
45,947 | |
40/41 |
16,622 | |
40 |
16,622 | |
54/58 |
27,798 | |
490/1 |
1,527 | |
| Balance sheet: equity and liabilities | ||
10/49 |
60,710 | |
10/15 |
24,418 | |
10/11 |
2,000 | |
13 |
22,418 | |
133 |
22,418 | |
17/49 |
36,292 | |
17 |
10,558 | |
170/4 |
10,558 | |
42/48 |
25,734 | |
42 |
5,428 | |
44 |
6,841 | |
440/4 |
6,841 | |
45 |
12,422 | |
450/3 |
12,422 | |
47/48 |
1,044 | |
| Income statement | ||
9900 |
36,825 | |
630 |
2,841 | |
640/8 |
511 | |
9901 |
33,473 | |
65/66B |
1,485 | |
65 |
1,485 | |
9903 |
31,989 | |
67/77 |
8,738 | |
9904 |
23,251 | |
9905 |
23,251 | |
| Appropriation of the result | ||
9906 |
23,251 | |
691/2 |
22,418 | |
6921 |
22,418 | |
694/7 |
833 | |
694 |
833 | |
| Document | ||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 05-06-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 05-06-2026 | 2026-00139995 |
| Line | Trend | 2025 |
|---|---|---|
| 36,314 | ||
| 26,091 | ||
| 17,604 | ||
| 20,212 | ||
| 40.2% | ||
| 1.79 | ||
| 1.49 | ||
| 95.2% | ||
| 38.3% | ||
| 24.46 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 |
|---|---|
| Tangible fixed assets | €17,604 |
| €2,841 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Debt's share of the balance-sheet total is 59.8%.
Tech Train has no parent and no holdings in its annual accounts. is the only director. Tech Train shares no director with another company.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Zogge 96 registered office 9220 Hamme (Vl.) | 02-07-2025 | 2.375.850.791 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 42452C1151/00F000 | 923 m² | 1 · 38 m² | 0.0 m |
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